Interest Rates

Interest rates are influenced by multiple factors, including the economy, local or regional competition, and the type of financial institution. Because interest rates vary greatly, GOBankingRates studies the available rates for local, regional, national and global financial products to help you get the best interest rates possible. For example, credit unions members are actually considered stakeholders, so banking interest rates can be more beneficial than with major banks.

Interest Rates Studies and Tips

Knowing what rates are competitive in your area or for a specific financial product could help you dramatically increase you earning potential. We detail historical interest rate comparisons for cities across the country so you can understand current market fluctuations. You will then, for example, know when it’s a good time to take out a loan or invest in a certificate of deposit (CD).

GOBankingRates gives you interest rates guides and investment news, so you can choose the best financial products to improve your personal finances. Why bank with interest rates from limited information, when you can make the best choice thanks to leading industry experts?

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Most Read Interest Rates Articles

7 Reasons Why You’re Getting That Interest Rate Today

Learn about the factors that influence the interest rates you pay to borrow, and the rates you earn when saving.

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Countries With the Highest Interest Rates Today

Find out the highest interest rates in the world, and how U.S. rates compare.

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10 Rules for Living in a Rising-Rate World

The Federal Reserve finally raised interest rates. Here are 10 rules to help you deal with higher rates.

What the Fed’s Failure to Raise Rates Means for the Markets

In recent years, the Federal Reserve has sunk interest rates to historic lows. Find out how low rates have altered the financial landscape.

3 Ways a Premature Interest-Rate Hike Could Harm the Economy

So, what harm could a premature interest rate hike inflict on the U.S. economy? Learn about three potentially nasty results.

7 Smartest Moves to Make Before Interest Rates Rise

When interest rates rise, there are predictable economic impacts. Learn what you can do to protect and grow your wealth in such an environme...

10 Ways Federal Reserve Interest Rates Affect You Every Day

You don't think Fed interest rates affect you? Think again.

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


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