37 Best New Bank Promotions and Bonuses: October 2019

See the top bank promotions available now.
37 Best New Bank Promotions and Bonuses: October 2019
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Failing to do your research before opening a new bank account could cause you to miss out on valuable bank promotions, including bonus airline miles and cash rewards. Fortunately, you won’t have to spend hours combing through details of promotional offers on banks’ and credit unions’ sites because GOBankingRates has done the legwork for you.

The following list of 37 current bank promotions is updated monthly, and it contains the best offers available during October. Read on to learn more about these special bank account promotions — some of which are free and require no minimum deposit.

Here are the top 37 bank account promotions available during October 2019:

Bonus Miles and Rewards Offers

Although banks more commonly offer cash bonuses in connection with opening savings and checking accounts, other incentives — such as miles and reward cards — are available.

BankDirect logo 2017BankDirect Mileage Checking With Interest Account: 22,000 Bonus Miles

The BankDirect Mileage Checking With Interest Account allows you to earn a healthy allowance of American Airlines AAdvantage miles. Both new and current AAdvantage members can earn miles in several different ways.

BankDirect Mileage Checking With Interest Account Bonus Requirements and Limitations:

  • 1,000 miles at account opening
  • 10,000 miles for direct deposits received over six consecutive statement cycles, at a minimum of $2,000 per month
  • 5,000 miles for using the online bill pay service for at least three payees, totaling $500 per month for six consecutive statement cycles
  • 5,000 miles for 12 transactions with the BankDirect Visa CheckCard totaling $500 per month for six consecutive statement cycles
  • 1,000 miles for referring a friend who opens an account; lifetime maximum of 10,000 miles for referrals
  • $500 minimum to open; $12 monthly fee

Related: The Best Airline Rewards Programs With Points You Can Actually Use

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First Tennessee Bank Checking Account: $75 Visa Reward Card Bonus

After you open a checking account at First Tennessee Bank, you’ll be eligible for this reward card that you can use for different products and services. But first, you need to register. To get started, visit the bank and ask about the promotion — the bank employee who helps you will need to give you their employee number. Then fill in the registration form to sign up for the card and open one of the bank’s checking accounts.

First Tennessee Bank Checking Account Bonus Requirements and Limitations:

  • Current First Tennessee checking account holders not eligible
  • Must open a new First Tennessee checking account within 90 days of registering for reward card online
  • $100 minimum opening deposit
  • Must complete two direct deposit transactions of at least $100 each within first 60 days
  • Offer valid only for residents of Tennessee, Mississippi, Georgia, Virginia, North Carolina and Arkansas

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$1,000 Bonus Offers

Only one bank account offer qualifies for this section. Earning this $1,000 bonus won’t happen overnight — or even in a few years — but it’ll pay off nicely if you’re patient.

Citizens Bank CollegeSaver Account: $1,000 Bonus

With as little as $25, you can set your child up for a nice payoff on their 18th birthday. Plus, interest applies to the entire savings balance.

Citizens Bank CollegeSaver Account Bonus Requirements and Limitations:

  • Must open CollegeSaver account before child’s 12th birthday
  • $25 minimum opening deposit for children under 6 years of age; $500 minimum deposit for children ages 6 to 12
  • Must contribute minimum required amounts each year: $25 annually for accounts opened for children under 6 years of age; $50 annually for accounts opened for children between 6 and 12 years of age
  • $1,000 bonus plus interest awarded on child’s 18th birthday

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$650 to $750 Bonus Offers

The opportunity to receive a $650 to $750 bonus doesn’t happen every day. But if you can set up recurring direct deposits in the required monthly amounts, one of these bonuses could be yours.

HSBC Premier Checking Account: $750 Bonus

Earn a welcome deposit by meeting a few simple requirements. To be eligible, you must not have had an HSBC consumer deposit or investment account between July 31, 2016, and July 31, 2019.

HSBC Premier Checking Account Bonus Requirements and Limitations:

  • $1 minimum opening deposit required
  • HSBC Premier checking account must be opened online at the HSBC offer page
  • Receive monthly direct deposits totaling at least $5,000 into checking account for three consecutive months following account opening
  • Expires Dec. 31

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Wells Fargo logo 2017

Wells Fargo Checking and Savings Account: $650 Bonus

If you’re in the market for both a checking and savings account, you can score big with this cash bonus from Wells Fargo.

