Newest Wells Fargo Promotions, Bonuses, Offers and Coupons: January 2021

Wells Fargo bank promotions

Founded in 1862, Wells Fargo is one of the largest banks in the United States. It has over 1.9 million in assets and 7,200 locations, which means that there’s probably a location not far from you.

All banks want your business, and they’re willing to pay you money for opening an account. And Wells Fargo is no exception. In some cases, you can earn hundreds of dollars in account bonuses to start or boost your savings, which can come in handy during the current economic decline.

Taking advantage of Wells Fargo bonuses in January 2021 puts free money in your pocket. The best part is that requirements for earning the bonuses are within reach for many customers. Take a look and see if any of these offers appeal.

Wells Fargo Cash Wise Visa Card: $150 Cash Rewards Bonus

With the Wells Fargo Cash Wise Visa credit card, you can enjoy unlimited 1.5% cash back on all purchases, with no restrictive spending categories or an annual fee. New cardholders receive an introductory APR of 0% for 15 months on purchases and balance transfers in addition to fraud monitoring. Here are the details:

  • Cash value: $150
  • Minimum spend to qualify: $500
  • Expiration date: None
  • How to get it: Open a new Wells Fargo Cash Wise Visa credit card and spend at least $500 within three months after account opening.
  • When you’ll get it: You’ll get the bonus within one to two billing cycles after you’ve met the requirements.
  • Terms and conditions: This offer may not be available for Wells Fargo customers who have earned an introductory APR or bonus within the last 15 months.
  • Annual fee: None
  • Promotion page: Wells Fargo Cash Wise Visa Card bonus offer
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Wells Fargo Propel American Express Card: 20,000 Bonus Points ($200 Value)

With the Wells Fargo Propel American Express card, you can earn up to three times the points at restaurants, gas stations and hotels. Points are unlimited, and they will never expire as long as the account is open. Plus, new cardholders can earn 20,000 bonus points by meeting certain requirements. Wells Fargo coupons are not required for this bonus.

  • Cash value: $200
  • Minimum spend to qualify: $1,000
  • Expiration date: None
  • How to get it: Open a new Wells Fargo Propel American Express credit card and spend at least $1,000 within the first three months.
  • When you’ll get it: You can redeem the bonus points within one to two billing periods after you earn them.
  • Terms and conditions: This offer is available to U.S. citizens and permanent residents. Balance transfers and cash advances do not count toward the promotion requirements.
  • Annual fee: None
  • Promotion page: Wells Fargo Propel American Express Card bonus offer

Wells Fargo Business Elite Signature Card: $500 Cash-Back Bonus

Businesses with annual sales greater than $1 million per year can earn valuable rewards with the Wells Fargo Business Elite Signature credit card. The card features no foreign transaction fees and comes with up to 200 employee cards at no additional cost. New cardholders can earn a cash-back bonus or bonus points when they use the card and meet spending requirements. Here’s more:

  • Cash value: $500
  • Minimum spend to qualify: $15,000
  • Expiration date: June 30
  • How to get it: Open a new Wells Fargo Business Elite Signature credit card and spend $15,000 in the first three months of account opening.
  • When you’ll get it: The bonus posts to the account within two statement cycles after requirements are met.
  • Terms and conditions: This offer is not available to businesses that have had a Wells Fargo credit card in the past 12 months.
  • Annual fee: $0 for the first year, then $125
  • Promotion page: Wells Fargo Business Elite Signature Card bonus offer

Wells Fargo Business Platinum Credit Card: $300 Cash Back Bonus

The Wells Fargo Business Platinum credit card may be a better choice for smaller businesses with annual sales of less than $2 million. This card has no annual fee and comes with up to 99 employee cards at no additional cost. New cardholders enjoy a 0% interest rate for the first nine months and have the option of earning cash back or a points bonus.

  • Cash value: $300
  • Minimum spend to qualify: $3,000
  • Expiration date: June 30
  • How to get it: To earn the bonus, you need to open a new Wells Fargo Business Platinum credit card account and enroll in the Wells Fargo Business Card Rewards Program. Then use the card to spend $3,000 within three months of account opening.
  • When you’ll get it: No later than two statement cycles after meeting the requirements
  • Terms and conditions: This offer is not available to businesses that already have a Wells Fargo credit card or that have had a Wells Fargo credit card in the past 12 months.
  • Annual fee: None
  • Promotion page: Wells Fargo Business Platinum Credit Card bonus offer

How To Open a Wells Fargo Account

To take advantage of the Wells Fargo offers and bonuses, you need a Wells Fargo savings or checking account. Fortunately, the bank makes opening a new credit card or deposit account easy and convenient. Here are three ways to open a Wells Fargo account:

  • Apply online for a credit card, checking account, savings account, loan or line of credit.
  • Call Wells Fargo’s customer service line at 866-245-3452.
  • Visit any Wells Fargo branch. You can use the online branch locator to find the one nearest to you.

Should You Give Wells Fargo a Second Look?

Even though there are no Wells Fargo promotions for checking or savings accounts this month, you could earn $150 to $500 cash back if you open a credit card and meet qualifying requirements. Additionally, there are other reasons to give the bank a second look. Wells Fargo is an ideal bank for customers who want nationwide access to brick-and-mortar branches in addition to online and mobile banking options. Plus, it offers a full suite of banking products and services. All in all, Wells Fargo qualifies as a one-stop-shop for banking needs.

Information on promotions is accurate as of Jan. 20, 2021. Additional requirements may apply. Offers and terms are subject to change.

This content is not provided by Wells Fargo. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Wells Fargo.

This article has been updated with additional reporting since its original publication.

About the Author

Jared Nigro is a writer based in Los Angeles. His experience includes covering a range of personal finance topics for GOBankingRates, specializing in offering actionable advice for banking customers. In addition to writing about personal finance, he has written for environmental and socioeconomic organizations like The Daniel & Susan Gottlieb Foundation and InsideOUT Writers.

Newest Wells Fargo Promotions, Bonuses, Offers and Coupons: January 2021
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