RATES

Western Heritage Bank does so much more than just provide their members with a full-service financial credit union. They also offer online banking options as well as useful financial calculators. Today, they are also offering a great high interest checking account rate of .50% APY which means you could be earning interest as of right now.  A checking account that also earns interest is not too common, so take advantage of Western Heritage Bank’s account to grow your money as much as possible.

This account is tiered so that higher balances earn a higher interest rate. To be eligible for this checking account, there is a minimum opening deposit of $5,000, but a minimum balance of $10,000 is needed to earn the stated APY. Interest rates are accurate as of January 6, 2011 and are subject to change at any time without notice.

Nexity Bank holds assets of over $957 million and serves over 21,000 customers in all 50 states in the United States and 20 different countries, yet it manages to provide the highest savings rates usually only offered by small community banks. Right now, customers at Nexity can earn a rate of .75% APY in their savings accounts.

All you need to begin earning this savings account rate is an opening deposit of $50. There is no monthly service charge and you’re allowed 6 transactions per month. Rates are subject to change at any time in the future.

Midland Community Bank boasts that it’s “small enough to care,” and this bank shows how much it cares for customers by providing the best CD rates possible. You could be earning a two year CD rate of 1.66% APY by opening an account with this bank.

The minimum balance required in order to earn this CD rate is $1,000. CDs automatically renew at current rates and a substantial penalty will be imposed for early withdrawal. Rates are subject to change at any time.

It’s not every day you find car loan rates this low, but Lauhoff Employees Credit Union is offering new car financing for as low as 2.50% APR for a limited time only. Don’t pass up this chance to obtain one of the lowest auto loan rates currently available.

Only members of this credit union are eligible to secure a loan. The advertised rate applies to new car purchases only for a term of up to 36 months. If you’d like a longer loan term length, Lauhoff Employees CU is also offering discounted rates on loans of 37 to 60 months at 3.00% APR and 61 to 72 months at 3.50% APR.

Find freedom from the low interest rates offered by banks and open an account with Freedom Community Credit Union. They are currently offering some of the highest CD rates, like a one year CD that earns a rate of 1.15% APY.

Only members of Freedom Community CU are eligible to open a CD account. The minimum deposit required to earn this CD rate is$5,000. All rates are subject to change in the future and a penalty may be imposed for an early withdrawal.

The Independent Bank of Austin, SSB offers a tiered savings account that allows you to earn more interest as you grow your balance. Account holders have the opportunity to earn a savings account rate as high as .75% APY.

The minimum balance required to earn the advertised Gold Account rate is $10,000. Note that fees could reduce the earnings on the account and rates are subject to change on a daily basis.

The National Association of Postmasters of the United States founded their own credit union, known simply as NAPUS CU. The credit union strives to provide members superior banking products, like the best CD rates, including today’s offer for a two year CD rate of 2.02% APY.

You must be a member of the credit union in order to open a CD account. A minimum deposit of $500 is required and early withdrawal may result in a penalty. Rates are accurate as of the publish date but are subject to change at any time.

If you’d like to earn a competitive interest rate on your savings but also want to keep your money liquid in case of a large expenditure or financial emergency, a savings account from Capital City Bank is just what you need. Customers who open a Super Saver Savings Account from Capital City Bank can earn .80% APY.

The Super Saver Savings Account awards interest on a tiered basis. Balances between $500 and $50,000 will earn the advertised savings interest rate. Please note the interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account.

The goal of VASCO Credit Union is to provide a complete line of banking services at little to no cost to its owners. Since credit union owners are its members, those who belong to VASCO CU can earn some of the best rates around, including the highest CD rates, like today’s offer for a six month CD rate of .67% APY.

Only members of VASCO Credit Union are eligible to open an account and earn this CD rate. A $2,500 minimum is required to open an account . Rates are subject to change at any time and there may be a penalty for early withdrawal.

The National Bank of Georgia runs like a family and wants to include customers as part of that family. One of the benefits of becoming part of this family is having access to the highest CD rates around. For instance, this bank’s 6-month CD rate is .65% APY.

The minimum deposit required to open a CD account is $2,500. Early withdrawal will result in a penalty of 3 months’ interest. Please note that interest rates are subject to change at any time.