We’ve watched the FNBO Direct savings rate drop from our last report in August. Now the Online Savings Account has a lower, yet still competitive, rate of 1.40% APY. Here are some basics of this account:
- No minimum balance requirements
- No monthly service fees
- Access your account online
- FDIC insured up to $250,000
- Maximum deposit amount is $1 million
The minimum to open this account is only $1. You can open your account online.
Current FNBO Direct CD Rates
- 6 Month CD Rate – FNBO Direct
- 12 Month CD Rate – FNBO Direct
- 2 Year / 24 Month CD Rate – FNBO Direct
Other FNBO Direct Rates
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


