MySavingsDirect Reviews, Rates and Information

About

MySavingsDirect is an online banking division of Emigrant Bank, a New York bank established in 1850. The MySavingsDirect current offerings are limited to consumer accounts such as its savings account which was recognized as one of GOBankingRates Best Savings Accounts of 2015. MySavingsDirect is regulated at the federal and state levels and all deposits made with the bank are FDIC insured. Like many online banks, MySavingsDirect offers favorable terms, with high savings rates with low costs. The savings accounts can be accessed 24/7 through an online portal, and MySavingsDirect provides customer care by phone and email.

MySavingsDirect offers an online savings account, as well as online CDs. This award-winning savings account was recognized by GOBankingRates for offering one of the highest, widely-available savings rates in the U.S., with low costs and no monthly fees. An application for a savings account with MySavingsDirect can be completed online. Accounts can be funded with a transfer from a linked account, by check, or direct deposit. Customers can contact MySavingsDirect for more information on their savings accounts.

Product Information

About MySavingsDirect's Products & Services

MySavingsDirect is a leader in the online banking space. Evaluate their rates and account options below, then open an account securely to take advantage of these great rate offers.

MySavingsDirect Bank Products

  • High-Yield Savings

More Products

  • CDs

MySavingsDirect Rates

MySavingsDirect: National Interest Rates

All rates effective as of 11/17/2016

Rate (APY)

Account Type

Estimated Balance for 1 year

0.85%APY

Online Savings

$25,213
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Today's Featured Rate

MySavingsDirect Bank Fees

Type

Fee

National Average

Stop Payment Item

$0.00
$27.00

Domestic Wire Transfer (Outbound)

$30.00
$22.00

Domestic Wire Transfer (Inbound)

$0.00
$9.00

Customer Reviews

MySavingsDirect Customer Service Information

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5 East 42nd Street New York, NY 10017 1-877-752-1919
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