Many of the features of www.GoBankingRates.com are available to you without your providing personally identifiable information. Personally identifiable information generally includes information that could be used to determine your identity, such as your name, address, phone number, e-mail address, and birth date. The following are certain situations in which Go Banking Rates may collect personally identifiable information from you:
Go Banking Rates uses your personally identifiable information as follows:
Unless you are entering one of Go Banking Rates’s sweepstakes, Go Banking Rates does not currently sell your personally identifiable information. The following describes some of the ways that your personally identifiable information may be disclosed in the normal scope of business:
The types of information that may be collected by third-party advertising companies include the following:
If you would like to opt-out of third-party advertising companies’ use of such information, go to www.SavingsSavy.info/unsubscribe
GoBankingRates.com sends only verified newsletters, specifically requested by Go Banking Rates subscribers. Subscriptions to GoBankingRates.com newsletters are verified by sending an e-mail. GoBankingRates.com is fully compliant with the Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003.
“Cookies” are alphanumeric identifiers in the form of text files that are inserted and stored by your Web browser on your computer’s hard drive. Go Banking Rates, its external service providers, internal service providers, and third-party advertising companies, may set and access cookies on your computer to track and store preferential information about you. Go Banking Rates, and its external service providers, internal service providers, and third-party advertising companies gather anonymous information about you through cookie technology on an aggregate level only. For example, a third-party advertising company may assign a cookie (and a Web beacon, described below) to you, to limit the amount of times you see a particular advertisement or to help better determine which advertisements to serve to you. Please note that most Internet browsers will allow you to stop cookies from being stored on your computer and to delete cookies stored on your computer.
Personally identifiable information you submit to Go Banking Rates is password-protected for your privacy and security. In certain areas Go Banking Rates uses industry-standard SSL-encryption to protect data transmissions. In the unlikely event that an unauthorized third party compromises Go Banking Rates security measures, Go Banking Rates will not be responsible for any damages directly or indirectly caused by an unauthorized third party’s ability to view, use or disseminate such information.
www.GoBankingRates.com is intended to be accessed and used only by adults and is not directed to children under the age of 18. Go Banking Rates does not knowingly permit registration or submission of personally identifiable information by anyone under the age of 18.
THEREFORE, YOU DO NOT HAVE THE OPPORTUNITY TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS AND YOU GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. BY USING WWW.GO BANKING.COM YOU CONSENT TO THESE RESTRICTIONS.
You and Go Banking Rates shall select the arbitrator, and if you and Go Banking Rates are unable to reach agreement on selection of the arbitrator within thirty (30) days after the notice of arbitration is served, then the American Arbitration Association shall select the arbitrator. Arbitration shall not commence until the party requesting it has deposited One Thousand Dollars ($1,000.00) with the arbitrator for the arbitrator’s fees and costs. The party requesting arbitration shall advance such sums as are required from time to time by the arbitrator to pay the arbitrator’s fees and costs until the prevailing party is determined or the parties have agreed in writing to an alternate allocation of fees and costs.
Judgment upon any award rendered by the arbitrator shall be final, binding and conclusive upon you and Go Banking Rates and your and Go Banking Rates’s respective administrators, executors, legal representatives, successors and assigns, and may be entered in any court of competent jurisdiction. Notwithstanding the previous sentence, in no event shall either you or Go Banking Rates be entitled to punitive, special, indirect or consequential damages and both you and Go Banking Rates hereby waive your and Go Banking Rates’s respective rights to any punitive, special, indirect or consequential damages, including, but not limited to, damages for any loss of profit, revenue or business.