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CREDIT CARD QUESTIONS ANSWERED


How Many Credit Cards Should You Have? And More Credit Card Questions Answered

There's no one-size-fits-all answer when it comes to how many credit cards you should have. Like all financial decisions, the right number of credit cards depends on your personal finance profile, from your income and age to your financial objectives and free cash reserves. Important: Why It's a Bad Move To Use the Same Credit Cards Indefinitely See: 10 Things to Do Now If You Have a 500 Credit Score However, one thing is for certain — you should never open any credit card account unless you have the financial means to pay it off in full before interest charges accrue….

How To 'Erase' Credit Card Annual Fees

According to a Federal Trade Commission report, annual fees on credit cards have been increasing steadily over the years. The average annual fee in 2020 was $94 per card, according to the FTC report. Higher fees might be more and more difficult for some cardholders to justify. But despite the upward trend in annual fees, many credit cards come with some excellent perks. In fact, credit cards can have such lucrative benefits that an annual fee might be worth it. We Asked: 90-Second Moves To Raise Your Credit Score 200 Points Portal Update: 10 Things To Do Now If You…

How Many Credit Cards Do You Need To Get a Higher Credit Score?

Your credit score is the product of a complex algorithm that factors in numerous variables. The number of credit cards you have is a portion of that mix, but it's not one of the most important. In fact, the actual number of your credit cards is practically irrelevant compared to the big movers of your credit score, like how you use them. Here's a look at what exactly goes into a credit score, along with an explanation of what you need to do to get or maintain top-tier credit. Get Started: Make a Debt-Free Future Your Reality Credit Score:90-Second Moves…

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3 Killer Credit Card Combos for Travelers That Earn You (Almost) Quadruple the Rewards

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Jaw-Dropping Stats About the State of Debt in America

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Suze Orman, Dave Ramsey and More Experts Give Their Top Advice About Getting Out Of Debt

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How Many Credit Cards Should You Use on a Monthly Basis?

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New Survey Reveals What Americans Hate Most About Credit Cards

Credit cards have many benefits, from providing a financial cushion in case of emergencies, to helping build credit scores to accumulating rewards and perks. While there are endless cards to choose from, there is one aspect many Americans agree on:  Annual membership fees are the worst, according to a new survey. Important: Why It's a Bad Move To Use the Same Credit Cards Indefinitely The new GOBankingRates survey, which questioned over 1,000 Americans, found that annual membership fees took the top spot in two ways: It was the top thing people tried to avoid when signing up, and 36% of those…

How To Cancel a Credit Card Without Hurting Your Credit Score

There are plenty of reasons to cancel a credit card. But canceling can have a negative impact on your credit score, so you'll need to do more than just cut up the card and throw it out if you don't want to ding your score in the process. The good news is you can minimize the damage or, in some cases, avoid it entirely. Here's how to cancel a credit card without damaging your credit score. How To Cancel a Credit Card Safely Simply paying off your credit card won't cancel the card or your account. Follow these steps to cancel…

Should I Contribute To My 401(k) or Pay Off My Credit Card Debt?

It's been over a decade since the Great Recession swept through the nation, yet two-thirds of Americans said they still feel haunted by its effects in the way they work, live, save and spend, according to a study from Allianz Life Insurance Co. Many of the 2,000 baby boomers and Gen X-ers studied also said they had lower confidence in their ability to achieve financial security. This has only been worsened by the coronavirus pandemic and its affect on unemployment in the U.S. See: 20 Investments That Are Recession-Proof Important: Why It's a Bad Move To Use the Same Credit Cards…

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As Interest Rates Climb and Recession Fears Mount, Here’s How Americans Are Cutting Back

Kanata, Ottawa, Canada - August 8, 2020: Lockheed Martin Canada Mission Systems and Training in Ottawa on August 8, 2020, an American aerospace, defense, arms, security, advanced technologies company.

8 Top Defensive Stocks To Invest In for 2022

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Social Security Shortfalls May Have Cost Student Beneficiaries $59.5 Million

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Have Any $200 Quarters Lying Around? It’s Worth Checking Your Spare Change

GO in the Know 3

GO in the Know: April Inflation Data, Small Business Sentiment & Top Financial News for May 11

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Stimulus Update 2022: These 8 States Are Sending Checks — Is Yours One of Them?

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Millennials Crushed Negative Financial Stereotypes During the Pandemic, According to New Study

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Homeownership by Age 30 Is Dwindling by Generation — Factors Causing the Shift and What Needs To Change

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Consumer Price Index April 2022: How Much More Did Gas & Electric Cost You?

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Consumer Price Index: How Much More Did You Pay To Eat Out Because of Inflation in April 2022?

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Consumer Price Index: How Much Did Inflation Increase Your Travel Costs in April 2022?

