Best Credit Cards



Credit Card Use

Save For Your Future


How Many Credit Cards Should You Have? And More Credit Card Questions Answered

There's no one-size-fits-all answer when it comes to how many credit cards you should have. Like all financial decisions, the right number of credit cards depends on your personal finance profile, from your income and age to your financial objectives and free cash reserves. However, one thing is for certain — you should never open any credit card account unless you have the financial means to pay it off in full before interest charges accrue. Beyond that, there are a number of different scenarios that will help determine how many credit cards you should have, and when you should or…

How To 'Erase' Credit Card Annual Fees

According to a Federal Trade Commission report, annual fees on credit cards have been increasing steadily over the years. The average annual fee in 2020 was $94 per card, according to the FTC report. Higher fees might be more and more difficult for some cardholders to justify. But despite the upward trend in annual fees, many credit cards come with some excellent perks. In fact, credit cards can have such lucrative benefits that an annual fee might be worth it. We Asked: 90-Second Moves To Raise Your Credit Score 200 Points Portal Update: 10 Things To Do Now If You…

How Many Credit Cards Do You Need To Get a Higher Credit Score?

Your credit score is the product of a complex algorithm that factors in numerous variables. The number of credit cards you have is a portion of that mix, but it's not one of the most important. In fact, the actual number of your credit cards is practically irrelevant compared to the big movers of your credit score, like how you use them. Here's a look at what exactly goes into a credit score, along with an explanation of what you need to do to get or maintain top-tier credit. Get Started: Make a Debt-Free Future Your Reality Credit Score:90-Second Moves…

Close-up view of African descent, senior adult couple work together to pay their monthly bills.

Jaw-Dropping Stats About the State of Debt in America

Young African American is calculated credit card.
Brought to you by

5 Reasons Why You Need a Cash-Back Card in Your Wallet

WASHINGTON, DC - JANUARY 12: Financial adviser, author, and TV personality Suze Orman speaks at a press conference at the National Press Club, January 12, 2012, in Washington, DC.

Suze Orman, Dave Ramsey and More Experts Give Their Top Advice About Getting Out Of Debt

Women buying online with credit card.

Be Smarter With Your Holiday Shopping by Using These 6 Credit Cards

Save For Your Future


New Survey Reveals What Americans Hate Most About Credit Cards

Credit cards have many benefits, from providing a financial cushion in case of emergencies, to helping build credit scores to accumulating rewards and perks. While there are endless cards to choose from, there is one aspect many Americans agree on:  Annual membership fees are the worst, according to a new survey. Important: Why It's a Bad Move To Use the Same Credit Cards Indefinitely The new GOBankingRates survey, which questioned over 1,000 Americans, found that annual membership fees took the top spot in two ways: It was the top thing people tried to avoid when signing up, and 36% of those…

How To Cancel a Credit Card Without Hurting Your Credit Score

There are plenty of reasons to cancel a credit card. But canceling can have a negative impact on your credit score, so you'll need to do more than just cut up the card and throw it out if you don't want to ding your score in the process. The good news is you can minimize the damage or, in some cases, avoid it entirely. Here's how to cancel a credit card without damaging your credit score. How To Cancel a Credit Card Safely Simply paying off your credit card won't cancel the card or your account. Follow these steps to cancel…

Should I Contribute To My 401(k) or Pay Off My Credit Card Debt?

It's been over a decade since the Great Recession swept through the nation, yet two-thirds of Americans said they still feel haunted by its effects in the way they work, live, save and spend, according to a study from Allianz Life Insurance Co. Many of the 2,000 baby boomers and Gen X-ers studied also said they had lower confidence in their ability to achieve financial security. This has only been worsened by the coronavirus pandemic and its affect on unemployment in the U.S. See: 20 Investments That Are Recession-Proof Important: Why It's a Bad Move To Use the Same Credit Cards…

Mandatory Credit: Photo by Stephen Lovekin/Shutterstock (10544038ag)Priyanka ChopraStella Artois presents 'Port de Stella', Miami, USA - 31 Jan 2020.

