GOBankingRates maintains editorial independence. While we may receive compensation from actions taken after clicking on links within our content, no content has been supplied or pre-approved by any advertiser prior to publication. We always recommend reviewing the terms and conditions of any offer before signing up or applying.
There are plenty of ways to make hundreds of dollars just by opening a new banking account, the issue is finding the right offers in the tangle of information available online.
Fortunately, GOBankingRates is here to help. Our experts analyzed more than 4,300 data points across more than 120 banks. We did the research so that your hard work can pay off with the best banking rates or bonuses.
Read on to see the top bank account promotions the experts found for this month. You’ll see how to earn the bonus and any requirements you need to know.
Bank of America Advantage Banking: $100 Bonus
Bank of America is currently offering a $100 bonus when you open an Advantage Banking account. This offer is available online only for new checking customers and you must meet certain requirements.
How to do it:
- Open a new Bank of America Advantage Banking account by June 30, 2022. Enroll in the offer through the Bank of America promotional page by opening a new checking account.
- Set up and receive qualifying direct deposits of $1,000 or more into that account within 90 days. See the offer page for more details.
Who can do it:
- New Bank of America customers and those who have not had a Bank of America personal checking account within the last 12 months.
Once you complete the qualifying activities, Bank of America will attempt to pay the bonus within 60 days. Monthly fees will vary depending on which account package you choose, but they can be waived if you meet minimum account requirements.
Bank of America, N.A. Member FDIC.
Bank of America Advantage Banking »
Monifi: $250 with Direct Deposits
Citi Priority Account: Up To $1,500 Cash Bonus
New customers who open an eligible Citi Priority Account can claim a bonus of up to $1,500 if they are able to meet and maintain the deposit minimum.
How to do it:
- Open a new eligible Citi Priority Account by Jul. 17, 2022. Enroll in the offer directly from the offer page or with a Citi representative (either by phone or in-branch).
- Deposit the qualifying amount within 20 days of opening the account. Your bonus amount will be determined based on the balance in your account on the 20th day.
- Maintain the minimum balance for 60 consecutive days after the 21st day. Refer to the offer for full terms and conditions.
- Promotion Link: Citi Priority Account
Who can do it:
- New customers who open a new checking account in an eligible account package. Eligible account packages include the Citigold® Account Package, Citi Priority Package, Citibank® Account Package or Basic Banking Package (regular checking only).
- Customers must not have held a Citi checking account in the past six months and must be at least 18 years of age.
- Your account must be open and in good standing.
Bonus tiers:
- $300 bonus: Minimum deposit and minimum balance from $15,000-$49,999
- $700 bonus: Minimum deposit and minimum balance from $50,000-$199,999
- $1,500 bonus: Minimum deposit and minimum balance from $200,000 or more
Once you complete the qualifying activities, you’ll get the bonus in your account within 90 days. Monthly fees will vary depending on which account package you choose, but they can be waived if you meet minimum account requirements. You must maintain a balance of $50,000 or more in eligible deposit, retirement and investment accounts to maintain eligibility.
Open a Citi Priority Account »
PNC Virtual Wallet®: Up To $400 Bonus
PNC Virtual Wallet® Checking Pro: $200 Bonus
Citigold® Checking Account: Up To $1,500 Cash Bonus
New customers who open an eligible Citigold® Checking Account can claim a bonus of up to $1,500 if they are able to meet and maintain the deposit minimum.
How to do it:
- Open a new eligible Citigold® Checking Account by July. 17, 2022. Enroll in the offer directly from the offer page or with a Citi representative (either by phone or in-branch).
- Deposit the qualifying amount within 20 days of opening the account. Your bonus amount will be determined based on the balance in your account on the 20th day.
- Maintain the minimum balance for 60 consecutive days after the 21st day. Refer to the offer for full terms and conditions.
- Promotion Link: Citigold® Checking Account
Who can do it:
- New customers who open a new checking account in an eligible account package. Eligible account packages include the Citigold® Account Package, Citi Priority Package, Citibank® Account Package or Basic Banking Package (regular checking only).
- Customers must not have held a Citi checking account in the past six months and must be at least 18 years of age.
- Your account must be open and in good standing.
Bonus tiers:
- $300 bonus: Minimum deposit and minimum balance from $15,000-$49,999
- $700 bonus: Minimum deposit and minimum balance from $50,000-$199,999
- $1,500 bonus: Minimum deposit and minimum balance from $200,000 or more
Once you complete the qualifying activities, you’ll get the bonus in your account within 90 days. Monthly fees will vary depending on which account package you choose, but they can be waived if you meet minimum account requirements. You must maintain a balance of $200,000 or more in eligible deposit, retirement and investment accounts to maintain eligibility.
Open a Citigold® Checking Account »
Information on promotions is accurate as of April 1, 2022. Additional requirements may apply. Offers and terms are subject to change.
Editorial Note: This content is not provided by the bank advertiser. Opinions expressed here are the author’s alone, not those of the bank advertiser. Rates are subject to change; unless otherwise noted, rates are updated periodically.
This article has been updated with additional reporting since its original publication.
^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. Chime generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
1Chime is a financial technology company not a bank. Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC