RATES

If you’re fed up with the low rates most banks are offering on savings accounts, try a CD instead. CD rates are usually much higher that traditional savings accounts, like the six month CD from North Hollywood Credit Union that earns a 1.01% APY.

Only members of North Hollywood CU are eligible to open an account. A minimum deposit of $1,000 is needed to earn the advertised CD rate. Early withdrawal may result in a penalty and rates are subject to change at any time.

Freedom Community Credit Union rewards members who are diligent about saving money. By keeping more on deposit, you have the opportunity to earn more interest, too. The Super Share savings account is currently providing an interest rate of 1.00% APY.

If you would like to open an account and begin earning this savings rate, you must first become a member of the credit union. A minimum deposit of $2,500 is required and withdrawals are limited to six per month. Rates may change in the future.

NavyArmy Credit Union cares greatly about its members, which is why it strives to provide the highest CD rates. For example, the two year CD rate at this credit union is currently 1.85% APY.

Only members of the credit union can open a CD account. The minimum balance needed to earn the advertised CD rate is $1,000. The APY assumes principal and interest remain on deposit for at least one year. A penalty may be imposed for withdrawal before maturity or renewal date if account automatically renews. Rates are subject to change at any time.

The Quaker Oats Credit Union currently has over 1800 members, in part due to the high quality financial products it offers. Take their savings account–members are currently earning a savings interest rate of .60% APY.

You must first become a member of Quaker Oats Credit Union before opening a savings account. The highest savings account rate is available to account holders with balances of $10,000 and higher. Rates may change without notice.

The Woodhouse & Bartley  Bank offers a local approach and personal touch you just can’t find elsewhere. Their outstanding CD rates only add to the benefit of banking with this institution. Right now, customers can earn a two year CD rate of 1.76% APY.

CD accounts require a minimum opening deposit of $500 and early withdrawal will result in a penalty of three months’ interest. Interest may be compounded, sent by check or directly deposited into an existing account. You may also elect to automatically renew the account. For your convenience, notices are sent to advise of renewal date, maturity date and new rate if applicable.

Members of BCBSNC Credit Union are also part owners, which means the success of the institution is returned to them in the form of high dividends. For example, the share savings account rate outperforms most of the savings rates in the nation, offering an excellent 1.00% APY.

If you’re not yet a member of BCBSNC Credit Union, you’ll have to join before becoming eligible to earn this savings interest rate. The minimum balance required to earn this rate is $250. Rates are subject to change in the future without notice.

At PUD Credit Union, a member is more than just an account number. That’s why the enjoy such great rates on deposit accounts and loans. For instance, today, PUD Credit Union offering an outstanding auto loan rate as low as 3.70% APR.

Only credit union members are eligible to obtain a car loan from PUD CU. The advertised loan rate is for new (2009 and newer) car models with a loan term length of up to 72 months. Loans of $35,000 or more may extend to 84 months. Rates are based on the creditworthiness of the borrower and subject to change at any time.

If you have accumulated big savings but aren’t earning a high savings account rate, you’re not making the most of your money. Walden Savings Bank is offering the Advantage Savings account, which allows you to earn a rate of .85% APY.

The Advantage Savings is an option for those who prefer a tiered account with a higher return and increased liquidity. It requires a deposit of at least $10,000 to open and earn the stated savings interest rate. Pre-authorized and telephone transfers are limited to six per statement cycle, but you are granted unlimited deposits and in-branch withdrawals or transfers. Rates may change at any time in the future.

When large, national bank chains aren’t providing interest rates that will help grow your money, it might be time to go local. The Bank of Protection is such a bank offering some of the best CD rates, like their currently offer on a one year CD at 1.36% APY.

The minimum deposit needed to earn this CD rate is $500. A penalty may be imposed if a withdrawal is made before the account matures. Please note that The Bank of Protection may choose to change rates at any time without notice.

Stanford credit union supports the community by making borrowing money more affordable, which is why this credit union is offering such an excellent deal on car financing. Presently, members can obtain a car loan rate as low as 3.49% APY.

If you’re not yet a member of Stanford CU, you will need to become one to be eligible for an auto loan. The advertised auto loan rate applies to new and used vehicles with a maximum loan term length of 84 months. Rates are based on the borrower’s credit profile and you may be offered a higher rate depending on your creditworthiness.