If you’re searching for a widely accepted credit card that rewards you for your purchase activity, consider the Blue Cash Everyday card from American Express. Usable at over 1.5 million locations within the U.S., this card not only has great cash back benefits but it also comes with a low introductory APR.
|American Express Blue Cash Everyday Card at a Glance|
|Key Features||0% introductory APR for 15 months|
Complimentary credit score
Zero fraud liability
|Pros||3% cash back on groceries|
2% cash back on gas and select department stores
1% cash back on all other purchases
|Cons||High 26.99% cash advance APR|
Balance transfer fee of $5 or 3% of the amount of the transfer
Up to $38 fee for late and returned payments
Table of Contents:
- What You Need to Know About the Blue Cash Everyday Card
- American Express Blue Cash Everyday Best Features
- Blue Cash Everyday Card Additional Considerations
- The Amex Blue Cash Card Is Designed for Those With Good Credit
Learn More: Best “No Annual Fee” Credit Cards
What You Need to Know About the Blue Cash Everyday Card
There’s no annual fee to own this card, which makes it attractive to the average shopper.
Best for: Individuals, couples and families who shop, get gas and make purchases at various retailers throughout the United States.
American Express Blue Cash Everyday Best Features
One of the best features American Express provides with this card is a $150 statement credit for all approved applicants who spend a total of $1,000 over the course of their first three billing cycles. The benefits continue with access to presale tickets and premium event seating. Card members will also love the Destination Family travel program, a low hotel rate guarantee and travel accident insurance.
You can expect an APR between 14.74 percent and 25.74 percent after the introductory 0% APR expires. A penalty APR of 29.99 percent applies if you make a late payment or have a payment returned.
Return Protection is another perk of the Amex Blue Cash card, so long as the purchase in question meets certain criteria. First, the item must have been bought in one of the United States or U.S. territories. Second, the purchase must have been made in the last 90 days. Card members are eligible for up to $300 per item with a $1,000 yearly cap.
The Amex Blue Cash Card: Designed for People With Good Credit
Is it hard to get an American Express card? The answer depends on your Blue Cash Everyday credit score. A good or excellent credit score of 700 or higher is ideal, although applicants with scores as low as 643 have been accepted, according to JohnnyJet, a travel and credit card deals site. You might want to check your credit score and review your credit history before applying.
Click through to see which American Express credit card is right for you.
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This content is not provided by the companies mentioned. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by American Express.