Best Credit Cards

MORE TOP CREDIT CARD PICKS


IF YOU WANT REWARDS
IF YOU LOVE TRAVEL
IF YOU FLY OFTEN
IF YOU WANT CASH BACK

Credit Card Use


Save For Your Future

CREDIT CARD QUESTIONS ANSWERED


How Many Credit Cards Should You Have? And More Credit Card Questions Answered

There's no one-size-fits-all answer when it comes to how many credit cards you should have. Like all financial decisions, the right number of credit cards depends on your personal finance profile, from your income and age to your financial objectives and free cash reserves. Important: Why It's a Bad Move To Use the Same Credit Cards Indefinitely See: 10 Things to Do Now If You Have a 500 Credit Score However, one thing is for certain — you should never open any credit card account unless you have the financial means to pay it off in full before interest charges accrue….

How To 'Erase' Credit Card Annual Fees

According to a Federal Trade Commission report, annual fees on credit cards have been increasing steadily over the years. The average annual fee in 2020 was $94 per card, according to the FTC report. Higher fees might be more and more difficult for some cardholders to justify. But despite the upward trend in annual fees, many credit cards come with some excellent perks. In fact, credit cards can have such lucrative benefits that an annual fee might be worth it. We Asked: 90-Second Moves To Raise Your Credit Score 200 Points Portal Update: 10 Things To Do Now If You…

How Many Credit Cards Do You Need To Get a Higher Credit Score?

Your credit score is the product of a complex algorithm that factors in numerous variables. The number of credit cards you have is a portion of that mix, but it's not one of the most important. In fact, the actual number of your credit cards is practically irrelevant compared to the big movers of your credit score, like how you use them. Here's a look at what exactly goes into a credit score, along with an explanation of what you need to do to get or maintain top-tier credit. Get Started: Make a Debt-Free Future Your Reality Credit Score:90-Second Moves…

Front view shocked millennial african american man in glasses looking at laptop screen, received email with unbelievable news.

Jaw-Dropping Stats About the State of Debt in America

Mature woman baking from her home office.

GOBankingRates’ Best Cash-Back Credit Cards

Aerial view of tro beach in the sunny afternoon.

3 Killer Credit Card Combos for Travelers That Earn You (Almost) Quadruple the Rewards

suze orman advice

Suze Orman, Dave Ramsey and More Experts Give Their Top Advice About Getting Out Of Debt

Save For Your Future

MORE ABOUT CREDIT CARDS


New Survey Reveals What Americans Hate Most About Credit Cards

Credit cards have many benefits, from providing a financial cushion in case of emergencies, to helping build credit scores to accumulating rewards and perks. While there are endless cards to choose from, there is one aspect many Americans agree on:  Annual membership fees are the worst, according to a new survey. Important: Why It's a Bad Move To Use the Same Credit Cards Indefinitely The new GOBankingRates survey, which questioned over 1,000 Americans, found that annual membership fees took the top spot in two ways: It was the top thing people tried to avoid when signing up, and 36% of those…

How To Cancel a Credit Card Without Hurting Your Credit Score

There are plenty of reasons to cancel a credit card. However, you should understand what canceling will do to your credit score, because canceling can have a negative impact. Canceling requires more than just cutting up the card and throwing it out to keep your score intact. The good news is you can minimize the damage or, in some cases, avoid it entirely if you decide to cancel. Here's how you can make that decision and how to cancel a credit card without damaging your credit score. Reasons To Cancel a Credit Card Any number of circumstances might warrant canceling…

Should I Contribute To My 401(k) or Pay Off My Credit Card Debt?

It's been over a decade since the Great Recession swept through the nation, yet two-thirds of Americans said they still feel haunted by its effects in the way they work, live, save and spend, according to a study from Allianz Life Insurance Co. Many of the 2,000 baby boomers and Gen X-ers studied also said they had lower confidence in their ability to achieve financial security. This has only been worsened by the coronavirus pandemic and its affect on unemployment in the U.S. See: 20 Investments That Are Recession-Proof Important: Why It's a Bad Move To Use the Same Credit Cards…

Serious senior accountant sitting on the living room and looking at the laptop stock photo

9 Best Index Funds for 2022

Supplemental Nutrition Assistance Program (SNAP) stock photo

SNAP 2022: Is My State Giving Out Extra Money in April?

