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Krista Baum is a Pennsylvania-based freelance writer who has held management-level positions at financial institutions in New York. In addition to her broad banking background, she has worked with government agencies and banking executives to ensure processes and polices are in place to prevent, detect and report money laundering activities in the fight against financial crime. Along with GOBankingRates, her work has appeared on major sites like AOL.com and the Huffington Post.