7. Push Notifications or Text Alerts
If you want to maximize security, set up alerts for all transactions so you'll be aware of all activity on your account. For example, Simple offers instant push notifications as well as online account security features like fingerprint unlocking on your iPhone or Android device. These alerts also can help you monitor your spending and saving habits.
Text banking services also can enable you to transfer money to your high-interest savings account more easily. Some accounts also allow you to set up automatic deposits to savings, link your cash back rewards to your savings, or set up savings transfers prompted by other account activity like a debit card purchase.