Discover Bank Reviews, Rates and Information


The route to Discover Bank's rank as one of the nation's leading direct banks today stems from the 1986 pioneer-launch of the Discover card. Discover changed credit card features by pioneering cash rewards and offering a card with no annual fee. Today, Discover is a leading direct bank and electronic payment services company that offers an array of banking products. Discover operates PULSE, one of the nation's leading ATM/debit networks; Discover Network, with millions of merchant and cash access locations; and Diners Club International, a globalpayments network with acceptance in more than 185 countries and territories.

Discover Bank offers banking products such as home loans, private student loans, personal loans, home equity loans, checking and savings accounts, certificates of deposit and money market accounts. Discover provides you with the tools and resources to manage your money with confidence. A savings strategy can give you both flexibility and yield with Discover's high-yield CDs as well as liquid money market and online savings accounts, which give you access to your cash anytime. Plan and save for your retirement with very low risk by diversifying your portfolio by laddering Discovery's CDs with varying rates and maturities.

Product Information

About Discover Bank's Products & Services

Discover Bank keeps it simple and straightforward. Evaluate their rates and account options below, then open an account securely to take advantage of these great rate offers.

Discover Bank Products

  • Savings

  • Money Market

More Products

  • CDs

  • IRA

Discover Bank Rates

Discover Bank: National Interest Rates

All rates effective as of 06/02/2017

Rate (APY)

Account Type

Estimated Balance for 1 year


1 Year CD


2 Year CD


6 Month CD


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Discover Bank Bank Fees



National Average

Non sufficient Fund Overdraft


Stop Payment Item


Return Deposit


Domestic Wire Transfer (Outbound)


Domestic Wire Transfer (Inbound)


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Customer Reviews

Discover Bank Customer Service Information

Open All Day
Open All Day
Open All Day
Open All Day
Open All Day
Open All Day
Open All Day
502 East Market Street Greenwood, DE 19950 1-800-347-7000