How Rich is Priyanka Chopra?

Istanbul - May 30, 2021:  Cryptocurrency on the US paper currency.

Ready To Invest In Cryptocurrency? Get Started With Just $1

Financial Markets Wall Street Peloton IPO, New York, USA - 26 Sep 2019

Investor Activist Urges Peloton To Fire CEO for ‘Multiple Leadership Failures,’ Sell Company

Sustainable business with return on investment concept and economic growth idea.

Why Inflation And The Supply Chain Could Bring More Volatility To Economic Recovery


Bitcoin, Cryptos Plunge Lower, Continuing Downward Trend

Paypal app, Sint-Pieters-leeuw, Belgium - 27 Aug 2020

Avoid Tax Ramifications by Ensuring Your PayPal Transactions Aren’t Accidentally Taxed

Mandatory Credit: Photo by Casey Flanigan/imageSPACE/Shutterstock (12608724l)Nick JonasOmega flagship store opening, San Francisco, USA - 18 Nov 2021Omega hosting dinner to celebrate the grand opening of San Francisco Flagship.

How Rich is Nick Jonas?

Adult, Advice, Contract, Agreement, Bank, Banking Document, Little Boys, Business, Business Person, Businessman, Cheerful, Child, Offspring, Communication, Consultant, Couple, Customer, Talking, Discussion, Document, Domestic Life, Explaining, Family, Father, File, Finance, Financial Advisor, Little Girls, Women, Group Of People, Happiness, Residential Structure, House, Home Interior, Home Finances, Horizontal, Indoors, Insurance Agent, Insurance, Savings, Investment, Lawyer, Legal Document, Meeting, Men, Mortgage Document, Mother, People, Planning, Real Estate, Showing, Tax, Trust, Caucasian, White, Mid Adult, Laptop

Child Tax Credit Update: What is IRS Letter 6419?

Mature businessman text messaging on mobile phone at office.

Social Security Schedule: When the First COLA Checks Will Arrive in January 2022

Portrait of a group of happy senior women having fun together at a retirement home.

You Should Check Your Social Security Balance Regularly — Here’s Why

older couple at the movies

Social Security Payment Schedule 2022: What Dates To Watch Out For

Senior man sitting with paperwork and using calculator while counting money stock photo

New IRS Life Expectancy Tables Could Change the Amount of Required Withdrawals for Retirement Plans

Excited Children Arriving Home With Parents - Image.

Replace Your Child’s Social Security Card for Free — Here’s How

Negative Covid-19 antigen test kit, one step coronavirus antigen rapid test, saliva swab, 1 test box with imagine of lungs, close up.

White House Adds Hotline to Order Free COVID-19 Tests – Here’s How To Get Yours

Tesla Files Trademarks for Audio Equipment

Close up of a group of seniors exploring the City.

Social Security: How To Boost Your Benefit by $800

Social Security Benefits form with pen, glasses, and calculator.

5 Things Most Americans Don’t Know About Social Security

Worried businessman working in office.

Stock Market Crash: ‘Godfather’ of Technical Analysis Predicts 20% Drop — Should You Be Concerned?

An African American senior man playing with his dog.

How Do Special Payments I Receive After Retirement Affect My Social Security?

Supplemental Nutrition Assistance Program (SNAP) stock photo

California SNAP Payment Schedule for February

American and Texas state flags flying on the dome of the Texas State Capitol building in Austin.

SNAP Benefits 2022: Lone Star Card February Schedule

West Palm Beach, USA - June 10, 2014: An opened envelope with the return address showing the U.

Social Security Schedule: When You’ll Receive Payments for the Start of 2022

Cropped shot of a senior woman looking out the window at home.

