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Best Online Savings Account Rates

 
 
Online Rates (APY) Bank / Credit Union Location Account Type Share
2.01%
As of February 26, 2010
View Rate Details
 
SmartyPig
 
Online
 
Savings Account
 
 
Online Rates (APY) Bank / Credit Union Location Account Type Share
1.55%
As of October 22, 2009
View Rate Details
 
AIG Federal Savings Bank
 
Online
 
Savings Account
 
 
Online Rates (APY) Bank / Credit Union Location Account Type Share
1.40%
As of March 10, 2010
View Rate Details
 

Bank of Internet USA
 
Online
 
Savings Account
 
 
Rates can change, rates based on $10,000 deposit, see individual banks for the latest details and requirements.
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Online Bank Savings Accounts

Current Rates, News & Information

Posted in 2 Year CD, CD Rates, Online Banks, Rates

If you're looking for a cd account to open, online banks are the most convenient because they allow you to apply online without having to go to a branch location. Here are a list of 2 year cd rates that are currently available from online banks.

Current 2 Year CD Rates from Online Banks:


Bank Name APY Institution Type
National InterBank - 2 Year CD 2.16 Online Bank
AIG Federal Savings Bank - 2 Year CD 2.1 Online Bank
Nexity Bank - 2 Year CD 2.05 Online Bank
Discover Bank - 2 Year CD 2.05 Online Bank
Ally Bank - 2 Year CD 2.04 Online Bank
EverBank - 2 Year CD 2 Online Bank
Bank of Internet USA - 2 Year CD 1.92 Online Bank
Landmark Bank, National Association - 2 Year CD 1.91 Online Bank
American Bank Online - PCBanker.com - 2 Year CD 1.9 Online Bank
First Internet Bank of Indiana - 2 Year CD 1.85 Online Bank
VirtualBank - 2 Year CD 1.82 Online Bank
Presidential Bank, FSB - 2 Year CD 1.75 Online Bank
ING Direct - 2 Year CD 1.5 Online Bank
E-LOAN - 2 Year CD 1.5 Online Bank
FNBO Direct - 2 Year CD 1.5 Online Bank
State Farm Bank, F.S.B. - 2 Year CD 1.37 Online Bank
New South Federal Savings Bank - 2 Year CD 1.26 Online Bank
Umbrella Bank - 2 Year CD 1.26 Online Bank
Capital One - 2 Year CD 1.25 Online Bank
Charles Schwab Bank - 2 Year CD 1.25 Online Bank
BankDirect - 2 Year CD 1.21 Online Bank
HSBC Bank USA, N.A. - 2 Year CD 1.1 Online Bank
E*TRADE Savings Bank - 2 Year CD 0.4 Online Bank

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


Posted in 12 Month CD, CD Rates, Online Banks, Rates

Check out what online banks are currently offering on the 12 month cd rates.

Current 12 Month CD Rates from Online Banks:


Bank Name APY Institution Type
National InterBank - 12 Month CD 1.76 Online Bank
Landmark Bank, National Association - 12 Month CD 1.66 Online Bank
EverBank - 12 Month CD 1.62 Online Bank
Nexity Bank - 12 Month CD 1.61 Online Bank
AIG Federal Savings Bank - 12 Month CD 1.6 Online Bank
Discover Bank - 12 Month CD 1.6 Online Bank
Ally Bank - 12 Month CD 1.58 Online Bank
VirtualBank - 12 Month CD 1.51 Online Bank
Presidential Bank, FSB - 12 Month CD 1.5 Online Bank
Bank of Internet USA - 12 Month CD 1.4 Online Bank
American Bank Online - PCBanker.com - 12 Month CD 1.3 Online Bank
ING Direct - 12 Month CD 1.25 Online Bank
First Internet Bank of Indiana - 12 Month CD 1.25 Online Bank
HSBC Bank USA, N.A. - 12 Month CD 1.25 Online Bank
BankDirect - 12 Month CD 1.11 Online Bank
New South Federal Savings Bank - 12 Month CD 1.06 Online Bank
Umbrella Bank - 12 Month CD 1.06 Online Bank
E-LOAN - 12 Month CD 1 Online Bank
State Farm Bank, F.S.B. - 12 Month CD 1 Online Bank
FNBO Direct - 12 Month CD 0.75 Online Bank
Capital One - 12 Month CD 0.5 Online Bank
Charles Schwab Bank - 12 Month CD 0.45 Online Bank
E*TRADE Savings Bank - 12 Month CD 0.1 Online Bank

