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All you need to Know About Personal Finance Retirement Accounts Ira

What is an Individual Retirement Account (IRA)?

There are all types of IRA accounts available and finding the right one for you and your retirement goals is an important step in securing your money and your future.

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Individual Retirement Account Holders Will Soon be Facing an IRS Crackdown

Penalties for contributing and withdrawing the wrong amounts are about to be strictly enforced. Find out how to avoid hefty fines for potential errors.

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What are Stable-Value Funds?

The stable-value fund market is extremely large and flush with cash. 33% of the stable value investment is from employee-directed 401(k) plans and total $396 billion in value.

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Should you Invest in a Roth IRA?

Roth IRAs were created to help middle-class Americans save for retirement. Roth IRAs are not tax-deductible, but are more flexible than traditional IRAs.

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What to do with Roth IRA if you Decide to Retire Early?

Are you thinking about taking an early retirement? If so, you’re not alone. Many people want to “jump ship” from the daily grind and really live life while they’re younger than 65. Of course, retiring early means you have to have plenty of money saved up in order to do it comfortably – life costs...

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Investing in an IRA

IRA stands for “individual retirement account,” and investors would be prudent to ensure that there is an IRA present in their portfolio diversification strategy. When it comes time to actually setting up and maintaining account, as with any other investment instrument, it will be to your advantage to do some research on educating yourself to...

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How To Handle Inherited IRA Required Minimum Distributions

Individual retirement accounts are designed to help people save enough money to ease into retirement. What happens, though, when the unthinkable occurs and that money is no longer needed by the individual? Losing a loved one is never easy to deal with and money is usually the last topic anyone wants to mention, but unless...

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What is A Self Directed IRA and How to Use it

A self-directed Individual Retirement Account (IRA) is exactly what the name describes. It allows an account owner to make investment decisions on his or her own behalf for retirement while continuing to provide the account holder with tax benefits. You can have either a traditional self directed IRA or a self directed Roth IRA. You...

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IRAs Based Taxes on the Required Minimum Distribution Amount

Traditional IRAa and Roth IRAs both based the required minimum distribution amount by calculating the value of your account in conjunction with your life expectancy.

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Traditional IRA

When you are preparing for retirement, whether it’s paying your mortgage or planning a dream vacation, putting your money in a Traditional IRA may be the best way to ensure your finances are there for you when you need them.

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What is a SEP IRA?

When you open a SEP IRA for yourself and your employees, you are insuring a financial future for everyone involved in your small business.

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