Stressed businessman feeling desperate on crisis stock market, investment concept. stock photo

Former Hedge Fund Giant Melvin Capital Shutters Doors After Meme Stock Failure — What It Means for Investors

Concept of non fungible token.

LimeWire Is Making a Comeback to Sell Music NFTs – What You Should Know Before You Buy

JetBlue Launches Hostile Takeover for Spirit Airlines in Orlando, US - 16 May 2022

What Are a Company’s Defenses Against a Hostile Takeover?

Photo illustration in China - 09 Dec 2021

Twitter Is Hemorrhaging Execs — Is it a Signal To Dump Your Stock?

GO in the Know 5

GO in the Know: Baby Formula Update, Tesla Stock Struggles & Top Financial News for May 20

A close-up shot of baby milk formula with a plastic measuring spoon and bottle.

Baby Formula Update: What FDA Is Doing to Alleviate Shortage as Abbott Plant Preps to Reopen

Mandatory Credit: Photo by Seth Wenig/AP/Shutterstock (12945596p)Taylor Swift speaks during a graduation ceremony for New York University at Yankee Stadium in New YorkNYU Graduation, New York, United States - 18 May 2022.

How Rich Is Taylor Swift As She Accepts Honorary NYU Doctorate?

Mandatory Credit: Photo by Shutterstock (9047221e)Ashley Biden'Snoopy and Belle in Fashion' Private Tour, New York Fashion Week, USA - 07 Sep 2017.

How Much is Ashley Biden Worth?

An elderly woman with dog in autumn nature.

Social Security Schedule: When Benefits Will Arrive in May 2022

Mother and children eating sandwiches stock photo

SNAP Guidance: What Is Pandemic EBT for Summer 2022 and Is My Child Eligible for Food Benefits?

Digital currency physical metal dogecoin coin.

Dogecoin (DOGE) Price Prediction 2022

Mandatory Credit: Photo by Jae C Hong/AP/Shutterstock (10473583d)Tesla CEO Elon Musk speaks before unveiling the Model Y at Tesla's design studio in Hawthorne, Calif.

Leo KoGuan Calls for $15 Billion Tesla Buyback as Stock Continues to Struggle

Coinbase app for cryptocurrency trading

Coinbase Fees: Here’s a Full Breakdown of How To Minimize Costs

Mandatory Credit: Photo by Shutterstock (10750769cd)In this image from the Democratic National Convention video feed, Hunter Biden makes remarks introducing his Dad, former United States Vice President Joe Biden, on the last night of the convention.

How Much is Hunter Biden Worth?

teacher helping out students in accelerated learning program

In Spite of Inflation Concerns, Taxpayers Show Widespread Support for School Budgets

American and Texas state flags flying on the dome of the Texas State Capitol building in Austin.

States Whose Economies Are Failing vs. States Whose Economies Are Thriving

Confident male real estate agent gestures toward a beautiful view out the window of a new home.

Housing Prices Are Expected to Drop in These Cities — Is Yours One of Them?

Mandatory Credit: Photo by Stephen Lovekin/BEI/Shutterstock (12920948dz)Mindy KalingCostume Institute Benefit celebrating the opening of In America: An Anthology of Fashion, Arrivals, The Metropolitan Museum of Art, New York, USA - 02 May 2022.

How Rich Is Mindy Kaling Ahead of the Release of ‘Velma?’

Happy mature middle-aged family couple parents husband and wife checking emails, reading news on digital tablet during breakfast, choosing new house, using application online stock photo

Social Security: Expert Retirement Planning Offered for Free by AARP — Schedule Right Now

Concept cryptocurrency illustration. stock photo

Finance Expert Robert Kiyosaki Calls Bitcoin Crash ‘Best Time to Get Rich’ — Does He Advise Investing Now or Later?

CEO Mark Zuckerberg at F8 2018

How Much Is Mark Zuckerberg Worth?

Elon-Musk-Tesla

How Much Is Elon Musk Worth?

Tulsa is the second-largest city in the state of Oklahoma and 47th-most populous city in the United States.

7 Places Giving Away Land or Money To Move There

Firefighters in a fire protection suit wearing firefighter helmet with breathing device and holding fire hose is extinguishing a burning house fire that is putting off excessive heat and smoke.