Wells Fargo Checking and Savings Account Bonus Requirements and Limitations:

  • Open an eligible checking account with at least $25
  • Must have a total of at least $3,000 in direct deposits to checking account each month for three consecutive months
  • Direct deposits to checking account must be made within 150 days of account opening
  • Open a savings account with at least $25
  • $15,000 minimum deposit in new funds to savings account within first 10 days
  • Maintain minimum savings balance of $15,000 for at least 90 days
  • Expires Dec. 31

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$400 to $500 Bonus Offers

Sometimes when a bank account promotion rolls around, the timing is off and you find yourself short on funds to deposit. But one of the promotions in this category features a low opening deposit plus up to 150 days to meet requirements, which could help you get a nice bonus.

Fifth Third Bank logo

Fifth Third Bank Essential Checking Account: $500 Bonus

To qualify for this bonus, you must enter your email address on the Fifth Third Bank offer page, receive an offer code, and redeem the offer code at any Fifth Third Bank branch location.

Fifth Third Bank Essential Checking Account Bonus Requirements and Limitations:

  • No minimum deposit required
  • Must reach a $15,000 balance within the first 45 days following initial funding
  • Must maintain a minimum daily balance of at least $15,000 for 90 days from the date the balance requirement is met
  • Must not currently have a Fifth Third Bank checking product or a Fifth Third checking account closed within the past 12 months to be eligible
  • Expires Oct. 31

Keep Reading To See: Banks That Offer No-Fee ATMs

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Fidelity Bank Checking Account: $400 Bonus

You’ll have to meet several requirements to earn a $400 bonus from Fidelity Bank, but they’re all relatively easy to achieve. Only new personal checking account customers are eligible for this bonus.

Fidelity Bank Checking Account Bonus Requirements and Limitations:

  • Minimum opening deposit between $25 and $1,000, depending on the type of checking account chosen
  • $2,500 in direct deposits or recurring credits must be received monthly for three consecutive months
  • Must meet requirements within 150 days of account opening
  • Limited-time offer

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Wells Fargo logo 2017

Wells Fargo Checking Account: $400 Bonus

If you’re a new Wells Fargo checking customer, you’re eligible for this $400 welcome deposit bonus. The catch is that the offer might be limited to participating locations.

Wells Fargo Checking Account Bonus Requirements and Limitations:

  • Minimum opening deposit of $25
  • Account must receive $3,000 in qualifying direct deposits each month for three consecutive months within 150 days of opening the account
  • Teen Checking and Greenhouse accounts are ineligible
  • Expires Dec. 31

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$300 to $360 Bonus Offers

A handful of banks are offering checking account promotions featuring bonuses of up to $360 through October 2019. Some of the bank offers are only available in select markets.

Discover Cashback Debit Checking Account: $360 Bonus

Earn up to $360 annually with this Discover checking account that rewards you for debit card purchases. With no monthly fee and no balance or activity requirements, getting this bonus should be easy.

Discover Cashback Debit Checking Account Bonus Requirements and Limitations:

  • No minimum deposit required
  • 1% rewards rate
  • Up to $3,000 of debit card purchases each month are eligible for rewards
  • ATM transactions, money order purchases, cash back at point-of-sale transactions, peer-to-peer transactions, loan funding and account payments are not eligible for rewards
  • Cash-back bonus rewards based on debit card purchases rounded to the nearest dollar

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HSBC Advance Checking Account: $350 Bonus

Eligibility for this HSBC bonus means that you can’t have held a consumer deposit or investment account with the bank from July 31, 2016, to July 31, 2019. Once you clear that hurdle, you’ll just have to meet deposit minimums.

