Rates

Competitive long-term CD rates are available Qualtrust Credit Union. The 5-year CD offers 3.56% APY and the 4-year offers 3.30% APY.

We previously reported on competitive shorter-term CD rates from the credit union, which have since lowered:

• 2.78% APY - 36-month CD
• 2.52% APY - 30-month CD
• 2.27% APY - 24-month CD
• 1.76% APY - 18-month CD
• 1.66% APY - 12-month CD
• 1.16% APY - 6-month CD
• 0.75% APY - 3-month CD

The minimum deposit is $1,000 for all accounts. The CU also offers a 1-year Smart Start CD with minimum $250 opening balance. Early withdrawal penalties apply.

Credit Union membership is open to anyone who lives, works, or worships within a 10-mile radius of the credit union's Irving or Grapevine locations, or in Tom Green County.

>> Special CD Rates

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.

FlagstarDirect.com is the new internet bank website recently opened by Flagstar Bank that offers new online applications for various accounts, including an impressive 1.82% APY Express Money Market Account rate and a corresponding online application.

The specifics of the money market account include:

• No minimum balance requirement
• Free checks for life
• Visa debit card
• Free postage-paid deposit envelopes
• Fee-free access to certain ATMs all 50 states

The minimum initial deposit to open is $1.

The site's Express Internet Checking account offers tiered rates started at 0.15% APY for up to $25k. The CD accounts offer rates as high as 3.00% APY for a 3-year term.

>> Money Market Accounts

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.

Bank of American Fork has lowered its SmartSavings Direct top tier rate to 1.55% APY . The previous rate was 1.60%. The current breakdown of tiers is as follows:

• 1.55% APY - $250,000 +
• 1.50% APY - $1,000 - $249,999.99
• 0.50% APY - $10 - $999.99

A minimum opening deposit of $10 is required. No...

If you're looking for a reasonable savings rate, Danversbank is offering 1.50% APY on the DBK Online Savings Account . Some details of the account include:

• $1 minimum to open
• $.01 balance to earn APY
• Receive Danversbank ATM card
• Use online or telephone banking

Initial funding for the account is...

North Carolina residents can benefit from a great 1.80% APY money market promotion from Southern Community Bank and Trust . The promotion is listed on the bank's checking account page . Here are the basics of the account:

• 1.80% APY guaranteed through Jan. 31, 2010
• Minimum balance to obtain rate...

Georgia residents can take advantage of a 4.15% APY Reward Checking Account from Greater Rome Bank . In order to receive the following rates, you must meet certain monthly requirements:

• 4.15% APY on balances up to $20,000
• 1.15% APY on balances over $25,000
• 0.15% APY base rate if qualifications...

Take advantage of competitive money market rates from Neighbors Federal Credit Union . The rate tiers for the Money Market Account are as follows:

• 1.51% APY - balances over $50,000
• 1.25% APY - $25,000 - $49,999.99
• 1.00% APY - $10,000 - $24,999.99
• 0.75% APY - $2,500 - $9,999.99
• 0.00% APY - $0 -...

At American Eagle Credit Union , new customers only can earn up to $100 with the Bonus Bucks Checking Account . In order to earn the bonus bucks, you must add one of the following within 30 days of opening the account:

• Visa Check Card (earns $25)
• Direct Deposit plus one transaction (earns $25)
• ...

Bank Midwest in Missouri and Kansas is offering competitive CD rate tiers , including:

• 3.00% APY - 84 & 120 month CD
• 2.75% APY - 48 & 60 month CD
• 2.50% APY - 36 month CD
• 2.25% APY - 12, 15, 24 & 30 month CD
• 1.90% APY - 9 month CD
• 1.45% APY - 182 day CD

To see all CDs, visit rates page . The...

First Financial Federal Credit Union is offering an impressive list of tiers for its Money Manager Savings Account . The rate tiers are as follows:

• 2.40% APY - $100,000 or more
• 2.00% APY - $50,000-$99,999.99
• 1.80% APY - $10,000-$49,999.99
• 1.20% APY - $2,000-$9,999.99
• 0.70% APY - $0-$1,999.99

...