High Yield Reward Checking Account Rate of 5.25% at Britton & Koontz Bank

The Smart Rate Checking at Britton & Koontz Bank is offering a checking account rate up to 5.25% APY. Depending if requirements are met the following rates are:


  • 5.25% APY – balances up to $30,000
  • 1.01% APY – balances over $30,000

If requirements are not met then a default rate of 0.10% APY will apply to the account. To get the higher rates you must meet the following requirements each month:

  • 12 debit card purchases
  • Either 1 automatic deposit or ACH auto payment
  • Bank online and receive eStatements

This account does not charge any monthly service fees and doesn’t require a minimum balance. To open this account you must be a local in Louisiana and Mississippi.

>>More Checking Account Rate Deals

Other Terms and Conditions may apply to this offer – please contact the financial institution to review.