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What Homes Will Be Worth in Your State by the End of 2023

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Consumers Are More Secure With Personal Debt Levels Than US Economy at Large — What Will Turn the Tide?

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Student Loan Debt Becomes Second-Largest Consumer Debt Category Behind Mortgages

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Consumer Price Index: How Much Did Inflation Increase What You Paid for Medical Services in April 2022?

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Consumer Price Index: How Much Did Inflation Increase the Price of Bacon, Bread and Eggs?

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Stablecoin Terra Crash Renews Regulators’ Call for Crypto Legislation

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Consumer Price Index: How Much Did Inflation Increase in April 2022?

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Small Business Optimism Remains Low, Inflation Concerns Highest Since 1980

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Does Jack in the Box Accept SNAP EBT Cards for Payment?

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SNAP Schedule 2022: May Payments

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Are Social Security and SSDI the Same Thing?

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Social Security Optimization: Maximize Your Benefits Even If You Start Collecting Early

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SNAP Schedule: Social Security Number Determines When Louisiana Payments Distribute in May

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SNAP Benefits: When Will My Card Be Reloaded?

Mandatory Credit: Photo by Andrew Harnik/AP/Shutterstock (12928459ak)President Joe Biden speaks at United Performance Metals in Hamilton, OhioBiden, Hamilton, United States - 06 May 2022.

Gas Prices Break All-Time High — Are Biden’s Energy Policies to Blame?

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Philip Morris Looks to Buy European Smokeless-Tobacco Rival — Should You Invest Before It Happens?

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Want to Make Money in the Metaverse? Here Are Some Classes You Can Take

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Baby Formula Shortage Worsens: Recalls and Supply Chain Issues Make It Hard for New Parents To Feed Infants

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40% of Bitcoin Investors Are Now Underwater – Can the Cryptocurrency Bounce Back?

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Grindr is Going Public — What’s Behind the $2.1 Billion Valuation?

GO in the Know

GO in the Know: Gas Prices Peak Again, Musk’s Twitter Plan & Top Financial News for May 10

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McDonald’s Is Offering a Free McChicken or McDouble Sandwich Because Mercury is in Retrograde

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As McDonald’s Prices Go Up, Customers Are Taking Action

Mandatory Credit: Photo by Patrick Pleul/AP/Shutterstock (12861811m)Elon Musk, Tesla CEO, attends the opening of the Tesla factory Berlin Brandenburg in Gruenheide, Germany, .

Elon Musk’s Twitter Buyout Backers: Who Are They & How Much Did They Invest?

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Student Loan Debt Could Top $3 Trillion – Here’s One Reason Why

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When Social Security Runs Out: What the Program Will Look Like in 2035

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Rise in Summer Vacations Makes Travel Stocks Enticing, but Is the Sector Strong Enough for Investing?

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Why Virtual Job Fairs Are Not a Thing of the Past

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How Ford Played a Role in Rivian Stock Drop and Future Implications

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Elon Musk’s Grand Plan for Twitter Revenue and Users Revealed

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Are Social Security and SSI the Same Thing?

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Food for Thought: Why Investing in These Consumer Staples Is Smart Even as Inflation Persists

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Meta Rolls Out NFTs for Instagram — Facebook and Other Apps To Follow

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Senator Elizabeth Warren Questions Fidelity’s Offering To Allow Bitcoin for 401(k) Plans

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AT&T, Verizon, Comcast & More Will Bring High-Speed Internet to Unconnected US Families

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Major Tax Changes for 2022 You Need To Know

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GO in the Know: Social Security Meets Politics & Top Financial News for May 9

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TikTok’s New Ad Program Gives Creators a Cut of the Money

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Gig Workers: Uber CEO Says Company Will Start To ‘Treat Hiring as a Privilege’

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Stimulus Update: Monthly Payment Programs to Combat Inflation and Homelessness Gain Traction in Larger US Cities

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New York’s Rent-Stabilized Apartment Dwellers See Biggest Increase in 10 Years

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Americans Flocked to These 10 Cities Last Year

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Tax Refund Delays: Despite Best Efforts, IRS Is Still Experiencing Backlog and Staffing Issues

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Softer Ice Cream? Unilever To Test ‘Warmer’ Freezers in Attempt To Reduce Emissions and Energy Use

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Social Security: Why Sunsetting the Program Seems Unlikely, Even in the Event of a Political Power Shift

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Looking To Boost Retirement? Why the SECURE 2.0 Legislation Might Not Help Those Who Need It Most

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Housing Trends: Homeownership Is Growing Among Asian-Americans but Still Lags Other Groups, Study Finds

Mandatory Credit: Photo by MICHAEL REYNOLDS/POOL/EPA-EFE/Shutterstock (12643181a)US House Majority Leader Steny Hoyer delivers remarks during a visit to Brandywine Maintenance Facility in Brandywine, Maryland, USA, 13 December 2021.

