The Performance Savings Account offered at Heartland Bank Direct offers a competitive 1.51% APY, though it has dropped from its previous 1.76% APY. This account still offers some great perks, including:
- No monthly fees
- No charge for normal transactions
- No minimum balance requirement
- FDIC insured
The minimum balance to open is $500. If you withdraw more than the 6 withdrawal monthly limit, you will be charged $20.
If you’d like to open and account, you could utilize the online application. According to the site, you may need to answer questions about your credit history. Applying also requires that you have an existing checking account that you can transfer your money from.
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