Ways To Maximize Social Security If You’re Widowed

Modern senior couple in casual clothing stock photo

Social Security 2022: How the COLA Will Increase Benefits for the Average Senior Couple

Senior man in workshop

How To Boost Your Social Security Benefit With Supplemental Security Income

family of four on the beach

When Social Security Runs Out: What the Program Will Look Like in 2035

Bitcoin gold cryptocurrency trading chart stock photo

10 Cheap Cryptocurrencies To Buy

Walmart Retail Location. Walmart introduced its Veterans Welcome Home Commitment and plans on hiring 265,000 veterans. stock photo

6 Walmart Deals That Are Better Than the Dollar Store

concept for e-file taxes over mobile phone.

IRS: Free File Now Open, Do Your Taxes For Free

Senior soldier investigating fingerprints stock photo

What Special Social Security Benefits Do Veterans Receive?

couple looking forward to the future and contemplating their retirement age and social security

Which Social Security Recipients Will Get an Extra $200 in January?

Coronavirus Covid19 on one hundred dollar bill.

Tax Surprise! If You Received COVID Benefits, You Could See No Refund — or Even a Bill

Enjoying a beautiful day outdoors at the public park stock photo

400 Million Free N95 Face Masks Are Being Dispensed — Here’s How To Get Yours

Mandatory Credit: Photo by Andrew Harnik/AP/Shutterstock (12759403aj)President Joe Biden speaks about the government's COVID-19 response, in the South Court Auditorium in the Eisenhower Executive Office Building on the White House Campus in WashingtonBiden, Washington, United States - 13 Jan 2022.

White House Offers Free At-Home COVID Tests, Mailed Straight to Your Household — How Long Will They Last?

Ride share driver picking up a customer

Uber vs. Lyft: Pros and Cons of Each Rideshare Service

Child Tax Credit: You Could Get a Double Payment in February — Here’s Why

Daily life, New York, USA - 12 Apr 2020

Social Security Offices Now Have a New Official Return Date

Senior couple sitting at home and having problems with paying their bills.

Social Security COLA: Seniors Will Receive the Highest Increase in Decades, But It’s No Match For 6.2% Inflation Surge

Mandatory Credit: Photo by Andrew Harnik/AP/Shutterstock (12770317e)President Joe Biden speaks in the South Court Auditorium in the Eisenhower Executive Office Building on the White House Campus in WashingtonBiden, Washington, United States - 21 Jan 2022.

Stimulus: Will Biden Cut Child Tax Credit, Free Community College from Build Back Better?


Guaranteed Monthly $1,000 Offered to Qualifying First-Time Mothers in New York

Kiev, Ukraine - May 16, 2021: Gold bitcoin coin, dollar bill Black electronic calculator. Crypto Investing cryptocurrency exchange money. Bitcoin to USD. Close up stock photo

Taxes 2022: Questions About Your Crypto Purchase to Ask An Accountant Before You File

Mandatory Credit: Photo by Rafael Henrique/SOPA Images/Shutterstock (12249976d)In this photo illustration the Robinhood Markets logo seen displayed on a smartphone.

Robinhood Rolls Out Crypto Wallet to First 1,000 Waitlist Sign-Ups

Loving couple watching tv in their winter lodge while lying on the sofa stock photo

5 Means of Energy Assistance To Save Money This Winter

Powell-Digital Currency, Washington, United States - 01 Dec 2020

Fed Releases Long-Awaited Digital Currency Paper: Analysts Discuss Privacy Concerns

Alcoa, Tennessee, USA - April 10, 2011: The used car lot of a Honda dealer is dominated by late model used Hondas with a banner proclaiming them to be certified, that is to have a full Honda warranty.

Used Car Prices Exceed $28K For the First Time Ever

Logos displayed on a smartphone in Spain - 19 May 2021

New Tax Rule: Ensure Your Venmo Transactions Aren’t Accidentally Taxed

Mandatory Credit: Photo by Mark Lennihan/AP/Shutterstock (10424985g)The Peloton logo is displayed on the company's stationary bicycle, in New YorkFinancial Markets Wall Street Peloton IPO, New York, USA - 26 Sep 2019.