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


Posted in 6 Month CD, CD Rates, Online Banks, Rates

Before the Recession, getting a decent CD Rate of about 6 percent was not too hard to find, espeically with an online bank that didn't have as much overhead has your typical physical...



Read Full Article: 6 Month CD Rates from Online Banks

Posted in Online Banks, Rates, Savings Account

Generally Online Banks offer better savings account rates than Banks that have physical locations. However, with the recession and FDIC regulations, Online Banks are also forced to...



Read Full Article: Savings Account Rates from Online Banks

Posted in Banking, Checking Accounts, Online Banks, Rates

virtual-bank


A real 1.01% APY checking account interest rate is being offered by VirtualBank . To apply for the bank's maximum checking account interest rate specific terms must be met including:

  • Minimum opening balance of $500 required
  • 1.01% reflects the highest tier of interest and will be paid on...


Read Full Article: Earn a Real 1.01% APY By Opening a VirtualBank Rewards Checking Account

Posted in Banking, Checking Accounts, Online Banks, Rates

Online banking superstar, Ally Bank , recently launched free online checking accounts that also earn a.5% APR on balances up to $15,000. Customers interested in taking advantage of Ally's free online checking account will also benefit from 24/7 customer service (via phone, chat, and email...



Read Full Article: Ally Announces Free Online Checking That Earns .5% APR

Posted in Online Banks, Rates, Savings Account

Chesapeake Bank's online division, Clear Sky Accounts , recently dropped their savings account interest rates to 1.60% . The financial institution already lowered their rate in December . Some features of the Clear Sky Savings balances include:


  • 1.60% APY for balances up to $249,999.99
  • 0.50%...


Read Full Article: Clear Sky Accounts Savings Interest Rate Drops Again to 1.60% APY

Posted in Online Banks, Savings Account

online savings


This is a guest article from MoneyNing, a personal finance blog that arms you with the knowledge necessary for a prosperous future. The owner also runs Coupon Shoebox, a site dedicated to helping you find the best coupons and deals from online retailers.

Online savings accounts seem like...



Read Full Article: How to Guarantee You Get the Best Online Savings Account

Posted in 12 Month CD, CD Rates, Online Banks, Rates

Ascencia Bank (a division of PBI) is offering a 1.91% APY on 12-month CDs. To take advantage of this high yield interest rate:


  • Minimum deposit of $500
  • Account must be opened online
  • APY guaranteed for 20 days of date of application
  • Interest is compounded monthly
  • Early withdrawal penalties ...


Read Full Article: Ascencia Bank Offers 1.91% APY for 1-Year CD

Posted in Banking, Money Market, Online Banks, Rates

Eloan is offering a 1.35% APY Money Market Rate for their Savings Plus accounts. To qualify to earn the financial institution's highest money market interest rate customers must:

  • Open with a minimum deposit amount of $5,000
  • Must make $100 monthly deposits to maintain highest interest rate
  • Are...


Read Full Article: Earn a 1.35% APY Money Market Rate With Eloan

 

Most Recent Online Savings Account Rate Changes

E-LOAN Savings Account
1.00% to
1.00%
Date: Mar 12, 2010
E*TRADE Savings Bank Savings Account
0.50% to
0.50%
Date: Mar 12, 2010
Discover Bank Savings Account
1.35% to
1.35%
Date: Mar 11, 2010
Bank of Internet USA Savings Account
1.50% to
1.40%
Date: Mar 10, 2010
Capital One Savings Account
1.45% to
1.40%
Date: Mar 10, 2010
 

Current Online Bank Savings Accounts News

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