RATES

If you’re looking for a competitive savings interest rate, now’s the time to become a member of Yonkers Postal Employees Credit Union. By joining, you could take advantage of a 1.25% APY on the share account.

The savings account rate is available for members who open share accounts and maintain a balance of up to $89,999.99. Individuals who choose to maintain an average balance of $90,000 or more can take advantage of a 1.75% APY. To become a member, the credit union asks that you contact its location directly to determine eligibility.

Missouri Electric Cooperatives Employees’ (MECE) Credit Union is offering competitive 24-month CD rates for its members. Currently, the rate is offered at 1.51% APY for a standard certificate of deposit.

The credit union offers a number of rates based on the length of term. In addition to the standard rate for the 24-month CD, the highest CD rates for the term include 1.61% APY for the Jumbo CD and 1.66% APY for the Jumbo Plus. The minimum to open that standard CD is $500, while the minimums for the Jumbo and Jumbo Plus are $10,000 and $100,000, respectively. To take advantage of any rates, you must become a member, which is open to employees and associates of Missouri electric cooperatives.

Looking for car financing but don’t want to pay a high rate? Consider the very competitive 2.49% APR from Educational Systems Federal Credit Union.

The time is now to take advantage of this great auto loan rate. Currently, the loan term for this rate is 36 months. It applies to new cars only and is subject to credit approval. You must become a member of this credit union to apply for this low-rate car loan, which requires that you be employed by one of its dozens of sponsoring organizations or select employee groups. Educational Systems has also recently opened membership to students of various public schools in the area.

Robins Federal Credit Union offers “Better Banking for Everyone.” At Robins Federal Credit Union, you can rest assured you will be receiving the most competitive interest rates along with a variety of financial products and services. For example, Robins Federal Credit Union is currently offering a 12-month CD rate of 1.05% APY.

In order to be eligible for this CD rate, you must open with a minimum of $100. All rates are subject to change without prior notification. Early withdrawal may result in a penalty. Please contact the credit union directly for more information regarding this certificate of deposit deal.

Central Pacific Bank is a full-service financial institution that offers members easy access to quality financial services and products. Today, Central Pacific Bank is offering a checking account interest rate of .50% APY.

In order to be eligible for the high-yield checking account, there is a minimum $50 balance to open and a minimum $1 daily balance to obtain the stated APY. Rates are subject to change at any time without prior notification. Please contact Central Pacific Bank directly for more information.

Hilco Federal Credit Union is a full-service financial institution that offers a wide variety of financial products and services at an affordable cost to members. Hilco Federal Credit Union is currently offering a 6-month CD rate of .90% APY.

In order to be eligible for this CD account, there is a $1,000 deposit and minimum account balance to earn the stated APY. Rates are subject to change at any time without prior notification. Early withdrawal before the account reaches maturity will result in a penalty. Please contact the credit union directly for more current rates and details regarding this account.

State Employees’ Credit Union of North Carolina is one of the few financial institutions that is offering a competitive money market account interest rate. In fact, today, they are offering a high-interest money market rate of 1.26% APY.

In order to be eligible for this money market account, there is a $250.00 opening deposit required. The specified rate is effective as of August 19, 2010, but rates are subject to change at any time at the discretion of the credit union. Please contact the credit union directly for the current details regarding this money market account.

Are you on the prowl for a competitive savings interest rate? You may find what you’re looking for at Visions Federal Credit Union–they’re offering a 0.75% APY on the Share Money Manager Account.

To achieve this savings account rate, you must maintain a balance of at least $2,500. Some features of the account include no maintenance fees, 24/7 ATMs, transfers and withdrawals by phone. To open an account, you must become a member of the credit union by working or living in Broome, Chenango, Tioga, Chemung or Schuyler Counties in New York, the Cities of Rochester or Syracuse in New York, or Bradford County in Pennsylvania.

If you’re ready to purchase a car and are looking for reasonable car loan rates, consider Merck Employees Federal Credit Union. Currently, this credit union is offering financing at 4.75% APR for some new car loans.

Those who want to take advantage of this auto loan rate should keep in mind that it is only available with new auto loans, prior model year advances or motor vehicle title advances. If you are hoping for a new car loan, you will only be eligible for the 36-month term and may be required to have prime credit. The credit union also requires individuals to become members and pay a $5 share in order to qualify.

Today, you can take advantage of a competitive CD rates from Corridor State Bank. If you’re interested in a short-term certificate of deposit, the bank is offering a good deal at 0.75% APY.

Those who want to jump on this great deal should know it’s not even the best CD rate offered by the bank. While the specified APY only requires a minimum $1,000 deposit for this account, higher rates are offered to those willing to deposit more in their accounts (ex. 0.80% APY for $15,000 minimum and 0.85% APY for $25,000 minimum). Automatic renewals are available for this CD. Also, there is a penalty for early withdrawal.