By Jennifer Calonia

Saving money year-round is a goal that many households hope to achieve, but it’s not always so easy when you finally try to get to it. One of the top ways to save money is through a new crop of online do-it-yourself sites, known as DIY sites, which help consumers save big with hands-on projects on a small and large scale.

Thinking ahead is what makes Portsmouth, VA depositors smart savers. Today a PFD Firefighters’ Credit Union, Inc. savings account can provide a 0.50% APY interest rate and amplify your savings potential. The more you deposit into your account, the harder this savings account rate works in your favor–learn how to send your finances on a winning path.

Savings Account Rate Terms and Conditions

By Kristina

It seems like everywhere we turn, someone is telling us how to be frugal, how to save money and how to live a frugal life. I am honestly very tired of hearing about how to be frugal with every single thing I do. I am not an extravagant spender, I do save regularly and I also work in personal finance, but to tell you the truth, I hate being called “frugal.”

While saving change in a jar is a habit we’ve learned as children, there’s a smarter way for residents in Phillipsburg, KS to build an emergency fund with a high savings account rate. Customers of Farmers National Bank can now earn more returns that what a jar can give with a 0.50% APY savings account rate that help you save more as time goes on. Let your loose change turn to significant rewards with a savings account today.

Savings Account Rate Terms and Conditions

Allegiance Community Bank has stepped up to the plate to help residents in South Orange, NJ pick their budget up from last month’s shopping fiasco. Today their 0.65% APY savings account rate helps depositors gradually build back their savings for a comfortable 2012. Don’t get stuck in the financial slump leftover from the holidays–fund a savings account of your own and get control of your money.

Savings Account Rate Terms and Conditions

Maple City Savings Bank, FSB gives Hornell, NY residents the power to save without locking away their funds into a long-term commitment. Better returns are now possible with a savings account rate of 0.60% APY, whether your goal is a solid rainy day fund or a substantial down payment on an upcoming vehicle purchase.

Savings Account Rate Terms and Conditions

An competitive savings account rate can help depositors in Shreveport, LA get to their goals faster. Whether your goal is to buy a new laptop next year or save up an emergency fund that’s accessible at a moment’s notice, T.E.S. Regional Healthcare Credit Union can help you get there faster. Their savings account rate is at 0.50% APY, giving members more for their money compared to interest rates of larger institutions.

Savings Account Rate Terms and Conditions

Building up at least a $1,000 emergency savings funds is always recommended. With Manchester Municipal Credit Union, members have a double opportunity to save with their savings account rate of 0.50% APY. Not only are depositors setting their money aside into a trusted deposit account, they are earning interest in the process for maximum savings potential.

Savings Account Rate Terms and Conditions

By Stacey Bumpus

Just about every person who smokes cigarettes considers quitting at some point, and usually because of its major health risks. If you have been thinking about quitting but haven’t yet found your motivator, you might want to consider the long-term financial impact of buying cigarettes. You’d be surprised by how much you could save if you quit smoking.

By Casey Bond

Sure you know you’re supposed to follow a budget and keep the credit card use to a minimum to avoid common holiday money mistakes. However, as millions prepare to celebrate the final holiday of the year–New Year’s Eve–many will commit one of the dumbest holiday money mistakes in existence.