American Express Delta Platinum SkyMiles Credit Card Review

Should you get this credit card from American Express and Delta?

If you love to travel, you should get rewarded for it, and the Delta SkyMiles American Express card might be the one for you. The Delta credit card offers available and Delta Platinum benefits make this one of the best travel rewards cards on the market. Keep reading to find out more and decide if the Delta SkyMiles card has what you want — and need — in a credit card.

What’s In This American Express Delta Platinum SkyMiles Review

Delta Platinum SkyMiles Credit Card — Key Details

Here’s an overview of the Delta Platinum SkyMiles Credit Card from American Express:

American Express Delta Platinum SkyMiles Credit Card At a Glance
Annual Fee$195
APR17.49%-26.49% Variable APR
Cash Advance APR26.99% APR for cash advances
Foreign transaction feesNo foreign transaction fees
Perks
  • 2 miles for every dollar spent on Delta-direct purchases
  • Free companion flight each calendar year
  • 10,000 MQMs and 10,000 bonus miles after spending $25,000 on purchases in a calendar year
  • 10,000 MQMs and 10,000 bonus miles after spending $50,000 on purchases in a calendar year
Information accurate as of Sept. 4, 2018.

Delta Platinum SkyMiles Credit Card Pros and Cons

Pros

Take a look at the advantages of this credit card:

  • Free companion flight each year
  • Car rental loss and damage insurance
  • No foreign transaction fees
  • Roadside assistance service

Cons

Consider some of the disadvantages of this credit card before applying:

  • $195 annual fee
  • Variable 17.49%-26.49% APR
  • 26.99% APR for cash advances

What You Need to Know About the American Express Delta Platinum SkyMiles Credit Card

Best for: Those who want a travel rewards card with ongoing options to boost miles will love this Delta card. It’s also a good choice for those who want extra perks, such as a free companion certificate each year, priority boarding, discounted Delta Sky Club access and much more.

Must-Read: 36 Travel Tips for Everyone on a Budget

Best Features of the American Express Delta Platinum SkyMiles Credit Card

This credit card has plenty of great features, with these being the most attractive to frequent travelers:

  • Domestic, main cabin, round-trip companion certificate each year you renew card
  • 10,000 MQMs and 10,000 bonus miles when you spend $25,000 on purchases in the calendar year
  • 2 miles per dollar spent on direct Delta purchases
  • 20 percent savings on in-flight purchases
  • Priority boarding
  • Discounted Delta Sky Club access

Other Delta Credit Card Features

Check out these additional features this Delta credit card offers:

  • First checked bag free
  • Baggage insurance program
  • No foreign transaction fees

Is the Delta SkyMiles Card Right for You?

Choose the card Delta Platinum SkyMiles if you love to travel and want to make the most of your miles. You’ll get lots of benefits with the card, but if you don’t want to pay the hefty $195 annual fee, you might want to look elsewhere.

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Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone and have not been endorsed by American Express.