U.S. Bank Routing Numbers in Ohio
U.S. Bank Ohio Routing Numbers
The checking and savings routing number for U.S. Bank in Ohio varies by region. The routing number for the Cleveland area is 041202582. For all other areas in Ohio, the routing number is 042000013.
What Is a Routing Number?
A routing number is a nine-digit code on checks and is sometimes referred to as the ABA number or check routing number. Bank routing numbers were created by the American Bankers Association to allow banks and credit unions to securely send and receive funds, as well as a way to process paper checks between banks. Your U.S. Bank routing number is unique to the area where you opened your account.
Here Are U.S. Bank’s Wire Transfer Numbers
If someone is wiring money to you from another country, you must supply your specific information with U.S. Bank. You need to provide your U.S. Bank account number and your name as it appears on the account.
You also must use SWIFT code USBKUS44IMT, which is the U.S. Bank number for international wire transfers. The international money wiring system’s SWIFT code is comparable to the ABA number used in domestic banking transactions.
How To Find Your Routing Number
If you have a U.S. Bank checking account, you can also find your routing number on a check — the check routing number is the first nine numbers in the lower left corner. You might not have a check handy, however, so you can also call U.S. Bank any time at 800-872-2657 to find the routing number for your account.
If you are at all confused about which number to use, you should consider calling U.S. Bank because using the right number could mean the difference between your money going into the right or wrong account.
Finding Your Routing Number on a Check
It’s easy to find your routing number on a check — just look in the bottom-left corner. Refer to the illustration below to see where you can find your routing number.
Know Your Routing Number
Remember that the routing number on a check might be different from the one you’d use for a wire transfer. You might want to check with your financial institution before you engage in transactions that require accurate routing number information — if the sequence is off by a single digit, your money will go someplace else.
Stacy Calvert contributed to the reporting for this article.