Spring Bank NY Reviews, Rates and Information


Spring Bank opened its doors in 2007 as the first bank to locate in the South Bronx in over 25 years. With the opening of a second branch in Harlem, the community bank continues to provide affordable, mainstream financial services in neighborhoods that need them. Spring Bank aims to serve New York City's local "underbanked": low- to moderate-income communities where people have limited access to mainstream bank services, and small businesses whose credit needs aren't served by larger banks. With the help of community development partners, Spring Bank works to expand access to financial literacy resources and asset building tools throughout New York City.

Personal and business clients alike can open a checking, savings or CD account with Spring Bank. Checking and savings accounts feature free access to online and telephone banking, a Spring Bank ATM card, and free ATMs throughout the city and the country. Non-depositors can potentially save hundreds of dollars a year with discounted check cashing rates. Qualified borrowers can choose from a variety of secured and unsecured personal loans as well as business and small business loans. If you need an affordable and safe way to build your credit history, Spring Bank can help you with Credit-builder CD secured loans.

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