Sheiresa McRae Ngo is an editor and writer known for her expertise in personal finance and lifestyle topics. She earned a master’s degree in public communication and a bachelor’s degree in psychology from Fordham University. Sheiresa has experience editing a variety of topics, including culture and entertainment. She also spent time as an editor in the educational publishing industry. Sheiresa’s passion for helping individuals navigate their financial journeys led her to become a certified credit counselor. Her work has been featured in Essence, CBS MoneyWatch, Credit.com, and MSN, among many others. She also contributed to two CNN segments on debt management. With a keen eye for detail and a knack for simplifying complex financial concepts, Sheiresa has established herself as a reliable source of information for readers seeking guidance on personal finance matters. Sheiresa covers a broad range of topics, including budgeting, credit management, consumer advocacy, and finding deals. She is committed to providing readers with actionable advice and tips to improve their financial health. Content under this byline has been generated or refined using automation technology. This content creation, production, and publication process is thoroughly reviewed and supervised by a committed team of GOBankingRates editors, who fact-check and edit each piece to verify its accuracy and usefulness. We consider editorial integrity to be crucial to each piece of content we produce – for more information, please review our editorial guidelines. If you have any questions, comments, or suggestions about content produced under this byline, please reach out to us at aiquestions@gobankingrates.com.