HSBC Advance Checking Account Bonus Requirements and Limitations:

  • $1 minimum opening deposit required
  • HSBC Advance checking account must be opened online at the HSBC offer page
  • Deposit a minimum qualifying balance of $5,000 in new money into combined checking and savings accounts within first 30 days
  • Maintain minimum qualifying balance for 90 days
  • Set up recurring direct deposits from an outside party that occur once per month for at least three consecutive months following account opening month
  • Expires Dec. 31

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Chase

Chase Total Checking and Chase Savings Account: $350 Bonus

With nearly 5,000 branches and more than 16,000 ATMs nationwide, Chase is a reliable source of banking. The $350 bonus offer could be worth it if you’re looking for a new bank to route direct deposits and you have substantial funding to open a new savings account.

Chase Total Checking and Chase Savings Account Bonus Requirements and Limitations:

  • $200 bonus for opening Chase Total Checking account and receiving a direct deposit within the first 60 days
  • $150 bonus for opening Chase Savings account and depositing at least $10,000 within first 20 business days of account opening; must maintain $10,000 minimum balance for 90 consecutive days
  • Bonuses not available to existing Chase customers or customers with fiduciary accounts
  • Bonuses not available to people who have closed accounts within past 90 days or closed accounts with a negative balance
  • Bonus amount deducted at time of closing for accounts closed within six months of opening
  • Offer expires Oct. 14

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Bank of Blue Valley Checking Account: $350 Bonus

Bank of Blue Valley offers three unique checking accounts that you can choose from to earn this $350 bonus.

Bank of Blue Valley Checking Account Bonus Requirements and Limitations:

  • Minimum opening deposits: $500 for Platinum Checking, $25 for Free Checking with eStatements, $1,000 for Signature Series Checking
  • $30 bonus for enrolling in eStatements within first 60 days
  • $70 bonus if one direct deposit of $500 or more posts to account within first 60 days
  • $250 bonus if account has a balance of at least $7,500 60 days after account opening
  • Offer not available to existing Blue Valley checking account holders or those who have received a bonus since Jan. 1, 2018
  • Offer expires Oct. 31

Related: Best Debit Card Rewards Programs

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TD Bank logo 2017

TD Bank TD Beyond Checking Account: $300 Bonus

With nearly 1,300 locations along the east coast, TD Bank has a wide network. The $300 bonus offer is only open to new customers who have never held a TD Bank checking account.

TD Bank TD Beyond Checking Account Bonus Requirements and Limitations:

  • Offer applies to TD Beyond Checking account only
  • Account must be opened from this offer page
  • Must make cumulative direct deposits of at least $2,500 within 60 days of account opening
  • Monthly maintenance fee of $25 waived if a $2,500 daily balance is maintained
  • Offer expires Dec. 2

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First Bank and Trust

First Bank and Trust Green Checking Account: $300 Bonus

First Bank and Trust is a New Orleans-based bank serving customers in Louisiana, Mississippi and Florida. The bank is offering a $300 bonus when you open a Green Checking account, which is paperless.

First Bank and Trust Green Checking Account Bonus Requirements and Limitations:

  • $100 minimum opening deposit using external funds
  • Must enroll in eStatements
  • Must establish and maintain direct deposit transactions of at least $500 per statement cycle within 60 days of account opening
  • Cash bonus plus $25 service fee deducted from account if direct deposit is discontinued or account is closed within first six months
  • Limited-time offer

See: 10 Best Online Banks of 2019

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 $200 to $250 Bonus Offers

Score up to a $250 bonus via one of these checking or savings account promotions. Several available options are valid through October. But you’ll have to qualify to apply first, and some offers make it easier than others.

M&T Bank Checking Account: $250 Bonus

It’s easy to qualify for this $250 bonus from M&T Bank. All it takes is a super low opening deposit and a low direct deposit.

M&T Bank Checking Account Bonus Requirements and Limitations:

  • Open any M&T personal checking account — excluding MyWay Banking — online or at a branch
  • $25 opening deposit required on all accounts
  • Have a total of at least $500 in qualifying direct deposits within first 90 days of account opening
  • Offer expires Nov. 4

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Bank of Texas

Bank of Texas QuickSave Program: $250 Bonus

Bank of Texas is offering up to a $250 match for eligible debit card purchases and online bill pay transactions made in connection with the bank’s QuickSave program. The bank will match 100% of your contributions for the first three months and 5% thereafter.

