Here’s Your M&T Bank Routing Number

M&T Bank routing number

M&T Bank traces its history back more than 160 years to its founding in Buffalo, New York, and continues to serve customers along the East Coast. M&T offers standard banking products and services, including wire transfers for sending or receiving funds.

Keep reading to learn M&T Bank’s routing number and SWIFT code so you’ll be ready when you need them to complete transactions.

M&T Bank Routing Numbers by State

M&T Bank has multiple routing numbers. Find the routing number associated with the state where you opened your account below:

State M&T Bank Routing Number
Connecticut, Maine, Massachusetts, New Hampshire, New Jersey, New York, Vermont 022000046
Delaware, Pennsylvania 031302955
Maryland; Virginia; Washington, D.C.; West Virginia 052000113

It’s important to use the correct routing number to ensure the accuracy of wire transfers.

What Is a Routing Number?

The American Bankers Association developed routing numbers back in 1910 as a way to identify check processing endpoints. Since its birth more than a century ago, the routing number’s use has expanded to include different financial transactions. Routing numbers are made up of nine digits, and among other uses, they are meant to identify specific financial institutions during wire transfers.

Can Banks Have Multiple Routing Numbers?

Like M&T, banks can have different routing numbers that cover multiple states. Other banks might use one routing number per state, or they might use a single routing number to cover all locations. Large banks such as Wells Fargo might use dozens of different routing numbers.

A Better Way to Bank

How Do You Find a Routing Number on a Check?

Routing numbers are printed on the bottom left corner of checks. Your personal check will also include your account number and check number. On the off chance you forget which is which, just remember the routing number will always be nine digits long.

What Is M&T Bank’s Routing Number for International Wire Transfers?

If you need to receive an international wire transfer to your M&T account, you’ll need to provide the sender with your SWIFT code rather than your routing number. Here’s what you need to know about M&T Bank:

  • SWIFT code: MANTUS33
  • CHIPS/ABA number: 0555

Information is accurate as of April 6, 2023.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.


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