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How Many Credit Cards Should You Have? And More Credit Card Questions Answered

There's no one-size-fits-all answer when it comes to how many credit cards you should have. Like all financial decisions, the right number of credit cards depends on your personal finance profile, from your income and age to your financial objectives and free cash reserves. Important: Why It's a Bad Move To Use the Same Credit Cards Indefinitely See: 10 Things to Do Now If You Have a 500 Credit Score However, one thing is for certain — you should never open any credit card account unless you have the financial means to pay it off in full before interest charges accrue….

How To 'Erase' Credit Card Annual Fees

According to a Federal Trade Commission report, annual fees on credit cards have been increasing steadily over the years. The average annual fee in 2020 was $94 per card, according to the FTC report. Higher fees might be more and more difficult for some cardholders to justify. But despite the upward trend in annual fees, many credit cards come with some excellent perks. In fact, credit cards can have such lucrative benefits that an annual fee might be worth it. We Asked: 90-Second Moves To Raise Your Credit Score 200 Points Portal Update: 10 Things To Do Now If You…

How Many Credit Cards Do You Need To Get a Higher Credit Score?

Your credit score is the product of a complex algorithm that factors in numerous variables. The number of credit cards you have is a portion of that mix, but it's not one of the most important. In fact, the actual number of your credit cards is practically irrelevant compared to the big movers of your credit score, like how you use them. Here's a look at what exactly goes into a credit score, along with an explanation of what you need to do to get or maintain top-tier credit. Get Started: Make a Debt-Free Future Your Reality Credit Score:90-Second Moves…

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Jaw-Dropping Stats About the State of Debt in America

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GOBankingRates’ Best Cash-Back Credit Cards

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Suze Orman, Dave Ramsey and More Experts Give Their Top Advice About Getting Out Of Debt

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How Many Credit Cards Should You Use on a Monthly Basis?

Save For Your Future


New Survey Reveals What Americans Hate Most About Credit Cards

Credit cards have many benefits, from providing a financial cushion in case of emergencies, to helping build credit scores to accumulating rewards and perks. While there are endless cards to choose from, there is one aspect many Americans agree on:  Annual membership fees are the worst, according to a new survey. Important: Why It's a Bad Move To Use the Same Credit Cards Indefinitely The new GOBankingRates survey, which questioned over 1,000 Americans, found that annual membership fees took the top spot in two ways: It was the top thing people tried to avoid when signing up, and 36% of those…

How To Cancel a Credit Card Without Hurting Your Credit Score

There are plenty of reasons to cancel a credit card. However, you should understand what canceling will do to your credit score, because canceling can have a negative impact. Canceling requires more than just cutting up the card and throwing it out to keep your score intact. The good news is you can minimize the damage or, in some cases, avoid it entirely if you decide to cancel. Here's how you can make that decision and how to cancel a credit card without damaging your credit score. Reasons To Cancel a Credit Card Any number of circumstances might warrant canceling…

Should I Contribute To My 401(k) or Pay Off My Credit Card Debt?

It's been over a decade since the Great Recession swept through the nation, yet two-thirds of Americans said they still feel haunted by its effects in the way they work, live, save and spend, according to a study from Allianz Life Insurance Co. Many of the 2,000 baby boomers and Gen X-ers studied also said they had lower confidence in their ability to achieve financial security. This has only been worsened by the coronavirus pandemic and its affect on unemployment in the U.S. See: 20 Investments That Are Recession-Proof Important: Why It's a Bad Move To Use the Same Credit Cards…

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10 Value Stocks To Invest In Now

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Is Polygon (MATIC) a Good Crypto Investment?

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GO in the Know: Biden Wants Gas Tax Suspended, Fed Wants Inflation Down & Top Financial News for June 22

Although Tesla Shares Are Down, Experts Say They Are Still a ‘Strong Buy’

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Shiba Inu Coin Price Prediction 2022

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Powell Says Fed is Committed to Bringing Down Inflation – Experts Say Recession May Be the Best Option

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Earn a $10 Amazon Credit Ahead of Prime Day by Completing Virtual Punch Card

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Have Any $200 Quarters Lying Around? It’s Worth Checking Your Spare Change

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How Accurate Is the Inverted Yield Curve at Determining Recession Likelihood?

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Twitter Board Unanimously Approves Musk’s $44 Billion Deal, He Says Some Issues Are Still Unresolved

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States Whose Economies Are Failing vs. States Whose Economies Are Thriving

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New Monopoly Summer Camp Brings Financial Literacy to Life For Kids

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Average US Retirement Savings Is $168K, Survey Says — Who’s Ahead, Who’s Behind, and What Assets Should You Depend On?

Mandatory Credit: Photo by Shutterstock (12995125g)US President Joe Biden speaks about Covid-19 vaccines for children under five in the Roosevelt Room of the White House in Washington, D.

Biden Calls on Congress to Suspend Federal Gas Tax

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When SNAP EBT Recipients in South Carolina Will Receive July Payments

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What Advantages Do Adjustable-Rate Mortgages Offer vs. Fixed-Rate Mortgages During Times of Increased Inflation?