Bank of Texas QuickSave Program Bonus Requirements and Limitations:

  • Must open both a Bank of Texas checking account and savings account and get a Bank of Texas Visa debit card
  • Must enroll in the QuickSave program
  • Must choose between a 25-cent and 50-cent match per eligible transaction
  • Account will be unenrolled after three consecutive months of zero QuickSave transactions
  • Must sign up in person

[Back to top]OneWest-Bank-logo-July-2019

OneWest Bank Checking Account: $250 Bonus

OneWest Bank, which is a division of CIT Bank, has over 60 retail branches in the Southern California area. To open a checking account and be eligible for the bonus, you’ll need to apply at a branch.

OneWest Bank Checking Account Bonus Requirements and Limitations:

  • $1,000 minimum opening deposit
  • Must maintain opening balance for first 90 days following funding
  • Must receive recurring direct deposits totaling at least $650 for two consecutive months or maintain an average monthly combined balance of $10,000 in OneWest accounts during first 90 days following funding
  • Expires Dec. 31

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Wells Fargo logo 2017

Wells Fargo Savings Account: $250 Bonus

New Wells Fargo savings customers are eligible for this $250 deposit bonus. The catch is that you must open the account in a branch, using a valid offer code that you can obtain by registering online. Note that the offer might be limited to participating locations.

Wells Fargo Savings Account Bonus Requirements and Limitations:

  • Minimum opening deposit of $25
  • Account may not be opened online
  • Account must receive $15,000 in new money within 10 days of opening
  • $15,000 minimum balance must be maintained for 90 days from account opening
  • Expires Dec. 31

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KeyBank

KeyBank Checking Account: $200 Bonus

KeyBank gives you a variety of checking account options that can earn you this $200 bonus. Open a Key Express, Key Advantage, Key Privilege or Key Privilege Select checking account to qualify. Use the offer code ONAS0619.

KeyBank Checking Account Bonus Requirements and Limitations:

  • $50 minimum opening deposit
  • Account must be opened online and offer code must be used
  • One single direct deposit of $500 required within the first 60 days of account opening
  • Accounts closed within six months of opening are subject to $25 early account closure fee
  • Offer not valid for those who have had a KeyBank checking account or a KeyBank Hassle-Free Account within the past 12 months
  • Expires Nov. 8

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Huntington Bank logo 2017

Huntington 5 Checking Account: $200 Bonus

Huntington is offering customers in select U.S. states a $200 bonus for opening a Huntington 5 Checking account. All balance tiers earn a 0.05% APY.

Huntington 5 Checking Account Bonus Requirements and Limitations:

  • New checking customers only; not available to anyone who has closed a Huntington checking account within the previous six months
  • Available to residents of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania or West Virginia
  • $5 monthly maintenance fee waived with at least $5,000 in balances
  • Must deposit at least $1,000 in external funds in first 60 days
  • Must leave account open for at least 90 days to receive bonus
  • Offer expires Oct. 7

[Back to top]Republic Bank

Republic Bank Personal Checking Account: $200 Bonus

Earn a $200 bonus by opening a new personal checking account with Republic Bank and completing qualifying activities. Most checking account types can be opened online except for Simple Access and Military Honors, which can be opened at a Republic Bank branch. Minimum balance requirements and fees vary by the type of checking account selected.

Republic Bank Personal Checking Account Bonus Requirements and Limitations:

  • Must be a resident of Florida, Kentucky, Indiana, Ohio or Tennessee
  • $50 minimum opening deposit
  • At least one direct deposit of at least $100 before the third full statement cycle ends
  • Must have 50 or more completed point-of-sale transactions before the third full statement cycle ends
  • Offer available for new customers who have never held an account at Republic Bank
  • Expires Dec. 31

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Chase

Chase Total Checking Account: $200 Bonus

If opening a new savings account and depositing at least $10,000 — in addition to opening a new checking account — isn’t in the cards for you, you might want to consider just opening a Chase Total Checking account. By doing so, you can net $200.