As Natural Disaster Season Ramps Up, Here’s How to Decide Between Replacement and Cash Value Homeowners Insurance

NFT Word in Front of Falling Coins Background. stock photo

15 Most Expensive NFTs Sold So Far

GO in the Know 4

GO in the Know: Baby Formula Warnings, More Rate Hikes Coming & Top Financial News for May 19

Mandatory Credit: Photo by Kristin Callahan/Shutterstock (12922847dg)Elon MuskCostume Institute Benefit celebrating the opening of In America: An Anthology of Fashion, Arrivals, The Metropolitan Museum of Art, New York, USA - 02 May 2022.

Elon Musk’s Net Worth Has Dropped $49 Billion As Tesla and Twitter Stock Continue to Slide — Should You Sell Your Stocks?

Buying Convenient Food stock photo

Inflation by Comparison: How US Price Hikes Parallel UK as Each Reach Record Highs

High angle view at diverse group of happy young people wearing graduation gowns and taking selfie outdoors.

Quick Tips for New Grads to Consider Before Taking Out Traditional Student Loans

A group of children are jumping in excitement as they are getting ready with their camp counsellors to play a game of tug-of-war at summer camp.

Thinking About Summer Camp? Don’t Forget About the Child and Dependent Care Tax Credit

Mandatory Credit: Photo by Graeme Jennings/POOL/EPA-EFE/Shutterstock (12756406r)Jerome H.

Powell Says Fed Will Raise Interest Rates Until Inflation Under Control: ‘There Could Be Some Pain Involved’

Dolly Parton at the Los Angeles Premiere of "Joyful Noise" held at the Grauman's Chinese Theater in Los Angeles, California, United States on January 9, 2012.

How Rich Are Dolly Parton, Beyonce and Other Past Grammy Winners?

Frustrated older mature retired man feeling upset desperate talking on the phone having problems debt, stressed sad middle aged male depressed by hearing bad news during mobile conversation at home.

As Social Security Customer Service Problems Persist, Congress Is Stepping In

A mid adult businessman smiles confidently as he talks with a team of associates during a virtual meeting during the COVID-19 pandemic.

Best (and Worst) Places to Live If You Want to be a Freelancer

Mother and daughter shopping vegetables groceries store.

SNAP FAQ: What Is California’s CalFresh and How Can You Apply for Benefits?

A senior aged woman sits at her kitchen table while paying medical bills, talking with her doctor, and updating medicine prescriptions.

Social Security and Inflation: 3 Ways To Prepare Aside From Delaying Benefits

Shot of a young woman bonding with her adorable baby boy at home.

Baby Formula Warning: FTC Warns of Common Scams To Be Mindful of Amid Ongoing Shortage

Mandatory Credit: Photo by JUSTIN LANE/Shutterstock (12890172r)Tiger Woods of the US reacts to patrons after sinking his putt on the fourteenth hole during the final round of the 2022 Masters Tournament at the Augusta National Golf Club in Augusta, Georgia, USA, 10 April 2022.

How Much Is Tiger Woods Worth as He Aims for Another PGA win?

Tax Audit Notice envelope

Tax Audit Rates Decrease Across the Board, Especially for Those Earning $200K+

Mandatory Credit: Photo by Erik Pendzich/Shutterstock (12920969aw)Elon MuskCostume Institute Benefit celebrating the opening of In America: An Anthology of Fashion, Outside Arrivals, The Metropolitan Museum of Art, New York, USA - 02 May 2022.

Tesla Stock Plummets After Removal From S&P ESG 500 Index — Is Right Now the Time To Sell?

GO in the Know 3

GO in the Know: Major Pain at the Pump, Target Tanks & Top Financial News for May 18

Berkshire Hathaway Shareholders, Omaha, USA - 03 May 2019

Warren Buffett’s Berkshire Hathaway Sold Its Wells Fargo Shares — Should You Do the Same?

Shot of a young african american woman with a coffee cup using laptop in kitchen at home.

Are Banks Open Today? See Full List of All Bank Holidays

Target Shopping Cart stock photo

Target Shares Drop 25% After Poor Earnings Report — Should You Sell?

Happy asia girl gamer wear headphone competition video game online with smartphone excited talk with friend sit on couch in colorful neon lights living room at home.

Playing Games Can Lower Your Boost Mobile Bill — Here’s How

6 Walmart Items That Are Cheaper Than the Dollar Store

Young mother with baby boy in front of a supermarket. stock photo

Food Stamps: Do Unused SNAP Benefits Roll Over Each Month?

