Houston Banks and Credit Unions with the Best Promotional Checking Offers

Managing your everyday finances and transactions begins with finding the right Houston checking account. However, when you’re bombarded with checking account promotions in Houston, it can be hard to decipher which offer stands out significantly above the rest.

We’ve investigated the best checking account products offered by local financial institutions so you can be on your way to earning great perks while budgeting your money accordingly.

1. Rewards Checking From First Community Credit Union of Houston

First Community Credit Union of Houston offers a First Rewards checking account that boasts both high-yield interest rates and a beneficial rewards program. With an amount of $10,000 or less you will receive a 2.25% APY on your funds, an unprecedentedly high amount of interest for this type of banking product.

In order to reap the account’s benefits, you must complete 12 monthly debit card transactions and one direct deposit a month, as well as set up a login for electronic statements. If you do not meet these requirements, you will not qualify for the high interest rate and will instead earn 0.10% APY a month.

2. Capital One Shines With Competitive High-Yield Checking

This Houston checking account from Capital One not only helps you earn substantial interest on your everyday finances, it also helps you achieve long-term budgeting goals. Through its High-Yield Checking promotion, Capital One offers an interest rate of 1.00% APY on maximum deposits of $100,000 or more. This interest rate remains fixed for 12 months.

To take advantage of this promotion, be prepared to provide your social security number as well as your driver’s license or state-issued identification card. Individuals seeking a joint account using this Houston checking account offer should both present when applying for one.