Chase Total Checking Account Bonus Requirements and Limitations:

  • $200 bonus for opening a Chase Total Checking account and receiving a direct deposit within the first 90 days
  • Bonuses not available to existing Chase customers or customers with fiduciary accounts
  • Bonuses not available to people who have closed accounts within past 90 days or closed accounts with a negative balance
  • Bonus amount deducted at time of closing for accounts closed within six months of opening
  • Offer expires Oct. 14

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Xceed Financial Credit Union

Xceed Financial Credit Union Refer-a-Friend Bonus: Up to $200

Both you and a friend can collect with this referral bonus. The best part is that there’s no limit to how many friends you can refer. If you refer a friend who opens a new membership account with Xceed, both of you could earn a bonus of up to $200 each. Plus, almost anyone is eligible to join Xceed.

Xceed Financial Credit Union Refer-a-Friend Bonus Requirements and Limitations:

  • No minimum balance to open a membership account
  • Referring member must be in good standing
  • Must submit referral via form at BankingWorthSharing.com
  • No bonus awarded for referring existing members who open new accounts
  • Must have active Xceed Visa debit card
  • Must sign up for online banking with e-statements
  • Must sign up for overdraft protection
  • Must receive direct deposit of $500 per month in an Xceed Signature checking account for at least two consecutive months
  • Bonus of up to $200 credited to referring member within 30 days after referred member’s account has been open for 90 days
  • Limited-time offer

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$100 to $175 Bonus Offers

Bank account bonuses of $100 to $175 are quite popular. You may qualify for one of these offers if a higher bonus is out of your financial reach. Limitations and requirements vary depending on the institution, but most of the following offers make it quick and easy to grab at least a $100 bank account bonus.

Associated Bank logo 2017

Associated Bank Associated Balanced Checking Account: $175 Bonus

Associated Bank has more than 200 branches in Wisconsin, Illinois and Minnesota. For those states’ residents, the bank is offering a $175 bonus for opening an Associated Balanced Checking account and completing qualifying activities. Opportunities to earn an additional $125 in bonuses are available for opening a money market account or getting a Visa Real Rewards Credit Card.

Associated Bank Associated Balanced Checking Account Bonus Requirements and Limitations:

  • Minimum opening deposit of $100
  • Customers with an Associated Bank checking account within the last six months not eligible
  • Must make three payments with Associated Bank’s online bill pay or have one direct deposit of $300 or more within the first 45 days
  • Account must be open when bonus is paid and remain open for one year or bonus may be deducted from balance
  • Expires Dec. 31

Find Out: What Is a Money Market Account?

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Huntington Bank logo 2017

Huntington Asterisk-Free Checking Account: $150 Bonus

In addition to the $200 bonus listed above, Huntington is offering this $150 bank bonus. When you open a checking account, you can also get a Premier Savings account with no fee or minimum balance requirements.  

Huntington Asterisk-Free Checking Account Bonus Requirements and Limitations:

  • No monthly maintenance fee
  • No minimum opening deposit required
  • Cumulative deposits of at least $1,000 required within first 60 days
  • Available to residents of Illinois, Indiana, Kentucky, Michigan, Ohio, Pennsylvania and West Virginia
  • Offer not available to consumers with current Huntington checking account or those who have closed account within the last six months
  • Account must maintain open status for at least 90 days before it is eligible for bonus
  • Offer expires Oct. 7

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Valley My Choice Checking Account: $150 Bonus

Young adults ages 17 to 25 are the only ones eligible to open this personal checking account with no monthly fees. As an added perk, customers get up to $20 in rebates for non-Valley ATM fees.

Valley My Choice Checking Account Bonus Requirements and Limitations:

  • Must be 18 or older if opening this account online
  • $25 minimum opening deposit
  • Must enroll account in paperless statements within the first 60 days
  • $75 awarded for activating mobile banking within the first 60 days
  • $75 awarded for completing a minimum of 20 debit card transactions of $5 or more or for enrolling in online bill payment and completing three transactions within the first 60 days

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Unify Financial Credit Union Free Checking or eChecking Account: Up to $150 Bonus

Open a Unify Free Checking or eChecking account and complete qualifying activities to get up to $150 in bonuses. Unify’s eChecking allows you to receive monthly dividends if you carry a balance of at least $1,000.

