Checking Accounts

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Understanding Checking Accounts

A checking account is one of the most essential bank accounts for managing your finances and depositing your paychecks. It's the banking product people use most for daily transactions, including checks and debit cards. The best checking accounts reward account holders with value-added options and free, no-fee access to their finances.

Many checking accounts offer a great deal of flexibility and freedom. Several credit unions and banks charge low or no fees, often with no or low minimum balance requirements. One of the biggest benefits of choosing the right checking account is when the account comes with a built-in, high-yield checking APR that pays dividends simply for having money in the bank.

Financial institutions offer a variety of checking options for everyone, including businesses, families, and individuals, and they offer plenty of savings incentives to boot.