Since Go Banking Rates last reported in July 2009, Heartland Bank Direct has dropped the interest rate on their Performance Savings account. The current savings account rate is 1.11% APY. Some of the terms to qualify for the advertised APY include:
- No hidden banking fees
- No direct deposit required
- An opening balance of $500 is required
- Interest is compounded daily and credited monthly
- Accounts closed within the first 120 of opening will be charged a $25 fee
- Six monthly fees included, additional charges will apply to excess transactions
- FDIC insured
Applications for the Performance Savings Account need to be completed online. Heartland Bank Direct is the online arm of the Heartland Bank. Heartland Bank has locations in Missouri and one branch in Colorado.
>>Highest Savings Account Rates
Current Heartland Bank CD Rates
- 6 Month CD Rate – Heartland Bank
- 12 Month CD Rate – Heartland Bank (for deposits up to $10,000)
- 2 Year / 24 Month CD Rate – Heartland Bank
Other Heartland Bank Rates
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