SECURE Act 2.0 Passes House, Signaling Massive Retirement Savings and Investment Policy Shift

HAGERSTOWN, MD, USA - MAY 5, 2017: Image of an Amazon packages.

SNAP Benefits: Amazon Offers a Discount on Prime Membership With Your EBT Card

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2022 Stimulus Checks: Is Your State Giving Out Money This Year?

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Social Security Schedule: When Benefits Will Arrive in May 2022

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Food Stamps: Can You Use Your SNAP EBT Card at Gas Stations?

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SNAP Usage: Does Wendy’s Accept SNAP EBT Food Stamps?

Mandatory Credit: Photo by Joe Marino/UPI/Shutterstock (12825143z)President Donald Trump speaks at the Conservative Political Action Conference (CPAC22) in Orlando, Florida on Saturday, February 26, 2022.

How Rich Is Former President Donald Trump?

Mandatory Credit: Photo by Joe Marino/UPI/Shutterstock (12824746b)Representative Marjorie Taylor Greene (Ga) speaks at the Conservative Political Action Conference (CPAC22) in Orlando, Florida on Saturday, February 26, 2022.

How Rich Is Marjorie Taylor Greene?

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US Job Report Strong in April, Led by Gains in Manufacturing and Leisure & Hospitality

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Biden Executive Order: Which Quantum Tech Stocks Could See Biggest Boost

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What Is a 401(k) Plan? Everything You Need To Know

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Binance Fees: A Full Breakdown and How It Compares

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How Far Could Bitcoin Fall After Stock Drops by Nearly 10% in One Day’s Time?

Mandatory Credit: Photo by BabiradPicture/Shutterstock (12907619b)Benedict Cumberbatch'Doctor Strange in the Multiverse of Madness' film photocall, Berlin, Germany - 21 Apr 2022.

How Rich is Benedict Cumberbatch?

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Lucid Reports 30,000 EV Reservations, Raises Prices

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Uber Reports $5.9 Billion Loss — Should You Worry About Your Stocks?

GO in the Know 5

GO in the Know: Global Food Prices, Baby Formula Shortage & Top Financial News for May 6

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Cannabis Tourism: 5 Things You Must Know Before You Plan a Trip

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How Much Is New White House Press Secretary Karine Jean-Pierre Worth?

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Financial & Tax Paperwork to Safeguard in Case of a Natural Disaster

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Supply Chain Woes: How Families Are Dealing With the Worsening Baby Formula Shortage

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Global Food Prices Still Near Record Highs in April, FAO Report Shows

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These States Are the Most Dependent on the Federal Government – Is Yours One of Them?

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Why Your Credit Card Bill Could Go Up After the Latest Interest Rate Hike

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Social Security Has a ‘Treasure Trove’ of Benefits If You Heed These Expert Tips

Citi Diamond Preferred Card Offers 0% APR on Balance Transfers For a Limited Time

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Social Security: Can You Receive Payments If You Never Paid In? How Spousal Benefits Work

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Social Security Scams: 3 Common Requests and How To Report Them

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Netflix Sued by Shareholders for Securities Fraud Over Subscriber Growth Claims

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How Much Is Macy’s Worth? The Value of America’s Largest Department Store

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Robinhood’s New Stock Lending Feature Provides ‘Passive Recurring Income’ from Your Investments

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Social Security: Do Federal Officials (Including Congress and the President) Pay In?

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Coinbase NFT Marketplace Has Sluggish Start, but Experts Say Space is not ‘Collapsing’

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Airbnb Revenue Soars 70% With Strong Prospects Ahead — Should You Invest in the Travel Juggernaut Post-Pandemic?

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National Nurses Week: 25 Places To Get Deals and Freebies

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15 Best NFT Projects for 2022

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Stock Markets Rally on Fed’s Rate Hike — Which Stocks Might Do Best Under Higher Interest Rates?

Mandatory Credit: Photo by Rafael Henrique/SOPA Images/Shutterstock (12787802ab)In this photo illustration Activision Blizzard logo seen displayed on a smartphone screen with a Microsoft Corporation logo in the background.

New York City Pension Groups Sue Activision Over Microsoft Deal: What Shareholders Should Know

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What is NEAR (NEAR) Protocol Crypto? Should You Buy Now?

GO in the Know 4

GO in the Know: SNAP’s Not Enough, Musk Gets Funding & Top Financial News for May 5

Mandatory Credit: Photo by Jordan Strauss/Invision/AP/Shutterstock (12921747h)Cast member Elizabeth Olsen arrives at the Los Angeles premiere of "Doctor Strange in the Multiverse of Madness," on at El Capitan TheatreLA Premiere of "Doctor Strange in the Multiverse of Madness", Los Angeles, United States - 02 May 2022.

How Rich Is Elizabeth Olsen?

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