It’s useful to know your checking account routing number because you’ll need it to sign up for direct deposit, make payroll payments and send wire transfers. If you’re a Chase customer or are transferring money to a Chase account, refer to the chart below for a list of every Chase routing number:
Chase Bank Routing Numbers by State
Use the table below to find your Chase Bank state and ABA routing number. Make sure the routing number matches your checks and account.
|State||Chase Routing/Transit Number|
|New York — Downstate||021000021|
|New York — Upstate||022300173|
What Is a Routing Number?
A routing number, also known as an American Bankers Association or ABA number, comprises nine digits that tell financial institutions where transactions need to be processed. For example, when you deposit a check at an ATM, the routing number lets the bank identify the financial institution from which the check was drawn.
Many banks have only one routing number, but because Chase Bank is so big it has 24 different routing numbers across the U.S. If you’re a Chase customer, your routing number depends on where you opened your account.
Understanding Your Chase Routing Number
The first four numbers of the routing number are Federal Reserve Bank identifiers. The next four numbers in the sequence identify your bank. These numbers are assigned, just like your checking account number. The last digit in a routing number is the check digit, which is calculated from an algorithm and validates the eight-digit bank routing number’s authenticity.
How To Find Your Chase Routing Number
There are a few ways to find a Chase routing number. If you remember which state you opened your account in, just use the chart.
If you have a Chase checking account, you can also find your routing number on a check — the check routing number is the first nine numbers in the lower left corner. You might not have a check handy, however, so you can also call Chase any time at 800-935-9935 to find the routing number for your account. If you are at all confused about which number to use, you should consider calling Chase because using the right number could mean the difference between your money going into the right or wrong account.
What Is the Routing Number for International Wire Transfers?
To complete an international wire transfer, you’ll use a SWIFT code instead of a routing number. The SWIFT code is an international bank code that identifies financial institutions worldwide. You’ll need to give this code to anyone who wants to send money to you from overseas. You can contact your recipient’s bank directly for the code or look it up online.
In addition to using the SWIFT code, you must supply specific information to your bank whenever someone is wiring money to you from another country. This information includes your account number, shown in the following example, and your name as it appears on the account.
When you’re transferring money to someone internationally, the recipient will also need to know their bank routing number to receive the money. If you’re making or receiving a domestic wire transfer, there’s a specific number for that as well.
Here are Chase Bank’s wire transfer numbers:
|Chase Bank Wiring Numbers|
|Domestic Wire Transfer||021000021|
|International Wire Transfer||021000021|
Erika Giovanetti contributed to the reporting of this article. Information is accurate as of Feb. 17, 2022
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