This post is part 10 of our 12 Days of Finance series. You can vote for your favorite personal finance expert below.

A lot of people turn to financial advisors when in need of advice regarding investing, retirement, estate planning and more, but few can say their advisor was ranked as the very best in the country. Ric Edelman has been listed in Barron’s “America’s 100 Top Financial Advisors” eight times and earned the #1 spot in 2009 and 2010.

Charlotte residents are in for a treat this holiday season, thanks to NewDominion Bank in Charlotte, NC. Currently, they are offering an incredible savings account rate of 0.85% APY through their Premium Saver Savings Account. This savings interest rate rivals short-term CD accounts, but provides the accessibility of a traditional savings account.

Savings Account Rate Terms and Conditions

Self-Help Credit Union in North Carolina provides members of all ages with an opportunity to earn returns and save money in the process. Their savings account rate is currently at 0.50% APY, which means higher dividends compared to a checking account. Help your emergency fund this new year by opening a savings account.

Savings Account Rate Terms and Conditions

Saving money is much easier with a high savings account rate. The First National Bank of Dieterich, located in Dieterich, Illinois, offers its customers a savings account rate of 0.75% APY to help buffer for life’s unavoidable circumstances. Don’t let your money waste away in a zero-interest or low-yield account–you deserve more for your buck, so act on this rate today.

Savings Account Rate Terms and Conditions

Whoever said that saving money can’t get you anywhere hasn’t heard about the savings account rate from Postal Credit Union of Northern California, headquartered in Castro Valley, CA. Their 0.70% APY savings rate keeps dividends high and worries low this holiday season. Saving money has never been this effortless, so open a savings account today for a low-key investment that produces high interest.

Savings Rate Terms and Conditions

UHS Employees Credit Union, located in Johnson City, New York, gives its members a high savings account rate at 0.70% APY. Consider the savings you’re missing out on by letting your funds grow dust at a minuscule interest rate–earn high dividend returns today to make the most out of your money.

Savings Account Rate Terms and Conditions

This post is part 4 of our 12 Days of Finance series. If you haven’t voted for your favorite expert yet, make your top choice known below!

What sets Jeff Yeager apart from the other experts on our top 12 list? Well, to start, he’s the only financial guru to answer his own phone when we called. Actually, Yeager really enjoys phone time with fans:

This post is part 3 of our 12 Days of Finance series. Have you voted for your favorite finance expert yet?

Ramit Sethi is a personal finance blogger turned bestselling author with the success of his book, I Will Teach You to be Rich.

By Elle Martinez

Last month we took our cat in for his well care visit and rabies shot. All in all, it went well; next visit he has to have some blood work done to monitor any side effects of his current medication. Having him has been a treat for us, but it’s also a responsibility and pet costs can really add up.

With the economy affecting so many people, including pet owners, I wanted to share some tips on how you can save money on pet care for your furry (or feathered) friend.

Southern Federal Credit Union gives members the best incentive to save money: More money. Their savings account rate at 0.75% APY allows depositors to earn greater dividends than other accounts to help make the most of your funds. Savings accounts also provide greater access to your money when unexpected circumstances take you by surprise.

Savings Account Rate Terms and Conditions