Where Is Your Savings Account in the Jurassic Park 3D Food Chain?
Jurassic Park 3D releases in theaters today, and fans of this classic will be flocking to the movies to relive the glory (and horror) of seeing their favorite dinosaurs once more. Originally released two decades ago in 1993, Jurassic Park was definitely at the top of the box office food chain, grossing almost $360 million in domestic box office sales, according to Box Office Mojo. Many fans grew up with this film, and their favorite dinosaurs are among the cast — from the nimble velociraptors to the giant T. Rex.
To help you figure out how much safety you can count on from your savings account, we’ve matched each of the Jurassic Park dinosaurs to a savings account balance. See where your savings account falls to figure out whether you’re at the top of the financial food chain — or begging for scraps.
Savings Account Dinosaurs –
From a Tiny Compsognathus to the Behemoth Brachiosaurus
Compsognathus: $15 or more in Savings Account
Length: 3.3 ft; Weight: 2.5 lbs
If your savings account barely has enough in it to buy a movie ticket to see Jurassic Park 3D, this could be the dinosaur equivalent. The Compsognathus (nicknamed “compy” in the films) is truly small, especially compared to the gigantic proportions of other dinosaurs. Jurassic Park fans will remember these dinosaurs from the beginning of The Lost World: Jurassic Park, in which a pack of these small dinosaurs attack the young daughter of a family on vacation.
Though they are small, these carnivorous dinosaurs can be vicious when they band together — which is great news if your savings account is closest to the size of a compy. Fifteen dollars may not be much, but it’s a starting point. Create a budget, making it a goal to add another $15 here or there, and soon you’ll have a pack of cash in your savings account that could help your bring down many financial obstacles.
Velociraptor: $1,000 or more
Length: 11 ft; Weight: 160 lbs
While they are referred to as Velociraptors throughout the film, the dinosaurs in Jurassic Park are actually based on the Deinonychus genus of dinosaurs. These vicious creatures serve as the primary antagonists throughout Jurassic Park 3D, and are terrifying predators with cunning, speed and a vicious talon used for slashing prey.
If your savings account has at least $1,000 in it, you already have the minimum that experts like Dave Ramsey recommend for an emergency fund. Your savings account will fight for you as fiercely as a Velociraptor, fending off unexpected or urgent expenses. But make sure you keep funding your savings account to keep this buffer, or your could end up at the mercy of financial problems that will devour your Velociraptor-sized savings account.
Gallimimus: $6,000 or more
Length: 20 ft; Weight: 970 lbs
If you have $6,000 or more in your savings account, you can feel comfortable knowing that you have a pretty big cushion that would absorb most emergency expenses — but don’t get too confident. Though the Gallimimus would have been much bigger than a human, watch closely in Jurassic Park 3D and you’ll see a Gallimimus get snatched up and devoured by a Tyrannosaurus Rex.
Though you’re off to a strong start, it still wouldn’t take much to wipe out your savings account, like a long stretch of unemployment or putting a down payment on an auto loan. To fatten up your savings account while keeping your money liquid, consider putting this money in an online savings account. Online banks offers some of the best savings accounts, with higher rates than traditional financial institutions. This can help you earn greater dividends on your balance while keeping your money available, so you can escape big financial problems at a moment’s notice.
Dilophosaurus: $14,000 or more
Length: 23 ft; Weight: up to 2,200 lbs
Dilophosaurus is one of Jurassic Park’s most memorable dinosaurs, with a colorful neck frill and the ability to spit blinding venom. Though there is no evidence to support these features, which were purely creative license on the movie-makers’ part, they helped the Dilophosaurus make a big impression on audiences.
If your savings account is Dilophosaurus-sized with a balance of $14,000 or more, you’re probably feeling pretty impressed with yourself, too. This is a great range to shoot for if you’re aiming to set up a long-term emergency fund (usually three to six months’ worth of income).
If you’re using these funds for this purpose or another long-term goal like saving for a home down payment, however, you won’t need them to be liquid all the time. To earn higher dividends and without tying your money up too much, look into putting these funds into a money market account or a certificate of deposit.
Parasaurolophus: $35,000 or more
Length: 31 ft; Weight: 5,600 lbs
Audiences will see Parasaurolophus in the Jurassic Park 3D scene that provides the first glimpse of the dinosaurs. It’s a breathtaking moment for the characters in the film, and if you’ve managed to save up a Parasaurolophus-sized savings account balance of $35,000 or more, you should also take a moment to step back and enjoy the view. A nest egg like that can provide a lot of financial security!
If you’ve been saving up and working towards a savings goal, this would be the perfect time to go for it. Thirty-five thousand dollars or more would make a healthy mortgage down payment in most housing markets, and would allow you to by a very nice car outright — no auto loan needed. Just make sure if you spend it, you’re prepared to climb your way back up the savings account food chain!
Tyrannosaurus Rex: $94,000 or more
Length: 40 ft; Weight: 15,000 lbs (7.5 tons)
The Tyrannosaurus Rex earned his title of “Lizard King” for a reason — as one of the largest predatory land dinosaurs, he could take down almost anything. If you’ve gotten your savings account past $90,000, you can feel secure knowing that there’s not much that could devour it in one bite.
Still, don’t name yourself “Personal Finance King” yet; being so big, a T. Rex is hungry and always looking for its next meal. You can make sure your T. Rex-sized savings account stays fed and keeps growing by giving it room to play in the stock market. Set aside your emergency fund, and then use the rest to grow your investment portfolio and wealth even bigger over the long-term.
Brachiosaurus: $400,000 or more
Length: 85 ft; Weight: 63,200 lbs (31.6 tons)
The Brachiosaurus are by far the largest dinosaurs in Jurassic Park. These giants may have a huge mass, but they’re also slow-moving — and if your savings have reached the same gigantic proportions of $400,000 or more, they probably are too! An amount of hundreds of thousands of dollars is most likely to be found in a retirement savings account.
If you have this amount just lying in a savings account, it’s too much to handle (not to mention you may be over the limit for which balances are insured by the NCUA or FDIC). Managing an amount of money this big by yourself is probably not a smart move, so get the help of a financial advisor. They can simplify the process and help you make smart decisions that will minimize risk, while allowing you to make sure your money will be there for you when you need it in retirement.