RATES

Finding great car financing options can sometimes be a complicated process, even if you have good credit. But at Cottonwood Community Federal Credit Union, your search ends with its low 3.99% APR.

If you’re searching for an auto loan rate that rewards you for having good credit, consider Cottonwood Community Federal Credit Union as your lender. Currently, the credit union is offering competitive financing for its new cars with terms of up to 84 months and used cars with terms of up to 72 months. Financing can be up to 100% of the purchase price. Please note that only members of the credit union are eligible to obtain an auto loan and are subject to credit approval. You may be offered a different rate based on your credit.

Looking for a great 12-month CD rate but don’t know where to find it? Penn Liberty Bank is currently offering a competitive 1.00% APY for its 1-year certificate of deposit account.

It’s not always easy to find what you’re looking for when shopping for the best CD rates in the market. So if you’re looking for a rate that’s competitive, this is the one for you. The CD requires that account holders maintain a minimum of $750 in their certificate to earn the rate. Interest is compounded daily. Accounts could suffer a penalty if funds are withdrawn before maturity.

Take advantage of a great 2-year CD rate from The Peoples Bank of Bullitt County. The bank is currently offering a competitive 1.51% APY on its two-year certificates.

In order to earn this CD rate, you must deposit a minimum opening balance of $1,000. The interest rate for the CD will not change through the entire term of the account, though new CD rates are subject to change. Interest is compounded and credited semi-annually. If you withdraw funds from the account before the term matures, you will be charged a penalty of 3-months’ interest. If you don’t withdraw funds within 10 days of the end of maturity, your CD will automatically be renewed.

It’s rare to find an exciting savings interest rate these days, but some banks are still offering great savings accounts with competitive rates. For example, Farmers State Bank is providing a savings rate of 1.00% APY. There’s never been a better time to acquire a great rate with so many perks.

If you’re looking for a great deal then you’ve run into one of the best savings account rates out there—one that doesn’t require high opening deposits or daily/monthly balances. The Statement Savings Account from Farmers requires no minimum deposit to open the account and no minimum balance to earn the very competitive APY. Your only job is to open an account and let the interest begin to add up.

Finding a car loan rate that’s truly a great deal is not always an easy prospect. That’s why if you’re looking for a good rate, now’s the time to take advantage of the 2.99% APR from Cincinnati Employees Credit Union.

The credit union offers a number of very competitive car loan rates to members who have good credit scores.  The advertised rate is available for 90% financing and requires a 48-month loan term as well as direct deposit. Members who take out auto loans are also able to take advantage of life insurance. Currently, all loan recipients are given a free $10,000 life policy.

If you are looking for a good short-term CD, consider one from Virginia Heritage Bank. Currently, the financial institution is offering a 6-month CD rate of 0.65% APY.

Everyone deserves to earn the CD rate they want when opening an account. The good news is that Virginia Heritage Bank is offering rates on all of its CDs that are fair and reasonable. Currently, the 6-month CD requires $500 to open. Rates are subject to change without notice. Penalties may apply for early withdrawal.

Hiawatha Bank & Trust Company is offering a competitive savings account rate. Individuals who open a Platinum Savings account and maintain a specific amount can take advantage of at .45% APY.

In order to earn the advertised rate, you are required to deposit and maintain a minimum balance of $10,000.  Additional benefits of this account include ATM/Debit cards, free internet and phone banking and 3 free withdrawals per statement. If you exceed the limit for withdrawals, you will be charged a penalty fee.

It’s time to get your hands on a savings account rate that will actually earn a return. The 1.00% APY from First Basin Credit Union is just the rate you need to see your savings grow.

This great savings interest rate is available with the credit union’s Regular Share account. In order to take advantage of it, members must deposit a minimum of $25 to open the account then maintain a balance of $15,000 monthly. There are no minimum balance fees and internet is credited quarterly.

Get your hands on a great 1.12% APY from Happy Valley Credit Union. This deal is offered only as a 12-month CD rate.

The competitive CD rate is available to individuals who deposit a minimum of $1,000 to open the account. The rate is not fixed and can change without notice. Also, a penalty may be imposed for early withdrawal. To take advantage of this rate, you must become a member, which requires that you worship, live or work within Carter County, Tenn., deposit a minimum of $5 into a share account and pay a membership fee of 25 cents.

Champion Community Credit Union is providing its members with a great car financing rate on its auto loans. If you’re interested in a new car loan, consider the credit union’s competitive 3.49% APR.

Obtaining a loan from Champion Community Credit Union is a fast an easy process for its members. In order to ensure you qualify for the advertised auto loan rate, you must purchase a new car that is no older than five years with a loan term of 0-48 months. The APR is subject to change periodically. Additionally, only members are eligible to obtain a car loan and may be subject to credit approval.