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How To Get the Best Deal on a Mortgage as Rates Approach 6%

Fraud Alert: Don’t Be Fooled by These New Scams

Mandatory Credit: Photo by Nati Harnik/AP/Shutterstock (12775352a)Warren Buffett, Chairman and CEO of Berkshire Hathaway, smiles as he plays bridge following the annual Berkshire Hathaway shareholders meeting on in Omaha, Neb.

How Much Is ‘The Oracle of Omaha’ Warren Buffett Worth?

Mandatory Credit: Photo by Erik Pendzich/Shutterstock (8821672ax)Jim CramerNBCUniversal Upfront Presentation, Arrivals, New York, USA - 15 May 2017.

What is Jim Cramer’s Net Worth?

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Social Security: How Much Is the Spousal Benefit Actually Worth?

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Uber Is Offering Shared Rides Again in These Nine Cities — How Much Money Does It Save?

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Everything You Need To Know About How the Fed Rate Will Impact Your Personal Finances

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10 Top Stocks To Buy for 2022

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Bear Market: When Will It Be Safe To Invest In Stocks Again?

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4 Signs the Housing Market Could Be Slowing Down

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SNAP Schedule: When Can I Anticipate July 2022 Payments?

GO in the Know

GO in the Know: Big Biden Decisions Coming Soon & Top Financial News for June 21

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Amazon Prime Day: 3 Ways Inflation and a Bear Market Could Impact Customer Savings in 2022

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As Tech Selloff Continues, Focus on Secular Winners, Analyst Dan Ives Says

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Shiba Inu (SHIB): What It Is, What It’s Worth and Should You Be Investing?

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Social Security Schedule: When June 2022 Benefits Will Be Sent

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New Homebuyers Are Spending Double the National Average on Renovations

Mandatory Credit: Photo by Stephen Lovekin/BEI/Shutterstock (12920948pr)Elon MuskCostume Institute Benefit celebrating the opening of In America: An Anthology of Fashion, Arrivals, The Metropolitan Museum of Art, New York, USA - 02 May 2022.

Elon Musk Says Tesla Cutting 10% of Salaried Workers, 3.5% of Total Workforce

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Kellogg Shares Jump After Company Announces 3-Way Split

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Once the Economy Enters a Bear Market, How Long Does It Take for Stocks To Hit Their Lowest Point?

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Housing Prices Are Expected to Drop in These Cities — Is Yours One of Them?

Mandatory Credit: Photo by Shutterstock (12989986e)US President Joe Biden particiaptes in a virtual meeting with leaders of the Major Economies Forum on Energy and Climate (MEF), at the Eisenhower Executive Office Building on the White House complex, in Washington, DC, USA, 17 June 2022.

Biden Says He’ll Have Decisions on Gas Tax, Student Loan Dismissal By Week’s End

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More Than One-Third of Workers Earning $100k Living Paycheck to Paycheck — Are Employer-Sponsored Financial Tools the Answer?

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The Best Money Experts for Each Generation

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Stimulus Update: New Jersey Homeowners Could Earn Up to $1,500 in Property-Tax Relief — Who Qualifies?

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When Supplemental Security Income (SSI) Payments for July 2022 Will Arrive

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XRP Ripple Price Prediction: 2022-2030

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Americans Largely Blame Government and Big Oil for Inflation as Over Half Dip Into Savings or Borrow Money

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GO in the Know: Healthcare Debt, Gas Prices & Top Financial News for June 20

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Gas Prices Fall Below $5 Again – Will the Decline Continue?

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LinkedIn Crypto Fraud: As FBI Deems It ‘Significant Threat,’ What Should You Watch Out For?

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The Difference Between SNAP & WIC, Plus How to Apply

Mandatory Credit: Photo by Kristin Callahan/Shutterstock (12922847dg)Elon MuskCostume Institute Benefit celebrating the opening of In America: An Anthology of Fashion, Arrivals, The Metropolitan Museum of Art, New York, USA - 02 May 2022.

Elon Musk Tweets Support for Dogecoin After Being Named in $258 Billion Pyramid Scheme Suit

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Younger Boomers May Outlive Their 401(k) Savings — These Steps Could Help the Money Last Longer

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What is SNAP & Is it The Same as Food Stamps?

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5 Quick Facts Gen Z Needs to Know About Bear Markets

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Why Retirees are Returning to Work — It’s Not for the Paycheck

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High Interest Rates & Low Mortgage Applications Are Good for Homebuyers — Here’s Why

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SNAP 2022: Is My State Giving Out Extra EBT Food Stamp Money in June?

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Why Are 40% of Americans Struggling With Healthcare Debt?

Mandatory Credit: Photo by Chelsea Lauren/Shutterstock (10413428bj)Barbara Corcoran71st Annual Primetime Creative Arts Emmy Awards, Day 1, Arrivals, Microsoft Theater, Los Angeles, USA - 14 Sep 2019.

How Rich Is Barbara Corcoran?