Peloton Stock Tumbles After Production Halt Rumors – Should You Sell?

Mandatory Credit: Photo by Andrew H.

How Rich is Laura Linney?

A family doesn't need to be perfect, it just needs to be united stock photo

US Existing-Home Sales Reached a 15-Year High in 2021

Editorial use only.

How Rich Is Jason Bateman as the Final Season of ‘Ozark’ Premieres on Netflix?

Senior Woman Calculating Domestic Expenses Making Notes, Surrounded With Papers and Gadgets, Sitting at Dining Table.

These Common Tax Mistakes Can Cost You Big, According to the IRS

This shot shows a wire bonder being used to attach a silicon chip to a printed circuit board.

Amid ‘Chipageddon,’ Intel To Invest $20 Billion in New Ohio Chip Factories

Mandatory Credit: Photo by Mediapunch/Shutterstock (3140663u)Meat LoafMeat Loaf in concert at Planet Hollywood Resort, Las Vegas, America - 03 Oct 2013.

How Much Was Meat Loaf Worth Upon His Death at Age 74?

Mature woman helping elderly mother with paperwork.

Social Security: New Bill Would Protect Seniors From Guardianship Fraud

Close up of social security application with calculator and pen.

5 Social Security Benefits You Can Claim Online

Money jars filled with American currency.

20 Best Money Savings Challenges To Try in 2022

Asian Woman Holding Covid Rapid Test And Waiting For Results stock photo

‘Unfair, Deceptive’ Price Gouging for COVID Tests Persists, FTC Called on to Intervene

Lost Your Divorce Papers? Here’s What to Do

California Budget Newsom, Santa Clara, United States - 13 Jan 2022

Legislative Win Could Lead to Government-Funded Healthcare in California by 2024

senior couple get financial advice.

Don’t Have Much of a 401k or IRA? How Senior Citizens Build A Retirement Fund On A Fixed Income

Tide Thefts, New York, USA

Tide Detergent Among P&G Products Raising Prices Due to Inflation — What Other Necessities Could See Cost Increases?

Birth Certificate.

Lost Your Birth Certificate? Here’s What To Do

Shot of a mature woman going through paperwork at home.

Social Security Taxes Far From Enough To Secure Gig Workers in Retirement

Couple having a video call on their laptop stock photo

Lack of Millennial Interest, Labor Shortage Among Factors That Could Cripple Wine Industry

Young Asian woman having problems with her credit card and looking worried. Financial issues, banking, finance, credit card fraud stock photo

Why It’s Important To Pay Down Credit Cards as Interest Rates Rise — and How To Do So

a delivery boy driving his van.

Truck Driving Teens Could Be the Answer to Supply Chain Issues

Businessman discussing work on video call with team members.

Nearly Half of Jobs Will Remain Hybrid or Remote Post-COVID, New Survey Says

Home Office

Taxes 2022: How Small Businesses Can Deduct Home Office Expenses

Unemployment Benefits Application with calculator on note pad.

Weekly Jobless Claims Rise Unexpectedly As Omicron Hits Harder Than Expected

Family bonding time.

Child Tax Credit Update: Child Poverty Could Rise 17% This Month Without the Stimulus Money

Shot of a young businessman looking bored while working at his desk during late night at work.

Cathie Wood’s ARK Invest Closes at 18-Month Low — Should You Rethink Your Investment Strategy?

Social Security cards and assorted cash.

Social Security Administration Offers New Site to Return Overpayments

10 Best Stock Market Strategies for Baby Boomers, 11983, Horizontal, Seniors

Unclear on Social Security Benefits? These Are the 4 Types Seniors Should Know

Mandatory Credit: Photo by Oliver Contreras/POOL/EPA-EFE/Shutterstock (12767661n)US President Joe Biden speaks during a press conference in the East Room of the White House, in Washington, DC, USA, 19 January 2022.

