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Rates

Current Rates, News & Information

Posted in 2 Year CD, CD Rates, Local Banks, Rates
Californians know how to go with the flow and One West Bank's acquisition of First Federal Bank of California is part of the equation. The bank still operates under their original name of First Federal Bank of California and has some of the best CD rates out there for locals. One great offer comes courtesy of the generous terms of the bank's 24-month rates on CDs. First Federal Bank of California has two tiered bases for their 2-year certificate deposit rates and they are:

  • $500-$9,999,99 earns a 1.94% APY
  • $10,000+ earns a 2.05% APY

Of course to qualify for First Federal Bank of California CD Rates certain terms must be met including:

  • Early withdrawal penalties will apply
  • Minimum opening deposit of $500
  • Interest compounded quarterly
  • FDIC insured

Applications for the 2-year certificate of deposit from First Federal Bank of California can be completed online. The First Federal Bank of California has branches throughout Southern California and has been serving local communities for over 80 years.

>>2-year CD Interest Rates

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.



Posted in Banking, Checking Accounts, Local Banks, Rates

first-chicago

Consumers looking for a high rate of return on deposited money should consider arewards checking account. Many checking account rates currently have higher yields then regular savings accounts and the option from First Chicago Bank and Trust is one of them. The Chicago based financial institution has one of the best checking account rates currently available. Their 4.07% APY far exceeds the national average interest rates so if you are looking for complete check writing privileges and a high rate of return you need to know:

  • $1 minimum opening balance amount
  • APY rate applies to checking account balances ranging from $1-$15,000
  • Balance amounts exceeding that amount will earn .50% APY
  • Minimum balance of $500 required to avoid monthly fee
  • Monthly fee is $10
  • Customers must opt into and actively use online banking and e-statements to qualify for rates
  • Depositors must conduct 12 debit card and/or signature based (point of sale) transactions
  • Two direct deposit or automated clearing house (ACH) must be linked directly to checking account
  • Valid email address required to qualify for offer
  • Rates are subject to change at banks discretion
  • FDIC insured

With over 100 years of combined experience, First Chicago Bank and Trust has dedicated their efforts to beingChicagoland's leading commercial bank.Applications for the First Access Checking Accounts can be completedonline. The financial institution has eightbranches throughout Illinois with options in Bloomingdale, Chicago, Elgin, Itasca,Norridge andPark Ridge.

>> High Yield Checking Accounts

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


Posted in Local Banks, Rates, Savings Account

Are you a new parent looking for a baby savings account ? If so, then the First Community Bank's Looney Tunes account designed for minors will do the trick. In the beginning, parents can help build their offspring's nest egg while earning a competitive .13% APY. As the child matures, parents can...



Read Full Article: Minors Earn Major .13% APY With Community Bank NM

Posted in CD Rates, National Banks, Rates
far-east

Far East National Bank has a promotional CD rate that has to be seen to be believed.The offer is for a 11-month term CD and this particular Far East National Bank CD Rate is higher than the financial institution's rate on 12-month CD deposits . Depositors can earn a competitive 1.58% APY ...


Read Full Article: Earn 1.58% APY With a Far East National Bank 11-Month Special Promotion CD

Posted in Banking, Local Banks, Money Market, Rates

Tiered money market accounts pay interest based on how much money you have on deposit. Typically the more you have on deposit, the higher interest rate you will score. New York based Emigrant Savings Bank has money market rates based on this simple philosophy. The Emigrant Bank money market rate ...



Read Full Article: Earn Up To .85% APY With an Emigrant Savings Bank Money Market Account

Posted in Banking, Checking Accounts, Local Banks, Rates

dollar-bank
Free is good! If you are looking to find a free checking account that also has a reward feature that pays up to $150 annually, then Dollar Bank should be on your radar. The extra money accrued via Dollar Bank's checking account is not done so through a checking account rate , but as a bonus...



Read Full Article: Get Free Checking and up to $150 in Rewards From Dollar Bank

Posted in Banking, Checking Accounts, National Banks, Rates

The fact remains that interest rates are at historic lows and many savings account offers are lackluster. With Commerce Bank , consumers may opt to skip opening a savings account entirely as the Commerce Bank Premium checking account is offering the identical rate of return of .10% APY plus...



Read Full Article: Commerce Bank Has Checking Account With .10% APY and Additional Depositor Benefits

Posted in Local Banks, Rates, Savings Account

Considering the current economic trend , at .18% APY Coppermark Bank Savings Rates are worthy of consideration for those looking to put their money on deposit. Diversifying your investment portfolio is essential strategy to mitigate any risk of future loss. With a regular savings account in...



Read Full Article: Coppermark Bank Has an .18% Savings Account Rate

Posted in Banking, Local Banks, Money Market, Rates

Colorado State Bank and Trust enthusiastically proclaims "Long Live Your Money" and with their current money market rate offerings , it is easy to see why. Like with other top money market accounts , the rates offered from Colorado State Bank and Trust are based on a tiered deposit amount and...



Read Full Article: Colorado State Bank and Trust Offers at Least .45% APY Money Market Account Rate

Posted in CD Rates, Local Banks, Rates

CD ladders are a great way to diversify your portfolio as they are simple to buy and FDIC insured. If you are thinking about utilizing the strategy in order to reap the ultimate financial rewards, a shorter-term commitment such as an 18-month CD would be your best bet. Currently, interest rates...



Read Full Article: Citizens Trust Bank's 18-Month CD with a .95% APY Reward Would Make Excellent Rung on CD Ladder

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