Unify Free Checking or eChecking Account Bonus Requirements and Limitations:

  • Right Start Checking and Right Start Debit accounts not eligible for offer
  • $25 minimum opening deposit required
  • $50 deposit bonus following first statement cycle for opening a qualifying account
  • $50 bonus after establishing recurring monthly direct deposits totaling at least $500 within the first 60 days
  • $1 bonus for each Unify Visa debit card transaction that exceeds $5 within the first 60 days; maximum bonus of $50
  • Expires Dec. 31

Also Check Out: Best Travel Credit Cards of 2019

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Liberty Bank logo July 2019

Liberty Bank My Pay Student Banking Account: $150 Bonus

Students between the ages of 16 and 25 can open this student bank account and get a $150 bonus. A few debit card transactions are all that’s required.

Liberty Bank My Pay Student Banking Account Bonus Requirements and Limitations:

  • $25 minimum opening deposit
  • Complete five qualifying debit card transactions within 60 days of account opening
  • $150 bonus credited to account up to 60 days after requirements are met
  • Offer valid for new checking customers only; must not have had a checking account within the past 365 days
  • Offer expires Dec. 31

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TD Bank logo 2017

TD Bank TD Convenience Checking Account: $150 Bonus

The TD Convenience Checking account bonus is available to new TD Bank customers without a prior or current consumer checking account.

TD Bank TD Convenience Checking Account Bonus Requirements and Limitations:

  • $100 minimum daily balance to waive $15 account maintenance fee
  • $500 in direct deposit funds required within 60 days of opening account
  • Offer expires Dec. 2

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Bank of America

Bank of America Checking Account: $100 Bonus

Bank of America allows you to choose the checking account that works best for you and pays you a $100 bonus for completing qualifying activities. Available checking account options are Advantage SafeBalance Banking, Advantage Plus Banking and Advantage Relationship Banking.

Bank of America Checking Account Bonus Requirements and Limitations:

  • Must apply via “Open Now” link on offer page
  • Must set up and receive at least two qualifying direct deposits of $250 or more each during the first 90 days
  • $25 minimum opening deposit for Advantage SafeBalance Banking account; $100 minimum opening deposit for other accounts
  • $4.95 monthly maintenance fee for Advantage SafeBalance Banking account; $12 fee for Advantage Plus Banking; $25 fee for Advantage Relationship Banking
  • Monthly maintenance fees can be waived if account holder meets certain requirements
  • Offer valid for new checking customers
  • Offer expires Dec. 31

[Back to top]Liberty Bank logo July 2019

Liberty Bank Checking Account: $100 Bonus

Liberty Bank gives you a choice of checking accounts and it pays you a $100 bonus for meeting qualifying requirements. Available checking account options are Quarter Back and PayBack.

Liberty Bank Checking Account Bonus Requirements and Limitations:

  • At least one direct deposit required within 90 days of account opening
  • $100 bonus credited to account up to 60 days after first direct deposit
  • Offer valid for new checking customers only; must not have had a checking account within the past 365 days
  • Offer expires Dec. 31

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Commerce Bank logo 2017

Commerce Bank myRewards Savings Account: Up to $100 Bonus

From Bloomington, Illinois, to Denver, Commerce Bank has more than 180 branches. The bank is offering an annual matching deposit reward for consumers who open a CommerceBasic, CommerceInterest or CommerceRelationship checking account and make transfers to a myRewards Savings account.

Commerce Bank myRewards Savings Account Bonus Requirements and Limitations:

  • No minimum opening deposit
  • Monthly service charge waived during first 60 days
  • Need $300 daily balance or at least one monthly electronic deposit of $25 or more to waive $3 monthly service charge after first 60 days
  • Need 11 consecutive monthly deposits from Commerce Bank checking account and fewer than four withdrawals per year
  • Up to $50 annual matching reward bonus for each myRewards Savings account, with a maximum total matching reward of $100 per household
  • Matching reward bonus determined by calculating average of deposits to each myRewards Savings account during 11-month deposit period
  • Rewards credited annually in 12th month after anniversary of first deposit

[Back to top]Regions logo 2017

Regions LifeGreen Savings and Checking Account: Up to $100 Annual Bonus

Regions is offering consumers a 1% annual savings bonus, up to $100. To be eligible, you have to open a LifeGreen Savings account and a Regions checking account.

