| Featured Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
|---|---|---|---|---|---|
|
0.90%
As of February 9, 2012
|
National
|
Savings Account
|
|||
|
0.84%
As of February 6, 2012
|
|
|
Online
|
Savings Account
|
|
| Best Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
|
2.02%
As of February 9, 2012
|
View Rate Details | Houston, TX | Savings Account |
|
|
|
2.00%
As of February 8, 2012
|
View Rate Details | Garden City, KS | Savings Account |
|
|
|
1.60%
As of January 27, 2012
|
View Rate Details | Onalaska, WA | Savings Account |
|
|
|
1.51%
As of January 23, 2012
|
View Rate Details | Rahway, NJ | Savings Account |
|
|
|
1.26%
As of March 29, 2011
|
View Rate Details | Bakersfield , CA | Savings Account |
|
|
SAVINGS ACCOUNT RATES
Savings News

Individuals looking for a good savings interest rate deal should consider Peoples Credit Union. Currently, the financial institution is offering 0.65% APY on its Regular Shares account.
You must be a member of the credit union to open an account. A minimum deposit of $25 is required to open the Regular Shares account with Peoples Credit Union and take advantage of the competitive savings account rate. Interest is declared and paid quarterly on all accounts. The credit union also offers with the account up to $4,000 of life insurance. 

It’s a great day for individuals looking to acquire a high interest savings account to help their money grow even faster. Workers’ Credit Union in Fitchburg, Mass. is offering 1.00% APY on its cuSave Online Savings account.
The cuSave Online Savings account requires a $500 minimum to open and comes with no fees. You must maintain at least $50 in your account daily to earn the specified savings interest rate. The account offers easy fund transfers to other financial institutions, as well as free eStatements. In order to open an account, you must become a member of the credit union. Membership is open to those who reside in Massachusetts or New Hampshire (or work for a Massachusetts company) and deposit $25 into a Share Savings account. 

Puerto Rico Credit Union is offering a very competitive savings account rate to its members. Currently, the credit union is advertising a 1.01% APY on its Regular Share account.
Individuals interested in one of the more competitive savings internet rates available today should consider this rate from Puerto Rico Credit Union. It allows account holders to withdraw up to $500 from their accounts daily via their bankroll ATM card or through ATH. In order to take advantage of the account, you must become a member of the credit union (membership is open to employees of various companies associated with the financial institution) and contribute $5 biweekly to your share account. 
If you’re looking for a competitive savings interest rate, now’s the time to become a member of Yonkers Postal Employees Credit Union. By joining, you could take advantage of a 1.25% APY on the share account.
The savings account rate is available for members who open share accounts and maintain a balance of up to $89,999.99. Individuals who choose to maintain an average balance of $90,000 or more can take advantage of a 1.75% APY. To become a member, the credit union asks that you contact its location directly to determine eligibility. 

Are you on the prowl for a competitive savings interest rate? You may find what you’re looking for at Visions Federal Credit Union–they’re offering a 0.75% APY on the Share Money Manager Account.
To achieve this savings account rate, you must maintain a balance of at least $2,500. Some features of the account include no maintenance fees, 24/7 ATMs, transfers and withdrawals by phone. To open an account, you must become a member of the credit union by working or living in Broome, Chenango, Tioga, Chemung or Schuyler Counties in New York, the Cities of Rochester or Syracuse in New York, or Bradford County in Pennsylvania. 

The Regular Shares Savings Account from Members Choice WV Credit Union is offering a 1.15% APY. This high interest savings account rate is available to members of the credit union only.
This is a tiered savings account rate that provides interest based on the amount of money on balance. Currently, the above rate is available to those who save on the account’s highest tier. Opening this account requires a $25 minimum deposit, but to take advantage of this rate, you will need to maintain a balance of $10,000 to $19,999. 

TransCapital Bank continues to offer competitive interest rates in a time when rates continue to drop across the nation. Today, this bank is offering an excellent savings interest rate of .60% APY on its Statement Savings Account.
The Statement Savings Account requires $100 to open and an average balance requirement of $250 to avoid a $3 monthly service fee. Accounts are also subject to a $10 excess activity charge for each item when drafts, debit card transactions, pre-authorized transfers, telephone transfers or similar orders exceed six per statement cycle. This savings account rate is subject to change after you’ve opened the account. 

Everyone appreciates a bargain. After all, there’s no sense overspending on something you want or need. And because of our universal desire for cool stuff on the cheap, the world of online daily deals has exploded.
Companies like Groupon, Living Social and Offermatic have tapped into what retailers crave (people with cash to spend and who might become repeat customers) and what people want (saving money with outrageously good prices on all sorts of goods and services). If you’re looking for anything from designer handbags to horseback riding lessons with price-tags slashed by 50 percent or more, sign up today! 

If you’re looking for a great savings interest rate, you might consider opening an account with I & M Tanners Creek Employees Credit Union. The credit union is currently offering 1.51% APY on its Membership Share Savings Account.
This Share Savings Account is open to all members of the credit union. In order to become a member, you must pay a one-time joining fee of $25. Afterward, you can open your account with a minimum opening deposit of $5.00. This gives you access to a great savings account rate along with the option of a secondary share savings account. Dividends on any accounts you open are declared and paid on a quarterly basis based on your average daily balance for the quarter. 

Are you ready to take advantage of great savings account rate? Then now’s the time to learn more about the amazing savings opportunities you can enjoy from Self Reliance (NY) Credit Union, including those from its 1.26% APY Regular Shares account.
In order to get in on this great savings interest rate, you must be a member of the credit union. The minimum opening balance for this account is $50, plus a $5 membership fee payable to the Self Reliance Association. 
Most Recent Savings Account Rate Changes
| Altamaha Credit Union Savings Account |
0.85% to
0.60% Date: Feb 10, 2012
|
| Fedone Credit Union Savings Account |
0.65% to
0.60% Date: Feb 10, 2012
|
| Happy Valley Credit Union Savings Account |
0.55% to
0.45% Date: Feb 10, 2012
|
| The First National Bank Savings Account |
0.50% to
0.40% Date: Feb 10, 2012
|
| Pentucket Bank Savings Account |
0.35% to
0.30% Date: Feb 10, 2012
|
The Ultimate Saver's Guide
Saving money and knowing how to save money are more easily said than done, but it is the key ingredient to a happier you. Get started saving money with this compilation:
- 5 Smart Ways to Establish Emergency Funds
- Save Big With Big Bills
- How to Live on a Budget and Save More Money
- 7 Ways to Go Green and Save Green
- 10 Things Your Parents Forgot to Teach You About Saving Money
- Establishing an Emergency Savings Fund
- 5 Extreme Ways to Save Money
- 8 Steps to Prepare for a Layoff
- Ways to Save Money on Low Income
- Simple Tips for Building Wealth
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