A good Tulsa checking account is the cornerstone of any effective financial management plan. However, it’s easy to get overwhelmed by the various checking account promotions in Tulsa and deterred from finding an offer that meets your personal banking needs.
We conducted our own thorough investigation of Tulsa banks and credit unions to find checking account offers that will meet a wide variety of financial needs for all types of customers. Below, you’ll find a few Tulsa checking account products that might have exactly what you need to manage your everyday finances.
At F&M Bank, you can get free checking that will also reward account holders with a REWARDChecking offer. You can earn 1.51% APY on balances up to $25,000, as well as nationwide ATM fee refunds up to $25 a month.
Plus, you can link your REWARDChecking account with your REALSaver account for even more earnings.
There are no monthly service fees or minimum balance requirements to earn rewards after providing a $100 minimum opening deposit. Account holders also receive a 0.25 percent discount on an F&M Bank personal loan, free online banking and bill pay, as well as free electronic statements and mobile banking.
In order to access rewards each month, you’ll need to make at least one direct deposit or ACD auto debit transaction and at least 12 signature-based check card purchases. You’ll also need to connect to online banking and sign up for electronic statements.
OK Members First Federal Credit Union
If you’re looking for a Tulsa checking account that’s designed to meet your everyday needs, then OK Members First Federal Credit Union might have just what you need. Through its Share Draft account you have access to a host of convenient features, including direct deposit, ATM debit card usage within its worldwide CIRRUS network and free online bill payment with automatic debits.
You will always have around-the-clock access to your share draft account. In order to avoid monthly service charges, make sure to maintain a $300 account balance.
What’s more, you don’t have to worry about monthly fees based on your available balances, and you can access free online banking and monthly statements with check images.
For online bill pay, you are allocated 15 free bills per month, as well as a $600 bounce-protection limit for overdraft protection, meaning Grand Bank will approve your overdraft items up to that amount as long as your account remains in good standing.