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All You Need to Know About Social Security and Retirement

It doesn't matter how old you are, it's never too early to start planning for the future. So many adults, however, put off retirement planning until they are afraid it’s too late.

The longer you delay opening an individual retirement account or a 401(k), the less money you’ll have in the future. Not having saved enough money for retirement could mean having to change your lifestyle, downsize to a smaller home or work part-time after retiring.

Tips for Including Social Security in Your Retirement Plan

GOBankingRates is a personal finance website that's committed to helping its readers plan for retirement at every stage of life. The site offers a variety of articles and advice from experts to help you navigate retirement planning. For example, you can find content about the following on the site:

  • Different retirement savings options
  • Tips on how to maximize your retirement accounts
  • Information about Social Security and its benefits

Learn How Social Security Works

Between retirement accounts and Social Security, many retirees can receive enough monthly income to maintain their lifestyle. But it's important that you understand exactly how Social Security works. GOBankingRates has a large selection of articles on this subject, and if you have any questions or concerns, you can look up the information you need fast.

Read articles about Social Security facts you haven't considered as well as advice on why you shouldn't rely solely on Social Security income. This site also includes our guides on how to collect Social Security, how to increase your Social Security benefits and long-term financial concerns of retirement.

Start Planning Retirement Now

You might look forward to retiring and enjoying life to the fullest, but if you don't plan well or have enough income, your retirement years might be more stressful than if you had saved more money earlier in life. GOBankingRates wants to help you prepare for retirement, which is why the site offers an abundance of information to make sure you understand your retirement options.

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Most Read Social Security Articles

Can You Really Rely on Social Security in Retirement?

You can't rely only on Social Security to get you through retirement. But, you can learn how to maximize the benefits you will get.

Why You Shouldn’t Bank on Social Security Retirement Benefits

Social Security is headed out the door, and so are your benefits.

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Social Security Checks Eliminated with Direct Deposit Program

Electronic Social Security checks cut costs.

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Retirees Losing 15 Percent of Social Security Checks to Student Loan Debt

The government is finally getting the money owed on student loans by garnishing Social Security checks.

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Guide to Collecting Social Security Benefits in Retirement

Remember that waiting to begin collecting equals a bigger check.

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Social Security Benefits for Seniors to Go Extinct in 23 Years

The U.S. government announced that social security benefits may cut off sooner than later.

Read More »

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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