7 Build Back Better Line Items That Could Still Benefit Americans If Brought to Congress Individually

Senior Woman Calculating Domestic Expenses Making Notes, Surrounded With Papers and Gadgets, Sitting at Dining Table.

This Is the Average Social Security Benefit for 2022 With Added COLA

George Washington on dollar bill with blockchain code

What Is Tether and Is It a Good Investment?

Teenage boy using laptop at home.

What Is Polkadot and Is It a Good Investment?

guy trading cryptocurrencies

What Is SafeMoon and Is It a Good Investment?

Teen girl doing homework on her laptop.

A Step-by-Step Taxes Guide for Those Filing for the First Time

Social security and medicare concept with social security card and pile of money.

Is Your Social Security Payment Late? Here’s What To Do

Man on mobile phone waiting for his flight at airport. Male hands holding smartphone stock photo

Verizon and AT&T 5G Service Delayed After Airlines Warn Supply Chain Would ‘Grind to a Halt’

Creative, young female architects working together in architecture studio.

COVID Aftermath: Nearly 1-in-5 Women Say They Will Retire Later Than Expected

Westport, CT, USA - July 4, 2021: Peloton store entrance view from Main Street in down town area.

Peloton Adds Set Up Fees Amid Financial Struggle – How Much More Will the At-Home Gym Cost You?

Closeup front view of a senior couple having some drinks with a younger couple they met on a sailing cruise.

5 Ways To Generate Alternative Retirement Income

Oklahoma Texas Football, Dallas, United States - 09 Oct 2021

Mark Cuban Claims 80% of His Non-Shark Tank Investments Are in Crypto — Where Else Is He Invested?

mom pouring orange juice

Your Morning Orange Juice Is Getting More Expensive — Here’s Why (And It’s Not a Supply Chain Issue)

attractive young man in home interior.

Tax Filing 2022: How To Set up for the IRS

Xbox Series X Console - 27 Oct 2020

Microsoft’s Game Pass Has 25 Million Subscribers — Is It Worth the Cost?

Agents are using pens pointing to contracts and are being explained to customers at the office.

Mortgage Purchase Applications Jump 8% and Loan Sizes Hit a Record as Rates Begin to Rise

Close up of a young family using a laptop in the morning , while the father is talking on the phone.

Tax Break Update: Child Care Credit Doubles to $16K This Year — How Can You Claim the Refund?

Blank US social security card isolated on white.

Social Security: How To Change or Correct the Name On Your Card

tax form with callculator and glasses.

Taxes 2022: Should You File Early This Year?


Nearly Half of Seniors Expect To Work After Retirement — But There Might Be a Better Option

Mandatory Credit: Photo by Shutterstock (10786888b)United States President Donald Trump delivers remarks in honor of Bay of Pigs Veterans and on new Cuba restrictions at the White House in Washington on September 23, 2020.

How Rich Is Former President Donald Trump?

Happy father and son checking their mail at home stock photo

Didn’t Get Your Child Tax Credit? Here’s How to Track It Down

Woman working at the cashier at a restaurant wearing a facemask stock photo

U.S. Employers Plan To Hike Pay by 3.4% in 2022 — Will It Be Enough To Offset Inflation?

A husband and wife are sitting together at their dinner table and are balancing their budget.

Stimulus Update: What Is a 2021 Recovery Rebate Credit and How Can You Claim One?

First Citizens Bank Review: Full-Service Bank With Relationship Rates

Wells Fargo Bank Review: More Locations Than Any Other U.S. Bank and Plenty of Banking Services

Golden 1 Credit Union Review: Large California Credit Union Offers Wide Selection of Fee-Free Accounts and Good APYs

Untitled design (1)
Close popup The GBR Closer icon

Sending you timely financial stories that you can bank on.

Sign up for our daily newsletter for the latest financial news and trending topics.

Please enter an email.
Please enter a valid email address.
There was an unknown error. Please try again later.

For our full Privacy Policy, click here.