You can get a Wells Fargo cashier’s check for a fee of $10. You can order the check either online or in person at any Wells Fargo banking location. For online orders, you’ll incur an additional cost of $8 for delivery.
Here’s a deeper look at what a cashier’s check is, how it works and how Wells Fargo’s fee compares with other major banks.
What Is a Cashier’s Check?
A cashier’s check is a type of official check issued by banks and credit unions to a payee, typically on behalf of the bank’s customer. If you need to make a large payment, using a personal check or paying with cash isn’t safe, but a cashier’s check is a sound option.
As opposed to a personal check, where funds are drawn from your checking account, a cashier’s check is drawn against the bank’s account. The bank guarantees the payment, assuring the recipient that the cashier’s check won’t bounce for insufficient funds.
How Do Cashier’s Checks Work?
If you’re a Wells Fargo customer, you can go to any of its banking locations and request a cashier’s check. The bank will first check your account to ensure you have sufficient funds to cover the amount. If not, you’ll want to deposit more cash into your account.
Money is then drawn from your account and deposited into the bank’s account. Once the bank creates a cashier’s check, it guarantees to pay the amount.
People commonly use cashier’s checks to transfer large sums of money securely, make large purchases, such as buying a home or make time-sensitive transactions.
Wells Fargo Cashier’s Check Fee
A Wells Fargo cashier’s check costs $10 at any of its banking locations. However, the bank waives the fee if you have an account that offers no-fee cashier’s checks as a benefit. You can also order the check online for an extra $8 delivery fee.
How Wells Fargo’s Cashier’s Check Fee Compares With Other Banks
Here’s a quick look at the Wells Fargo cashier’s check fee and how it compares with that of other major U.S. banks:
| Financial Institution | Cashier’s Check Fee |
|---|---|
| Ally Bank | $0 |
| Bank of America, Member FDIC | $15 |
| Chase | $10 |
| Citizens Bank | $10 |
| Capital One | $10 for in-person; $20 for online orders |
| PNC Bank | $10 |
| U.S. Bank | $10; no fee for military service members |
| Wells Fargo | $10 |
Takeaway
A cashier’s check is a safe and efficient method for large payments. If you bank at Wells Fargo, it will cost you $10 to get a cashier’s check at any of its banking locations. If you don’t have time to drive to the bank, you can order the check online for an additional $8 fee.
FAQ
Here are answers to some frequently asked questions about the Wells Fargo cashier's check fee.- Are Wells Fargo cashier's checks free?
- There is a $10 fee for cashier's checks, but Wells Fargo waives the fee if you have an account that includes no-fee cashier's checks among its benefits.
- How do I get a Wells Fargo cashier's check?
- You can order a Wells Fargo Cashier's check online or visit the nearest Wells Fargo branch. The bank will charge your account for the amount of the check plus any other applicable fees.
Information is accurate as of March 7, 2023.
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Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Chase.