With interest rates lowering all over the country, unemployment rate rising, and many people are looking to save money – now is a good time to look into online savings accounts if you haven’t yet. Currently online banks are offering better rates on savings accounts than any other banks.
The following are some of the BEST current online savings account rates with FDIC Insurance:
- CapitalOne: 2.01%
- FNBO Direct: 1.90%
- WTDirect: 1.76%
- HSBC Direct: 1.65%
- Emigrant Direct: 1.65%
- ING Direct: 1.63%
- Universal Direct: 1.5%
- E-Loan: 1.21%
- E*Trade: 1.20%
If you know of any better savings account rates, please share with the Go Banking Rates community.


A bit better than my .25%.
Disappointed in my bank! I only get 1%! good or bad times..i am still stuck with 1%
I only get .25% on my savings account, it’s time to change.
East Penn Bank, Allentown, PA offers a e-savings at 1.98%
https://www.harleysvillebank.com/currentRates.aspx