RATES

Just because savings rates across the nation are down, it doesn’t mean you have to accept them. If you’re a customer of Woodhouse & Bartley Bank, for example, you can earn an excellent rate of 1.00% APY on your savings.

The Passbook account is a variable interest rate savings account and can be opened with a minimum of $5.00. There’s no service charge and interest is accrued daily and paid on a quarterly basis. Statements are sent once a year unless you have an ATM card, in which case they’re sent monthly in combination with your checking account statement. You also get access to free internet banking.

Dearborn Savings Bank offers special CD rate deals from time to time, and today it is a rate of 1.75% APY on a 20-month CD. Take advantage of this offer and earn more on your deposit than most 2 year certificate of deposit rates can provide.

A minimum deposit of $1,000 is required in order to earn this CD rate. A penalty may be imposed for early withdrawal. In addition to compounding your CD interest, you have the option of collecting a quarterly or monthly interest check or rolling it into another Dearborn Savings Bank account.

Telhio Credit Union is one of the few financial institutions offering a truly outstanding auto loan rate that applies to longer term loans on both new and used vehicles. Right now, members can obtain a car loan for as low as 3.25% APY.

You have to be a member of Telhio CU in order to qualify for a loan. The lowest loan rate applies to vehicle financing on new or used models with a term of up to 60 months. This rate is also based on the creditworthiness of the borrower and you may be offered a different rate based on your credit profile. Rates are subject to change at any time.

We are very excited to share today’s rate of the day, because it’s one of the highest credit union CD rates currently available across the nation for a six month CD. Right now, BCBSNC Credit Union is offering a 6-month CD rate of 1.51% APY.

In order to earn this incredible CD rate, you must be a member of the credit union and also have a regular share account with a minimum balance of $25. Withdrawal before the maturity date is not permitted. The certificate will automatically renew at maturity unless otherwise instructed by the member. Rates are subject to change at any time.

VASCO Credit Union prides itself on serving the little guy by providing a complete line of banking services at little or no cost to the owners. The foundation of these products is their savings account, which currently offers a great savings interest rate of 1.00% APY.

A share savings account establishes your membership at VASCO Credit Union and you must keep it open to stay a member. A minimum deposit of $50 is required to open and maintain your account. Rates are subject to change in the future.

Protect your money from falling interest rates by depositing in a high interest savings account. Don’t know where to find one? The Bank of Protection is currently offering a great savings rate of 1.01% APY on the Passbook Savings Account.

You only need a minimum deposit of $50 to earn this great rate, but $100 or more is required to avoid the monthly maintenance fee. You are allowed to make up to 9 withdrawals per quarter ($1.00 fee for each subsequent withdrawal).

Right now, finding a short-term CD with an interest rate that beats the best savings accounts can be a tough task, but luckily, CenTrust Bank allows you to earn one of the best bank certificate of deposit rates without having to lock down your money for years. Right now, you could be earning .50% APY on a 6-month CD.

This rate applies to balances under $100,000, above which point earn a higher rate. There is a $500 minimum deposit required for personal certificates of deposit or $1,000 for business accounts. A penalty may be imposed for early withdrawal and rates are subject to change at any time.

Usually, to get a decent car loan rate, you have to agree to a very short-term loan–not at South Side Bank. This bank is currently offering auto financing with a rate as low as 4.88% APR.

This car loan rate applies to loans with a term of 60 months (5 years). This gives you plenty of time to pay off your loan in manageable installments without paying too much in interest. All applicants are subject to a credit check and the advertised lowest loan rate assumes you have excellent credit. Rates are subject to change.

Barksdale Credit Union cares a great deal about its member, which is why it offers the best instant savings account possible. Currently, members can earn an interest rate of .50% APY.

Only members are eligible to open a savings account at Barksdale CU. Balances of $200 and over earn interest. Please note that interest rates are subject to change at any time at the discretion of the credit union.

When a regular savings account just doesn’t provide you the interest you need to meet your savings goals quickly, a certificate of deposit might be the answer. IEC Credit Union is one of the financial institutions currently offering a great one year CD rate at 1.25% APY.

You must become a member of IEC CU before you’re eligible to open a CD account. The minimum balance required to earn the stated APY is $1,000. There may be a penalty for early withdrawal and rates are subject to change in the future.