| Featured Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
|---|---|---|---|---|---|
|
0.90%
As of February 9, 2012
|
 American Express Bank FSB, Member FDIC
|
National
|
Savings Account
|
   |
|
|
0.84%
As of February 6, 2012
|
|
 Ally Bank
|
Online
|
Savings Account
|
|
| Best Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
|
2.02%
As of February 9, 2012
|
View Rate Details | Houston, TX | Savings Account |
|
|
|
2.00%
As of February 8, 2012
|
View Rate Details | Garden City, KS | Savings Account |
|
|
|
1.60%
As of January 27, 2012
|
View Rate Details | Onalaska, WA | Savings Account |
|
|
|
1.51%
As of January 23, 2012
|
View Rate Details | Rahway, NJ | Savings Account |
|
|
|
1.26%
As of March 29, 2011
|
View Rate Details | Bakersfield , CA | Savings Account |
|
|
Banks: Submit Your Rates!
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Rates can change. Rates based on $10 000 deposit. See individual banks for the latest details and requirements.
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Savings News
Unity One Credit Union encourages practical savings, which is why they provide members in Saint Paul, MN with a savings account rate that helps them reach their goals. Today, their high-yield savings account rate is at 0.55% APY–with deposit account rates changing all the time, capitalizing on an opportunity to earn more dividends is a wise choice. Keep your emergency fund growing throughout the year with a savings account from Unity One Credit Union.
Savings Account Rate Terms and Conditions 
Before you can save money, you’ve got to earn it. The web lends a helping hand for those interested in how to make extra money from home with a handful of sites that help you earn money on the internet.
Ah, January–the first month of the year brings new hope for a fresh start and the inspiration to make positive changes. If you made plans to improve your financial situation this year, now is certainly a great time to do it. January is the best time to buy so many commonly needed items that it’s a perfect month to focus on saving money.
Teaching children about the benefits of saving money is best practiced first hand. Luckily, Velocity Credit Union in Austin, TX has a solution for parents that educates kids about smart savings and rewards them for their diligent efforts. Their Rising Star savings account makes the process fun with a savings account rate of 0.50% APY. Kids can watch their birthday funds grow into significant returns that can earn them money toward a treat down the line.
Savings Account Rate Terms and Conditions
Do you ever sift through the clutter in your home and wonder how you accumulated so much…stuff? Maybe you look at your savings account and ask yourself why the balance never gets any bigger. Whether it’s clothes in the closet that haven’t been worn in years or canned goods collecting dust in the pantry, we’re all a little guilty of spending money on things we don’t really need.
So now that it’s a new year, you might consider it a perfect time for cleaning up your act and making wiser decisions with your money. We at Go Banking Rates couldn’t agree more, which is why the entire in-house team (Casey, Jenn, Andrea, Jaime, Courtnay and Marcus), plus a few other ConsumerTrackers in the office, are going on a fiscal fast this week.
CommunityWide Federal Credit Union preserves your savings goal with a savings account rate that helps you earn more. This credit union is currently offering a great 0.60% APY savings account.
Savings Account Rate Terms and Conditions
The Florist Credit Union is giving depositors in Roswell, NM another reason to celebrate with a money-saving savings account rate. Their savings account offers a rate of 0.52% APY that can help money grow faster than letting funds sit in a low interest checking account. When it comes to your savings and your future, depositing your money into the best savings account rate available can help your savings grow effortlessly.
Savings Account Rate Terms and Conditions
Guardian Credit Union in Montgomery, AL safeguards your savings goals with a savings account rate that helps members earn more in dividends. Their 0.65% APY bonus savings account rate beats leaving your money stuck under a mattress and it keeps funds relatively accessible in the event of an emergency. Take advantage of this flexible savings account and see how finding the best savings account rate can help you succeed.
Savings Account Rate Terms and Conditions
If last-minute Christmas shopping left your funds depleted this year, Kamiah Community Credit Union has a savings account rate that can help you stay ahead of the game next year. Their Christmas Club savings account offers Kamiah, ID members a savings rate of 1.00% APY that can help build a substantial year end budget.
Savings Account Rate Terms and Conditions
High-interest savings accounts have been the modern day vehicle driving America’s households to keep money in a savings account and capitalize on compounding interest rates. SmartyPig has been a long-standing leader in offering better savings account rates nationwide in comparison to its competitors.
However, since 2009, SmartyPig interest rates have been on a steady and steep decline.
Most Recent Savings Account Rate Changes
| Altamaha Credit Union Savings Account |
0.85% to
0.60% Date: Feb 10, 2012
|
| Fedone Credit Union Savings Account |
0.65% to
0.60% Date: Feb 10, 2012
|
| Happy Valley Credit Union Savings Account |
0.55% to
0.45% Date: Feb 10, 2012
|
| The First National Bank Savings Account |
0.50% to
0.40% Date: Feb 10, 2012
|
| Pentucket Bank Savings Account |
0.35% to
0.30% Date: Feb 10, 2012
|
The Ultimate Saver's Guide
Saving money and knowing how to save money are more easily said than done, but it is the key ingredient to a happier you. Get started saving money with this compilation:
- 5 Smart Ways to Establish Emergency Funds
- Save Big With Big Bills
- How to Live on a Budget and Save More Money
- 7 Ways to Go Green and Save Green
- 10 Things Your Parents Forgot to Teach You About Saving Money
- Establishing an Emergency Savings Fund
- 5 Extreme Ways to Save Money
- 8 Steps to Prepare for a Layoff
- Ways to Save Money on Low Income
- Simple Tips for Building Wealth
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