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SAVINGS ACCOUNT RATES » Savings News

Posted in Savings Account

holiday travel
'Tis the season where visions of sugarplums dancing intertwine with the craving for your grandma's freshly baked apple pie. With the holidays fast approaching and the travel industry still reeling from economic woes, U.S. consumers are feeling the financial pinch.

There have been a slew of reports indicating that between new travel fees and increased ticket prices, the cost for holiday travel is nearly double that of holiday seasons in the past.

Traditionally, the holiday season is a financial boon for the airlines as annually the pilgrimage to visit friends and family occurs across the nation. Statistically speaking, the Wednesday before Thanksgiving is the heaviest travel day of the year. Only around 5 - 6 % of holiday trips are by air with the remaining bulk of travelers navigating the roadways.

Regardless of your holiday plans, there are some simple ways to save some cash in the process. If you plan on driving, you can find a carpool buddy via Craigslist.com to share some of the expenses and always drive the speed limit to avoid burning excess fuel.

However, some distances are just too long to drive. So if you plan on making a trip:

  • Buy your tickets early: Everyday the prices are going up and with many airlines cutting down on their number of flights, chances are there will be very limited deals on last minute travel
  • Travel on the day of celebration: It may bum you out not to partake in your families morning traditions the day of the big feast, but the money you can save will certainly cheer you up. Claire, a Los Angeles resident, recently saved a whopping $300 on her airfare to Montana by deciding to catch an early flight Thanksgiving morning instead of flying in the day before.
  • Travel Off Peak: Airports are swarmed with travelers the day before the big festivities. By avoiding the peak travel days and flying in a couple days earlier or leaving a few days later can save you both money and transportation stress.
  • Comparison Shop: Online shopping makes bargain hunting easy. Travel sites such as Kayak.com, TravelZoo.com and Farecompare.com are all portals specializing in travel bargains. Using them will save you cash.

Despite all these tips, if you find that there is no way to fit holiday travel into this years budget, video conferencing is the next best thing to being there. By buying video cameras (or using the ones already built into your computers) for all involved parties and plugging in, you can break bread, have a chat and feel like part of the celebration, even if you are miles away from home.


Posted in Economy, Infographics, Personal Finance, Savings Account

The unemployment rate is hovering just below the double digit mark, despite all the reports of the recession being over and the economy turning around. People are still getting laid off and they're still having a hard time finding work.

Yet, there are those out there that say there are jobs. But where? Where are these magical jobs?

We had no idea either, so we took four of the fastest growing jobs -- CPAs, nurses, sales directors and project managers -- and plugged them into Indeed.com for 25 of the nations largest cities. The maps below represent what we came up with.

To view an interactive version of these maps, click here.

CPA Jobs

jobs-cpa1

Nursing Jobs

jobs-nurse

Project Manager Jobs

jobs-project_manager

Sales Director Jobs

sales-jobs

Do these match the jobs you're finding if you're in the market?

If you're worried about losing your job, you probably should start saving now, let us help you find the best savings account rates!


Posted in Saving Money, Savings Account

Thanksgiving meal

With unemployment rates at record highs and money not growing on trees, celebrating the holidays on a budget is the goal of most Americans.

One of the biggest expenses of holiday celebrations is the cost of food. Generally, the turkey isthe biggest expense of the meal. However by making some...



Read Full Article: How to Keep Your Holiday Meal Under Budget

Posted in Local Banks, Rates, Savings Account

The Momentum Savings Account at Ridgestone Bank is available at a very impressive 2.50% APY . This rate is very rare to see these days; even more so because it can be earned for as little as $2,500. Here is a breakdown of the account's rate tiers:

  • 2.50% APY - balances of $2,500 to $49,999.99
  • ...


Read Full Article: Ridgestone Bank in Wisconsin Offers 2.50% APY Savings Account

Posted in Financial News, Investments, Personal Finance, Savings Account

The 529 college savings plan that many parents have taken advantage of for years have seen a significant decrease in participation in 2008 and 2009. This comes from Financial Research Corp., a Boston research firm that has been keeping track of the amount parents have been setting aside over the...



Read Full Article: Parents Dropping Out of 529 College Savings Plan

Posted in Online Banks, Rates, Savings Account

The new InterestPlus Online Savings Account offered by Capital One Direct Banking is presenting a competitive 1.70% APY top rate. Here are a few features of the account:

  • 10% quarterly bonus on interest earned if you maintain a minimum average of $15,000 or use your Capital One credit card at...


Read Full Article: Capital One Offers Updated Online Savings Account

Posted in Economy, Financial News, Savings Account

While companies are still letting employees go by the thousands and unemployment continues to increase, there is one bright spot on the job front: temporary employment.

According to recent information released by the Labor Department, temporary help services added 44,000 since July 2009 - this...



Read Full Article: More Employers Seeking Temporary Help

Posted in Credit Union, Rates, Savings Account

Indiana residents could benefit from a 1.66% APY for balances of $100,000 and over on the Advantage Savings Account from Members Advantage Credit Union . Here is a full list of the account's rate tiers :

  • 1.66% APY - $100,000 and over
  • 1.41% APY - $50,000 - $99,999.99
  • 1.01% APY - $25,000 -...


Read Full Article: Members Advantage Credit Union Offers 1.66% APY Savings Rate

Posted in Personal Finance, Saving Money, Savings Account

Thanksgiving Table

There is nothing like celebrating the holidays with friends and family. When it comes down to it, it is the conversation, act of celebration and general merriment that makes this time of year most memorable.

Regardless of what your plans are for the big day or days, one way to getting the...



Read Full Article: Decorating for the Holidays on a Budget

Posted in Economy, Saving Money, Savings Account

This current economic downturn has forced everyone to put themselves and their spending behaviors under the microscope. No longer are the masses lumped into one large demographic category of "consumers."

With less money flowing through the economy and through our hands, man people have...



Read Full Article: What's Your Recession Spending Personality?

Start Saving Your Money

Take advantage of earning interest on your money today. Even if you only can save $10 per week or $1000 per month, when you start saving your money in a high interest savings account, your money will grow.

Whether you're saving for a major purchase or simply want a safe place for your emergency funds, a High Performance Money Market account or Savings account is a smart choice.

  • Earn interest on your savings account without the volatility or risk of investment accounts.
  • Enjoy peace of mind with maximum FDIC insurance to protect your money, especially in tougher financial times.
  • Increase your savings with statements every month about how much you saved and how much interest you have earned.

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