SAVING MONEY

By Nicholas Pell

The Apple iPhone 4S wasn’t the groundbreaking improvement upon the iPhone 4 people had hoped for, though it does combine an impressive number of features into a single package. When shopping this holiday season, you might wish to forgo other gadgets in favor of the iPhone 4S to save money, as it does just about everything.

There is nothing like celebrating the holidays with friends and family. When it comes down to it, it is the conversation, act of celebration and general merriment that makes this time of year most memorable.

Regardless of what your plans are for the big day or days, one way to getting the spirit flowing in your home is by decorating and there are plenty of ways to celebrate the season.

By Stacey Bumpus

Christmas Day is quickly approaching, which means the days you have left to purchase great gifts for your loved ones are dwindling down. It’s not uncommon for those who haven’t finished their shopping to run out the weekend before Christmas in a frenzied panic, throwing items into their carts they really can’t afford–draining their savings accounts in the process.

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By Nicholas Pell

The new Kindle Fire from Amazon is making a splash in the tablet market as one of the most wanted gadgets this holiday season. While the Kindle Fire doesn’t match the technical specifications of an iPad, the device does boast an impressive quality the wizards in Cupertino, California can’t match: The price is right.

By Casey Bond

The National Retail Federation estimates that this holiday season, consumers will spend about $704.18 on gifts and seasonal merchandise. That’s no joke!

If you don’t see room in your budget for that kind of spending, don’t cancel your Christmas party just yet. With the following holiday party tips, you can save money by borrowing most of what you need and spending only on the few key items you really should go out and buy.

By Jennifer Calonia

Most of you know how satisfying it is to save money on gifts, especially amidst the holiday shopping frenzy. However, a money saving strategy that some have sadly evaded for far too long is online shopping.

While many Americans succumb to overcrowded parking structures, shoulder-checking their way through shopping malls and paying retail prices, online shoppers have developed the art of online guerrilla shopping tactics that would make any avid couponer green in the eye.

By Kristina

With the holidays quickly approaching, we have to start planning how and with whom we are going to spend our holiday season. Although I am from a small immediate family, my extended family stretches out to six aunts and uncles (along with their families) on my mother’s side and four aunts and uncles on my dad’s side of the family.

This post is part 10 of our 12 Days of Finance series. You can vote for your favorite personal finance expert below.

A lot of people turn to financial advisors when in need of advice regarding investing, retirement, estate planning and more, but few can say their advisor was ranked as the very best in the country. Ric Edelman has been listed in Barron’s “America’s 100 Top Financial Advisors” eight times and earned the #1 spot in 2009 and 2010.

This post is part 4 of our 12 Days of Finance series. If you haven’t voted for your favorite expert yet, make your top choice known below!

What sets Jeff Yeager apart from the other experts on our top 12 list? Well, to start, he’s the only financial guru to answer his own phone when we called. Actually, Yeager really enjoys phone time with fans:

This post is part 3 of our 12 Days of Finance series. Have you voted for your favorite finance expert yet?

Ramit Sethi is a personal finance blogger turned bestselling author with the success of his book, I Will Teach You to be Rich.