RETIREMENT PLANNING » IRA & ROTH Accounts
Some workers with 401(k) plan accounts might be able to look forward to reductions in their plan fees thanks to new federal disclosure rules. In addition to increased fee visibility, the new disclosure rules are expected to allow companies to provide their workers with a vast selection of investment options.
401(k) Plan Disclosure Rules to Clarify Costs 

Target date funds have the been the flavor of the year–for the past few years-when it comes to 401(k) and other retirement plan investing. However, it’s important to remember that popularity and quality are often two different things, and investment products are no different. 
In Save Money by Retiring Abroad: How to Retire Overseas for Less, we explain how today’s retirees aren’t limited to the U.S. when it comes to retirement options. In fact, spending your retirement years in another country is a way to have fun and save money at the same time. Here are the references used in the article:

Have you ever thought about where you want to spend your retirement days? A recent article MSN–Retire Overseas on $1,200 a Month–got me thinking about it. 

The year is almost over, and while you may be eager to turn the page on 2011 and start a fresh new year, there are a few things you need to get in order first. In fact, taking care of business before the year is through will help set up your finances for a stronger 2012. Here are some of the things you should tackle before the ball drops on January 1st. 

Considering retirement savings when you are twenty-something is a concept that seems so far into the future, it is almost unreal. Most twenty-somethings are busy finishing school, paying off student loans or saving for a little slice of the American Dream.
Especially today, when college is expensive, jobs aren’t that easy to come by and most Americans are worrying about keeping their head above water, the last thing most young people are worrying about is saving for retirement. 

A new poll shows the growing anxiety baby boomers are feeling about retirement. The Associated Press-LifeGoesStrong.com poll released this week found the majority of baby boomers say the financial hits they’ve taken over the past three years have been so substantial, that they now doubt they will be financially prepared to retire. 

One of the biggest concerns affecting workers today is retirement. Study after study shows that a large number of employees fear there won’t be enough money set aside in Social Security and their personal savings to pay for financial obligations after they’ve stopped working. As a result, many have simply opted to stay at their jobs longer than they ever thought they would. 

For many of us, credit card debt can be an overwhelming source of financial stress. It can be difficult to keep up with minimum payments each month and it becomes hard to stay ahead when we rely on credit cards as a fall-back for monthly spending. 
The Department of Labor issued a new regulation on Monday designed to improve access to expert advice for workers who contribute to 401(k) plans and individual retirement accounts (IRAs). The regulation is expected to make it easier for providers to offer their own investment advice for individual accounts, and allows them to even bundle investment advice together with other retirement services.
Employers Can Provide Investment Advise on 401(k) and IRA Plans




Study: Employees Will Work into their 70s-80s
What Will Happen to Retirees’ Pensions?
Average 401(k) Balance at Record High