Costco Gas Station stock photo

Could Gas Prices in Your State Reach $6? One Analyst Thinks So

Man holding Money in hand at Black Background, Man receive a lot Money from Trading, Business Success Concept.

Boomers Think It Takes $1 Million a Year to Be Rich – Are They Right?

Close Up Of Woman At Home Reading Instructions On Supply Of Covid-19 Rapid Antigen Self-Testing Kits.

Biden Administration Doubles Free COVID-19 Test Limit for Third Round – Here’s How to Get Yours

Conceptual photo showing inflation and economic impact at the gas pump with hundred dollar bills inside the tank.

As Gas Prices Break $4 Mark in All 50 States, California Sees $6 at the Pump

young asian parents and son having fun outdoors in park.

Child Tax Credit Doubts: Why Inflation Makes Boosted Payments Unlikely

Senior adult, male patient receives vaccine or medicine from his African descent, home healthcare nurse in nursing home or home setting.

Retirement Planning: Americans Will Need Nearly 8 Times More Money for Medical Care Than They Realize

SNAP and EBT Accepted here sign. SNAP provides nutrition benefits to supplement the food budget of disadvantaged families stock photo

Social Security: You Can Apply for SNAP at the Same Time You Apply For SSI

A cute boy is picking out vegetables with his mom at the farmers' market.

Food Stamps: How to Use Your SNAP EBT at Farmers’ Markets

Grab hold of a good opportunity when you get one.

TGIW? How Wednesdays Have Risen to the Rank of Most Popular Workday

Brightly lit image of circulated US quarter dollar coins and paper roll on steel surface.

Have Any $200 Quarters Lying Around? It’s Worth Checking Your Spare Change

Doctor putting a bandage after Covid-19 vaccination. stock photo

Pfizer Stock Rises Upon FDA Approval of COVID Booster for Kids Ages 5 to 11

a young couple take time out from scraping walls in her new house to check against their architect plans.

Looking To Start Flipping Houses? Here Are 5 Types of Alternative Loans To Look For

Car with For Sale Sign stock photo

Used Car Prices Drop for Fourth Consecutive Month, Cost Nearly $1,000 Less than December 2021

GO in the Know

GO in the Know: Gas Prices Soar Higher, FDA Aims To Boost Baby Formula Supply & Top Financial News for May 17

1-in-6 Americans Live in a Wildfire Zone, Here’s How To Safeguard Your Financial Paperwork

Illustrations in Brazil.

Twitter Stock Continues Selloff After Elon Musk Says Deal ‘Cannot Move Forward’ Unless Bot Data Confirmed

Single family house on pile of money.

How Buyers With Homes Under Construction Could Face Even Higher Interest Rates Before They Can Close

Self-serve gas station fuel options with 91 octane mainly featured stock photo

As Gas Prices Break Record Highs Again, Which States Are Paying the Most at the Pump?

Salinas, United States - April 8, 2014: Walmart store exterior.

Walmart Offers a $200,000 Salary for Store Managers, so Why is the Company Worried About Hiring?

Papa John's restaurant sign in downtown Toronto. stock photo

SNAP Benefits: Does Papa John’s Accept EBT Cards as Payment?

Winning Team stock photo

Social Security, SNAP, Medicaid and WIC Beneficiaries Could Receive $30 or More Off Internet Access

"Izmir, Turkey - June 11, 2012: Close up to Google  website through a magnifying glass on the laptop.

Protect Social Security Number, Address and More with Google Tool Updates

Baby formula in milk bottle for a newborn baby feed.

FDA Announces Guidance Outlining ‘Increased Flexibilities’ on Importation of Safe Baby Formula

Fort Lauderdale, United States - February 17, 2016: A Spirit Airlines Airbus A320 with the registration N641NK landing at Fort Lauderdale Airport (FLL) in the United States.

How Does a Hostile Takeover Work and Is It Different Than a Leveraged Buyout?

Bitcoin stock photo

5 Best Long-Term Cryptocurrencies To Buy for 2022

Businessman working from home office stock photo

27 Best Cheap Stocks To Buy Now

Dinner is on this lady stock photo

3 Hidden Costs of Dining Out and How To Navigate Them to Your Financial Advantage

Krasnoyarsk, Russia - March 10, 2022: closed and empty restaurant McDonald's and McCafe.

