All You Need to Know About Best Local Bank Accounts

In the banking world, there seems to be a clear distinction between national and local banks. National banks always seem to be the big guy on the block, the one with all the products and services, features, and locations.

Then there’s the local bank. There might only be one, two or a handful of locations. This can lead some customers to believe they won’t receive the same perks they can get at a national bank.

How Local Banks Win Over National Banks

But sometimes local banks can provide customers with more products and services than larger financial institutions. Their smaller client base allows them to serve customers on a more intimate level.

Because of this, it can be easy finding great options from a local bank, no matter your financial goals. GOBankingRates makes the process easier by compiling the best bank accounts from local banks.

Finding the Best Local Banking Accounts

There are a number of ways to find the best bank accounts local banks have to offer. Here are a couple of tips to consider:

  • Know what you need: Do you want to save and grow your money or have a safe place to store funds before spending them? This question can help you determine whether you need a checking account, savings account, certificate of deposit (CD) account or a combination of the three.
  • Shop around: When you determine the type of account you need, shop with multiple financial institutions to see which offers the best account features, interest rates and other perks you’re looking for.

Local banks are known for their exceptional customer service and will be more than happy to help you identify the services you need. To get you started, check out GOBankingRates’ informative articles and other resources.

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


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