Nowadays, locating a competitive interest rate of return feels like a failed game of hide and seek, as “it” is truly hard to find. Nashville residents can soon proclaim to be winners of the game since at .50% APY, Civic Bank and Trust savings account rates are above the current national averages.
Although this is not the very best savings account rate offer available, the terms are simple and there are barely any strings attached. Some terms to qualify for the savings account rate with Civic Bank and Trust include:
- Interest paid quarterly
- Only three withdrawals allowed per quarter
- If more than three withdrawals occur a $2 per transaction fee will apply
- Minimum balance of $500 required to avoid monthly service charge
- For those accounts that do not qualify, a monthly service charge of $5
- There is no minimum balance required to earn the savings account rate
- Rate may change after account opening based on banks discretion
- FDIC insured
Civic Bank and Trust is based in Nashville, Tenn., however the financial institution features a comprehensive web-banking interface for those who prefer conducting transactions online. Civic Bank and Trust was chartered in 2005 out of the idea of returning banking to its roots of having “confidential, one-to-one relationships with clients.”
>> Nashville Savings Account Rates
Current Civic and Bank Trust CD Rates
- 6 Month CD Rate – Civic Bank and Trust
- 12 Month CD Rate – Civic Bank and Trust
- 2 Year / 24 Month CD Rate – Civic Bank and Trust
Other Civic Bank and Trust Rates
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