McDonald’s To Sell Russian Businesses – Will Stocks Fall?

Monthly Budget Plan for Expenses and Money.

How to Figure Out Your Personal Inflation Rate and See Where to Budget Differently

How Much Is Bill Gates Worth?

WASHINGTON, DC - JANUARY 28:  Amazon founder and Washington Post owner Jeff Bezos delivers remarks during the opening ceremony of the media company's new location January 28, 2016 in Washington, DC.

How Much Is Jeff Bezos Worth?

GO in the Know couple news

GO in the Know: Stamps Going Up, JetBlue Gets Hostile & Top Financial News for May 16

San Pedro, California, USPS, postal carrier, Los Angeles Times photographer Carolyn Cole, San Pedro, California, Usa - 20 Aug 2020

USPS To Hike Stamp Prices in July — Here’s What You’ll Pay

New York, USA - February 29, 2020: JetBlue Airbus A321-200 airplane at New York John F.

JetBlue To Launch a Hostile Takeover of Spirit Airlines

Single Mother At Home Getting Son Wearing Uniform Ready For First Day Of School.

Which Parent Claims a Child on Their Taxes in the Event of Divorce?

Mandatory Credit: Photo by David Fisher/Shutterstock (12920901ig)Elon MuskCostume Institute Benefit celebrating the opening of In America: An Anthology of Fashion, Arrivals, The Metropolitan Museum of Art, New York, USA - 02 May 2022.

Can Elon Musk Walk Away From $44 Billion Twitter Deal? Not Really, Here’s Why

High angle view of unrecognizable mature man placing USA Dollar bills into wallet stock photo

Social Security Payments Need to Be $540 More Today To Equal Value in 2000

Family eating a hamburger outdoors  .

Does Rally’s Take SNAP EBT Cards?

Stressed young black lady lost in heavy thoughts hold paper document deal with debt bankruptcy think of solving money problem.

Student Loan Debt Is Now So High Women Are Being Forced To Choose Between Paying Loans and Having a Family

Social Security Card with calculator and money.

Retirement: These 13 States Tax Your Social Security Money

Parents carrying son on shoulders on beach vacation.

When Social Security Runs Out: What the Program Will Look Like in 2035

Mandatory Credit: Photo by Joe Marino/UPI/Shutterstock (12824746b)Representative Marjorie Taylor Greene (Ga) speaks at the Conservative Political Action Conference (CPAC22) in Orlando, Florida on Saturday, February 26, 2022.

How Rich Is Marjorie Taylor Greene?

digtal blockchain on screen

7 Best Blockchain Stocks To Buy Right Now

Dedicating some time to her blog stock photo

Inflation May Have Peaked in April — Producer Price Index Provides Glimmer of Hope for Your Wallet

Angry looking Teenage Woman relaxing on Bed at Night using her Digital Tablet stock photo

4 Ways To Ensure Your Job Offer Is Not a Scam

Group of casual groupmates discussing their thoughts about working over home task for next lesson.

Student Loan Interest Rates Will Go Up More Than 1% in June — Will There Be Any Relief for Borrowers?

GO in the Know 5

GO in the Know: Twitter Deal ‘On Hold,’ Meme Stocks Rise & Top Financial News for May 13

US Senate Committee on Banking, Housing, and Urban Affairs hearing on the confirmation of Jerome H. Powell, of Maryland, to be Chairman of the Board of Governors of the Federal Reserve System, Washington, District of Columbia, USA - 11 Jan 2022

Jerome Powell to Continue Fight Against Inflation as He’s Approved for Second Term

George Washington on dollar bill with blockchain code

Crypto Crash Continues as TerraUSD Stablecoin Blockchain Fails and Luna Token Drops to Zero

Shot of a family of four cooking together in their kitchen at home.

SNAP Benefits: When Will My Card Be Reloaded?

Gamestop video games store entrance facade in strip mall with sign, photographed in San Jose, California on boxing day.

Meme Stocks AMC, GameStop Are on the Rise as Market Volatility Skyrockets – Should You Invest?

Untitled design (1)
Close popup The GBR Closer icon

Sending you timely financial stories that you can bank on.

Sign up for our daily newsletter for the latest financial news and trending topics.

Loading...
Please enter an email.
Please enter a valid email address.
There was an unknown error. Please try again later.

For our full Privacy Policy, click here.