Regions LifeGreen Savings and Checking Account Bonus Requirements and Limitations:

  • $50 minimum opening deposit online; $5 minimum opening deposit in branch
  • Must make automatic transfers of at least $10 from Regions checking account to LifeGreen Savings account in at least 10 of 12 months that precede the month of account opening anniversary
  • LifeGreen Savings account must be open on date bonus is paid
  • Bank bonus paid by second business day of month following account anniversary date

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ACE Flare Account by MetaBank: $100 Bonus

When you sign up for a new Flare account, you can get paid up to two days faster with direct deposit. You also can withdraw up to $400 cash per day, fee-free, at participating ACE locations.

ACE Flare Account by MetaBank Bonus Requirements and Limitations:

  • No minimum account balance required to open account or qualify for offer
  • Must receive qualifying direct deposit within 60 days of accepting offer
  • Limit one offer per account

Check Out: 10 Best National Banks of 2019

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Chase

Chase College Checking Account: $100 Bonus

College students between the ages of 17 and 24 can qualify for this bonus offer from Chase. No monthly service fee applies for up to five years. Qualifying transactions include debit card purchases, online bill payments and direct deposits.

Chase College Checking Account Bonus Requirements and Limitations:

  • Offer only available to new Chase checking customers
  • Must enroll in paperless statements within 60 days of account opening
  • Must complete 10 qualifying transactions within 60 days of opening account
  • Offer expires Oct. 18

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$50 Bonus Offers

Although these $50 bonuses are the lowest on the list, they still equal free money. One of these promotions is specifically targeted at new parents and allows you to double your child’s initial savings balance in no time.

Xceed Financial Credit Union

Xceed Financial Credit Union Minor Savings Account: $50 Bonus

To give your new baby a great head start, you might want to consider opening a Minor Savings account from Xceed Financial Credit Union. Almost anyone is eligible to join Xceed.

Xceed Financial Credit Union Minor Savings Account Bonus Requirements and Limitations:

  • $5 minimum opening deposit
  • Must make an initial $50 deposit within the first 90 days of opening the account
  • $50 match credited to account after 90-day waiting period
  • Minors under 1 year old are eligible for this bonus

Also See: Best Banks With No Fees

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Amboy Direct eSavings Account: $50 Bonus

Amboy Direct is a division of Amboy Bank, a New Jersey-based financial institution. Not only can you earn a bonus with the bank’s eSavings account, but you’ll also earn a 1.51% APY with a minimum balance of $3,000.

Amboy Direct eSavings Account Bonus Requirements and Limitations:

  • $100 minimum opening deposit
  • Must maintain minimum monthly average balance of $3,000 for at least 90 days

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More From GOBankingRates

Cynthia Measom has over a decade of writing experience in the personal finance sector.

Information on promotions was sourced from banks’ websites on Sept. 17, 2019. Additional requirements might apply. Offers and terms are subject to change.

GOBankingRates is a personal finance and consumer interest rate website owned by ConsumerTrack Inc., an online marketing company serving top-tier banks, credit unions and other financial services organizations. Some companies mentioned in this article might be clients of ConsumerTrack Inc., which serves more than 100 national, local and online financial institutions. Rankings and roundups are completely objective, and no institution, client or otherwise, paid for inclusion or specific placement. Any opinions, analyses, reviews or recommendations expressed in this article are those of GOBankingRates alone and have not been reviewed, approved or otherwise endorsed by the companies included in the article. All fees and rates are subject to change at the issuers’ discretion. Some interest rates might be short-term or promotional offers only, and it is possible additional terms and conditions must be met to obtain the interest rates listed. Rates and availability might vary by region. Verify terms and conditions before opening an account.

GOBankingRates bases its assessment of “best” and “top” products on the above-stated parameters to create a baseline for comparison. This assessment is an approximation of “best” and “top” designed to help consumers find products that might be appropriate for them. There could be other options available as well. Consumers should consider various options appropriate for their circumstances.

Editorial Note: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

About the Author

Cynthia Measom is a Texas-based writer specializing in finance, business, parenting and education. With almost a decade of online writing experience, her work has appeared on websites such as Chron.com, The Bump and The Motley Fool. Measom received a Bachelor of Arts in English from the University of Texas at Austin.