VA Desert Pacific Federal Credit Union 24-Month CD Rate Today at 0.70% APY

One way to save smarter is with an interest rate that works harder. Most savings accounts come with acceptable APYs, but with a certificate of deposit you can earn an exceptional rate of return when you keep your money on deposit for a set period of time.

Take a 24-month CD from VA Desert Pacific Federal Credit Union as an example — make a one-time deposit into this account and revisit your funds in two years to see the impact a 0.70% CD interest rate can make over time. With a CD, you have a low-risk, high-yield way to supplement your nest egg, build a new one or save for a major financial goal.

VA Desert Pacific Federal Credit Union 24-Month CD Terms and Conditions

Start by depositing $2,500 into your CD account to lock in the 0.70% rate. Larger deposits, in tandem with this APY, increase your earning potential. As interest accrues and builds on your balance, dividends are credited on a monthly basis so you can track how much you’ve earned during the course of the account’s lifespan. A maximum $9,999.99 is allowed in this account.

At maturity, all VA Desert Pacific Federal Credit Union CDs automatically renew at the future CD rate, unless otherwise specified by the depositor. One available option is to transfer total funds to a savings or checking account. All funds are insured by the National Credit Union Administration up to and including $250,000.

More from Your Money

About VA Desert Pacific Federal Credit Union

Member-owned and operated since it was founded in 1947, VA Desert Pacific Federal Credit Union is a full-service nonprofit financial institution with the mission to provide quality money solutions to U.S. Veterans Administration employees and their families based in the greater Los Angeles area. Become a member today by visiting one of the credit union’s two branch locations: one in Long Beach, Calif., and one in West Los Angeles

Make a savings difference with CD interest rates.

Other Terms and Conditions may apply. Additionally, interest rates are based on the institution’s online published rates and may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


About the Author

Paul Sisolak

Paul Sisolak joined the GOBanking Rates team in January 2012 and has an extensive news reporting background, where he was primarily a staff writer for several major print newspapers and other noteworthy publications.

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