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Social Security Schedule: When July 2022 Benefits Will Be Sent

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Expert Advice on Why Planning Travel in Advance Saves Big Money

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Social Security: You Could Lose Your Benefits If You Didn’t Report Your Marriage to the SSA

Mandatory Credit: Photo by Gerald Herbert/AP/Shutterstock (11770013a)President Donald Trump walks to board Marine One on the South Lawn of the White House on Jan.

How Rich Is Former President Donald Trump as He Turns 76?

Mandatory Credit: Photo by JUSTIN LANE/EPA-EFE/Shutterstock (12443286hr)Pete Davidson poses on the red carpet for the 2021 Met Gala, the annual benefit for the Metropolitan Museum of Art's Costume Institute, in New York, New York, USA, 13 September 2021.

How Rich Is Pete Davidson?

Mandatory Credit: Photo by Shawn Thew/AP/Shutterstock (12894677bb)Actress Amber Heard listens in court at the Fairfax County Circuit Courthouse in Fairfax, Va.

How Rich is Amber Heard?

A businessman covers his eyes as he can't watch a descending stock chart and an ominous shadow of a bear that is cast on the wall above him.

How Long Do Bear Markets Normally Last?

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Top 3 Ways To Invest In Crypto Without Actually Buying

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Should You Adjust Your Investment Strategy Following Fed Rate Hike?

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27 Best Cheap Stocks To Buy Now

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Experts Share Where Investors Should Focus Their Money in a High Inflation Environment

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Fed Rate Hike Pushes Mortgage Rates to Highest Since 1987

GO in the Know 5

GO in the Know: New Social Security Bill, Child Tax Credit Update & Top Financial News for June 17

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Social Security, SNAP, Medicaid and WIC Beneficiaries Could Receive $30 or More Off Internet Access

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What Impact Did the Fed’s Interest Rate Hike Have on the Crypto Market?

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Are Banks Open Today? See Full List of All Bank Holidays

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Social Security: New Bill Could Give Seniors an Extra $2,400 a Year

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How Much Was Ray Liotta Worth Upon His Passing at Age 67?

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Should You ‘Buy the Dip’ During a Bear Market — Or Wait It Out?

Mandatory Credit: Photo by Erik Pendzich/Shutterstock (12920969aw)Elon MuskCostume Institute Benefit celebrating the opening of In America: An Anthology of Fashion, Outside Arrivals, The Metropolitan Museum of Art, New York, USA - 02 May 2022.

Elon Musk’s First Meeting With Twitter Staff Leaves Some Questions Unanswered

Prague, Czech Republic - October, 2019: Silver Bitcoin, bit coin online digital currency frozen in the blue ice.

What Is a Crypto Winter?

Mandatory Credit: Photo by J Scott Applewhite/AP/Shutterstock (12852053ag)Sen.

Child Tax Credit Update: Mitt Romney Wants To Send Parents $350 To Soften Inflation’s Financial Blow

Mandatory Credit: Photo by James Veysey/Shutterstock (12984503cs)Chris Evans13 Jun 2022'Lightyear' film premiere, London, UK - 13 Jun 2022.

How Rich Is Chris Evans as He Stars in ‘Lightyear’?

Mandatory Credit: Photo by Patrick Semansky/AP/Shutterstock (12985103a)Federal Reserve Board Chair Jerome Powell participates in a swearing-in ceremony, in Washington.

Fed Raises Rates 75 Basis Points Amid Bear Market & Record-High Inflation

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Will the Interest Rate Hike Increase My Car Payment?

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Will the Interest Rate Hike Increase My Student Loan Debt?

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Walmart Adds UK Sellers to Online Sales Platform — US Orders Could Arrive in Two Days

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How to Survive and Prosper in a Bear Market: Experts Share Rock-Solid Investment Strategies

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How Converting to a Roth IRA Helps You During a Bear Market

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Crypto Winter Is Here – How to Manage Your Assets During a Cryptocurrency Bear Market

GO in the Know 4

GO in the Know: Inflation Delaying Americans’ Retirement & Top Financial News for June 16

Mandatory Credit: Photo by Patrick Pleul/AP/Shutterstock (12861811m)Elon Musk, Tesla CEO, attends the opening of the Tesla factory Berlin Brandenburg in Gruenheide, Germany, .

Tesla Loses More Than $500 Million From Bitcoin Crash — Is Your Investment Safe?

Mandatory Credit: Photo by Burhan Ozbilici/AP/Shutterstock (10068217c)Lindsay Graham.

Social Security Solvency: Lindsey Graham Thinks Seniors May ‘Have to’ Take Less Money — Can They Afford a Benefits Cut?

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Survey Reveals Businesses Are Out of Touch With How Much Employees and Consumers Actually Trust Them

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How Does Raising Interest Rates Help the Economy?

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What Is the Longest Bear Market in US History?

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Americans Are Behind $22 Billion on Utility Bills — How To Get Help if You’re Struggling

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How Will the Federal Interest Rate Hike Affect Your Credit Card Payments?

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One-Quarter of Americans are Delaying Retirement Due to Inflation — What Other Lifestyle Changes are Taking Place?

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Four Unusual Places To Invest Money During a Bear Market

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Should NFT Investors Keep or Sell Their Non-Fungible Tokens in a Bear Market?

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